World of Hyatt Credit Card

World of Hyatt Credit Card Review

This is a rewards credit card issued by Chase Bank. If you're wondering whether World of Hyatt Credit Card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 4 reward points per dollar spent.
• Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.99% up to 25.99%.
• 5% Balance transfer fee. World of Hyatt Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of World of Hyatt Credit Card

The Good

The Bad

Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary. Earn an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Extended warranty on purchases. Free access to your credit score. Identity Theft Protection. Travel accident and travel assistance insurance. Trip cancellation insurance. No foreign transaction fee. Cardholders can earn rewards on their purchases. World of Hyatt Credit Card reports to multiple credit bureaus.

All the points you earn stay on your Hyatt Program account. This card is designed for people who stay at Hyatt hotels often. Higher than average purchase APRs. You need good credit to qualify. Charges an annual fee of $95 Charges a 5% balance transfer fee.

World of Hyatt Credit Card FAQ

Does World of Hyatt Credit Card have a cash back or rewards program?

World of Hyatt Credit Card is a travel rewards card.

World of Hyatt Credit Card Rewards

Minimum rewards rate	1x
Max rewards rate	4x
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	30000
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the World of Hyatt Credit Card benefits?

It provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for World of Hyatt Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

World of Hyatt Credit Card has a variable purchase APR that ranges from 18.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 18.99% up to 25.99%. It also has a variable cash advance APR of 27.99% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for World of Hyatt Credit Card?

The following fees apply:

World of Hyatt Credit Card Fees

Fees	Amount
Annual Fee	$95
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does World of Hyatt Credit Card report your account activity to credit bureaus?

Yes, World of Hyatt Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for World of Hyatt Credit Card

• Visit the World of Hyatt Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.