World of Hyatt Credit Card Review

World of Hyatt Credit Card is a rewards credit card issued by Chase Bank.  If you're wondering whether World of Hyatt Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

• Generous reward rate. You can get a rewards rate of up to 4%.
• Signup bonus. Offers a signup bonus of 25000 after spending $3,000 that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 24.99%.
• Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of $95 for the privilege.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

The Good

The Bad

Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary. Earn an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year. Multiple credit card perks. Earn rewards on every purchase. World of Hyatt Credit Card reports to multiple credit bureaus. Cardholders can earn rewards on their purchases. Offers auto rental collision damage waiver. Extended warranty on purchases. Travel accident and travel assistance insurance. Trip cancellation insurance.

All the points you earn stay on your Hyatt Program account. This card is designed for people who stay at Hyatt hotels often. Higher than average purchase APRs. Requires good to excellent credit. Charges an annual fee of $95.

Is there a World of Hyatt Credit Card cash back or rewards program?

World of Hyatt Credit Card offers a rewards program to its customers.

World of Hyatt Credit Card Rewards

Rewards rate (all purchases)	1%
Max rewards rate	4%
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	25000
Signup Bonus Spend Requirement	$3000

What are the World of Hyatt Credit Card benefits?

World of Hyatt Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Zero fraud liability
• Travel Accident Insurance
• No blackout dates when redeeming miles
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for World of Hyatt Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. World of Hyatt Credit Card has higher than average purchase APRs.

World of Hyatt Credit Card has a variable purchase APR that ranges from 17.99% up to 24.99%. The card has a variable balance transfer APR that ranges from 17.99% up to 24.99%. It also has a variable cash advance APR starting at 26.99% .

What are the World of Hyatt Credit Card fees?

The following fees apply to World of Hyatt Credit Card:

World of Hyatt Credit Card Fees

Fees	Amount
Annual Fee	$95
Balance Transfer Fee	5%
Minimum Balance Transfer Fee	$5
Returned Payment Fee	$39
Late Payment Fee	$39

Does World of Hyatt Credit Card report your account activity to credit bureaus?

World of Hyatt Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for World of Hyatt Credit Card

• Visit the World of Hyatt Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.