
Walmart Store Card
in Personal Credit Cards from Capital One
Would you recommend Walmart Store Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 26.99% |
Balance Transfer APR (Variable APR) | N/A |
Credit Score Range | 670 - 850 |
Annual Fee | $0 |
Walmart Store Card Review
This is a cashback credit card issued by Capital One. If you're wondering whether Walmart Store Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 5x.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.99%
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
The Good | The Bad |
---|---|
|
|
Does Walmart Store Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 5x |
Annual rewards limit | N/A |
Does Walmart Store Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Walmart Store Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Walmart Store Card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Walmart Store Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR of 26.99%.
Does Walmart Store Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Walmart Store Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Walmart Store Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Walmart Store Card have a foreign transaction fee?
Walmart Store Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.How do people rate the customer service and user experience of Walmart Store Card?
Overall, Walmart Store Card is strongly not recommended based on community reviews that rate customer service and user experience.
Does Walmart Store Card report your account activity to credit bureaus?
Yes, Walmart Store Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Walmart Store Card
- Visit the Walmart Store Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - Visit Site
Other Services by Capital One

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
Foreign Currency Transaction Fee | 3% |
Late Fee Amount | Up to $39 |
Walmart Store Card Community Reviews
Would you recommend Walmart Store Card to your friends?
Capital One Personal Credit Cards
- AltaOne Federal Credit Union Visa Platinum Credit Card
- Andigo Credit Union Visa Platinum Cash Back Credit Card
- Athleta Visa Card
- CareCredit
- Columbia Credit Union Visa Platinum Rewards Credit Card
- Erie Federal Credit Union Platinum Mastercard
- Generations FCU Visa Platinum Credit Card
- Greater Springfield Credit Union Visa Rewards
- Hot Topic Guest List Credit Card
- MAACO Credit Card
- Nautilus Credit Card
- Sutherlands Credit Card