World of Hyatt Credit Card
Would you recommend World of Hyatt Credit Card to your friends?
| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) |
20.24% - 27.24% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
20.24% - 27.24% (Verified 08/04/2023) |
| Credit Score Range | 700 - 850 |
| Annual Fee | $95 |
| Number of Reviews | 8 |
World of Hyatt Credit Card Review
This is a rewards card issued by Chase Bank. If you're wondering whether World of Hyatt Credit Card is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 4 reward points per dollar spent.
- Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 27.24%.
- 5% Balance transfer fee. World of Hyatt Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of World of Hyatt Credit Card
| The Good | The Bad |
|---|---|
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World of Hyatt Credit Card FAQ
Does World of Hyatt Credit Card have a cash back or rewards program?
World of Hyatt Credit Card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 4x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 30000 |
| Signup Bonus Spend Requirement | $3000 |
| Signup Bonus Spend Period (months) | 3 months |
Does World of Hyatt Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 30000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.Does World of Hyatt Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the World of Hyatt Credit Card benefits?
It provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for World of Hyatt Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.World of Hyatt Credit Card has a variable purchase APR that ranges from 20.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 20.24% up to 27.24%. It also has a variable cash advance APR of 29.24% . Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does World of Hyatt Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does World of Hyatt Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for World of Hyatt Credit Card?
The following fees apply:
| Description | |
|---|---|
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee? | |
| No Foreign Transaction Fee? | |
| Annual Fee | $95 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
This card charges a $95 annual fee.
Does World of Hyatt Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for World of Hyatt Credit Card?
The World of Hyatt Credit Card customer service number is (877) 242-7372.
What is the support contact email for World of Hyatt Credit Card?
The support contact email for World of Hyatt Credit Card is customerdepartament@chase.com.
What is the World of Hyatt Credit Card login page?
You can access the World of Hyatt Credit Card login page here.
How do people rate the customer service and user experience of World of Hyatt Credit Card?
Overall, World of Hyatt Credit Card is strongly recommended based on community reviews that rate customer service and user experience.
Does World of Hyatt Credit Card report your account activity to credit bureaus?
Yes, World of Hyatt Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for World of Hyatt Credit Card
- Visit the World of Hyatt Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
Other Credit Cards by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Annual Fee | $95 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
World of Hyatt Credit Card Community Reviews
Would you recommend World of Hyatt Credit Card to your friends?
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