Fifth Third Bank Personal Line of Credit Review

Fifth Third Bank Personal Line of Credit is offered by Fifth Third Bank, a bank founded in 1858 and based in Cincinnati, OH. Fifth Third Bank Personal Line of Credit is available in 10 states across the USA.

What APRs does Fifth Third Bank Personal Line of Credit offer?

Fifth Third Bank Personal Line of Credit offers a fixed APR product that ranges from 10.74% APR up to 17.34% APR.

Does Fifth Third Bank Personal Line of Credit charge an origination fee?

Yes, Fifth Third Bank Personal Line of Credit charges a line of credit origination fee.

Does Fifth Third Bank Personal Line of Credit charge a cash advance fee?

Yes, Fifth Third Bank Personal Line of Credit may charge a fee.

Does Fifth Third Bank Personal Line of Credit charge a late fee?

Yes, Fifth Third Bank Personal Line of Credit may charge borrowers a late payment fee.

Fifth Third Bank Personal Line of Credit Fees

Cash Advance Fee	N/A
Origination Fee	N/A
Prepayment Fee?	Yes
Late Payment Fee	N/A

What do you need to qualify for Fifth Third Bank Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 are eligible for Fifth Third Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Fifth Third Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Fifth Third Bank Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Fifth Third Bank Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Fifth Third Bank Personal Line of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity
• Proof of citizenship or residence permit

Does Fifth Third Bank Personal Line of Credit report your account activity to credit bureaus?

Fifth Third Bank Personal Line of Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Fifth Third Bank Personal Line of Credit

• Visit the Fifth Third Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.