World of Hyatt Visa Review

This is a rewards credit card issued by Chase Bank. If you're wondering whether World of Hyatt Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Generous reward rate. You will get a rewards rate of up to 4 reward points per dollar spent.
• Signup bonus. Offers a signup bonus of 25000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. World of Hyatt Visa has a variable purchase APR that ranges from 15.99% up to 22.99%.
• 5% Balance transfer fee. World of Hyatt Visa charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

The Good

The Bad

Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary. Earn an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year. Lower than average purchase APRs. Multiple credit card perks. Offers auto rental collision damage waiver. Access to a concierge. Extended warranty on purchases. Free access to your credit score. Identity Theft Protection. Travel accident and travel assistance insurance. Trip cancellation insurance. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere World of Hyatt Visa is accepted. World of Hyatt Visa reports to multiple credit bureaus.

All the points you earn stay on your Hyatt Program account. This card is designed for people who stay at Hyatt hotels often. Requires good to excellent credit. Charges an annual fee of $95 Charges a 5% balance transfer fee.

Does World of Hyatt Visa have a cash back or rewards program?

World of Hyatt Visa is a travel rewards card.

World of Hyatt Visa Rewards

Minimum rewards rate	1x
Max rewards rate	4x
Annual rewards limit	N/A
Signup Bonus (Points/Miles)	25000
Signup Bonus Spend Requirement	$3000
Signup Bonus Spend Period (months)	3 months

What are the World of Hyatt Visa benefits?

It provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for World of Hyatt Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 15.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 15.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .

What are the fees for World of Hyatt Visa?

The following fees apply:

World of Hyatt Visa Fees

Fees	Amount
Annual Fee	$95
Foreign Transaction Fee	0%
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

Does World of Hyatt Visa report your account activity to credit bureaus?

Yes, World of Hyatt Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for World of Hyatt Visa

• Visit the World of Hyatt Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.