Who is this credit card designed for?

Wells Fargo Secured Credit Card is a credit card issued by Wells Fargo Bank, which is based in San Francisco, CA, and was established in 1852.

Wells Fargo Secured Credit Card is designed for people with a credit score of 300 to 850.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Wells Fargo Bank charges a variable APR on new purchases of 20.24% Balance transfer APRs, which are also variable, start at 20.24%.

Is an introductory APR offer available?

No, Wells Fargo Secured Credit Card does not come with an introductory APR offer.

What are the fees?

The following fees apply to Wells Fargo Secured Credit Card:

  • An annual fee of $25. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $37.
  • A returned payment fee of $37.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, Wells Fargo Secured Credit Card does not offer a rewards program.

Is a signup bonus offered?

Wells Fargo Secured Credit Card doesn't offer a cash signup bonus.

What additional benefits are offered?

Wells Fargo Secured Credit Card provides the following benefits:

  • Car rental insurance
  • Emergency support
  • Fraud liability
  • Travel insurance
    • Bank Account Required?
    • Credit Score Range
      300 - 850
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Customer Type
    • Annual Fee
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Minimum Interest Charge
    • Returned Payment Fee
    • Foreign Currency Transaction Fee
    • Card Type
      • Travel
      • Balance Transfer
      • Secured
    • Card Network
    • Car Rental Insurance
    • Credit Card Benefits
      • Auto Rental Collision Damage Waiver
      • Cellular Telephone Protection
      • Emergency Support
      • Fraud Liability
      • Travel Accident Insurance
    • Emergency Support
    • Fraud Liability
    • Travel Insurance
    • Balance Computation
      Average daily balance (including new purchases)
    • Credit Limit
      Equal to Initial Security Deposit of $300 - $10,000
    • Purchases APR (variable)
      Starting at 20.24%
    • Transfer Fee
      up to 5%
    • Balance Transfer APR (variable)
      Starting at 20.24%
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