
Walmart Store Card
Explore a similar product
Try this top product in Personal Credit Cards.
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 17.99% - 26.99% |
Balance Transfer APR (Variable APR) | 17.99% - 26.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Walmart Store Card Review
This is a cashback credit card issued by Capital One. If you're wondering whether Walmart Store Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Generous reward rate. You will get a rewards rate of up to 5x.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 26.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Walmart Store Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Gas rewards. on eligible gas purchases.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
---|---|
|
|
Does Walmart Store Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 5% for purchases in a bonus category.
Minimum rewards rate | 1x |
Max rewards rate | 5x |
Annual rewards limit | N/A |
Does Walmart Store Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Walmart Store Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Walmart Store Card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Walmart Store Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Walmart Store Card has a variable purchase APR that ranges from 17.99% up to 26.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 26.99%.
Does Walmart Store Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Walmart Store Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Walmart Store Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Late Payment Fee | up to $39 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Walmart Store Card have a foreign transaction fee?
Walmart Store Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Walmart Store Card?
The support contact email for Walmart Store Card is support@capitalone.com.
How do people rate the customer service and user experience of Walmart Store Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Walmart Store Card report your account activity to credit bureaus?
Yes, Walmart Store Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Walmart Store Card
- Visit the Walmart Store Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 - Visit Site
- Email Support
Other Services by Capital One
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 3% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
Late Fee Amount | Up to $39 |
Walmart Store Card Community Reviews
Would you recommend Walmart Store Card to your friends?
Capital One Personal Credit Cards
- America First CU Visa Cash Back Credit Card
- AutoPass for Car Dealerships Credit Card
- BB&T Bright Visa Card
- Chrysler DrivePlus Mastercard®
- Municipal Credit Union Student Visa Credit Card
- NIH FCU Visa Signature Rewards Credit Card
- Northeast Credit Union Rewards VISA® Credit Card
- Nusenda Credit Union Platinum Credit Card
- OnPoint Community CU Rewards Credit Card
- OpenSky® Secured Visa® Credit Card
- Park Community Credit Union Visa Classic Credit Card
- Sleep Number Credit Card