
Venmo Credit Card
Would you recommend Venmo Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 15.24% - 24.24% |
Balance Transfer APR | N/A |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Venmo Credit Card Review
This is a cashback card issued by Venmo. If you're wondering whether Venmo Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Venmo Credit Card has a variable purchase APR that ranges from 15.24% up to 24.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Venmo Credit Card
The Good | The Bad |
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Venmo Credit Card FAQ
Does Venmo Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
What are the Venmo Credit Card benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Venmo Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Venmo Credit Card has a variable purchase APR that ranges from 15.24% up to 24.24%. It also has a variable cash advance APR of 24.24% .
Does Venmo Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Venmo Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Venmo Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Returned Payment Fee | up to $29 |
Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Venmo Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Venmo Credit Card?
The Venmo Credit Card customer service number is .
What is the support contact email for Venmo Credit Card?
The support contact email for Venmo Credit Card is support@venmo.com.
What is the Venmo Credit Card login page?
You can access the Venmo Credit Card login page here.
How do people rate the customer service and user experience of Venmo Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Venmo Credit Card report your account activity to credit bureaus?
Yes, Venmo Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Venmo Credit Card
- Visit the Venmo Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
117 Barrow St
New York, NY 10014 USA - Visit Site
- Email Support
Other Services by Venmo
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | 5% |
Minimum Cash Advance Fee ($) | $10 |
Foreign Currency Transaction Fee | 0% |
No Annual Fee | |
No Foreign Transaction Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $2 |
No Interest Grace Period for Late Payment | 23 days |
Returned Payment Fee | Up to $29 |
Late Fee Amount | Up to $40 |
Venmo Credit Card Community Reviews
Would you recommend Venmo Credit Card to your friends?
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