Who is the US Bank's LANPASS Visa Signature® Card Designed For?

The US Bank LANPASS Visa Signature® Card is designed for people with good to excellent credit who enjoy traveling in South America and are looking for a generous signup bonus. LAN is a group of South American airlines with headquarters in Santiago, Chile, which is a member of the oneworld airline alliance and operates in 21 countries.

What are the Rates for US Bank's LANPASS Visa Signature® Card?

The rates for purchases and balance transfers range from a low 13.24% APR to 23.24% APR based on creditworthiness. There is no introductory rate for balance transfers. Cash advances have a 24.24% APR.

What Are the Fees for US Bank's LANPASS Visa Signature® Card?

US Bank LANPASS has a $75 annual fee, but the fee is waived the first year, which makes it attractive for those looking for cheap miles or who would like to test drive the card before they commit to paying a fee. The other fees are the standard 3% and $5 minimum for balance transfers and 4% with a $5 minimum for cash advances. Foreign transactions have a 2% fee when the transaction is performed in dollars and 3% if it's in another currency. Returned payments  and late payments have a $35 fee.

What Is US Bank's LANPASS Visa Signature® Card Rewards Program Like?

LANPASS Visa Signature® offers one LANPASS mile for every $1 you spend and double points on ticket purchases. There is no cap on the amount of miles you can earn and members also benefit from a 25% flight miles bonus. The rewards rate is nothing special, particularly when you consider the $75 annual fee, but it also includes valuable perks and benefits that make this card worth serious consideration.

What about US Bank's LANPASS Visa Signature® Card Signup Bonus?

LANPASS Visa Signature® offers a generous 20,000 miles signup bonus just for making a purchase. Members also receive 4,000 every year they renew their card and pay the $75 annual fee.

Does US Bank's LANPASS Visa Signature® Card Any Other Benefits?

US Bank's LANPASS Visa Signature® offers a selection of perks and benefits to LAN travelers. These include 20 percent discount on LAN purchases and three one-way upgrade coupons a year: a perk not many airlines offer. However, members must spend $15,000 in purchases to qualify for the upgrade coupons the following years. The card also offers a concierge service, special dining privileges and premium offers to members.

How Is US Bank's LANPASS Visa Signature® Card Better Than Other Credit Cards?

New users of the LANPASS Visa Signature® receive a large signup bonus without having to pay an annual fee or spend $2,000 to $3,000 in purchases during the first three months, which is the standard requirement for most cards with large signup bonuses. The rewards rate for everyday purchases is low: just 1 point for every $1 spent. However, LAN ticket purchases receive double points. Add to this valuable perks, such as 20% discount on flights, three upgrade coupons, 25% flight miles bonus and 4,000 bonus miles every year users spend over $15,000 and you have yourself an airline credit card worth considering for people who frequently travel to South America.

  • Credit Score Range
    700 - 850
  • Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
  • Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
    • 1099 Misc. Income
    • Cash / Other
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
  • Customer Type
  • Annual Fee
  • Grace Period / Deferred Interest
  • Late Payment Penalty
  • Minimum Interest Charge
  • Returned Payment Fee
  • Foreign Currency Transaction Fee
  • No Annual Fee First Year
  • Card Type
    • Balance Transfer
    • Rewards
  • Card Network
  • Car Rental Insurance
  • Emergency Support
  • Extended Warranty
  • Fraud Liability
  • Travel Insurance
  • Air Miles
  • Rewards Categories
    • Airfare
    • Restaurants
  • Signup Bonus (points)
  • Purchases APR (variable)
    13.24% - 23.24%
  • Transfer Fee
    3% w/$5 min.
  • Balance Transfer APR (variable)
    13.24% - 23.24%
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