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  Fifth Third Bank Personal Line of Credit
Fifth Third Bank Personal Line of Credit
in Personal Lines of Credit from Fifth Third Bank
Unaffiliated

Fifth Third Bank Personal Line of Credit

Unaffiliated
in Personal Lines of Credit from Fifth Third Bank
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

Rating not yet determined  

Loan Amount N/A
APR  (Fixed APR) 10.74% - 17.34%
(Verified 08/04/2023)

Fifth Third Bank Personal Line of Credit Review

Fifth Third Bank Personal Line of Credit is offered through Fifth Third Bank, a bank founded in 1858 and based in Cincinnati, OH. Fifth Third Bank line of credit are available in 10 states across the USA.

Fifth Third Bank line of credit FAQ

What APRs does Fifth Third Bank Personal Line of Credit offer?

Fifth Third Bank Personal Line of Credit offers a fixed APR product that ranges from 10.74% APR up to 17.34% APR.

Does Fifth Third Bank line of credit charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Fifth Third Bank line of credit charge a cash advance fee?

Yes, they may charge a fee.

Does the Fifth Third Bank Personal Line of Credit charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Fifth Third Bank Personal Line of Credit charge a late fee?

Yes, they may charge borrowers a late payment fee.

Fifth Third Bank Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee No
Statement Balance Fee No

What do you need to qualify for Fifth Third Bank Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 may be eligible for Fifth Third Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Fifth Third Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. Fifth Third Bank Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Fifth Third Bank Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Fifth Third Bank Personal Line of Credit.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Fifth Third Bank Personal Line of Credit report your account activity to credit bureaus?

Yes, Fifth Third Bank Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Fifth Third Bank a legit company?

Fifth Third Bank was founded in 1858, it is a well-established company that has been in business for 165 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Fifth Third Bank line of credit

  • Visit the website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 10 states
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Kentucky
  • Michigan
  • North Carolina
  • Ohio
  • Tennessee
  • West Virginia

Feature Breakdown

Annual Fee $35
Credit Score Range 680 - 850
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options
  • Check by mail
  • Storefront
  • Bank Transfer
APR (Fixed APR) 10.74% - 17.34%
(Verified 08/04/2023)
APR Type Fixed APR

Fifth Third Bank Personal Line of Credit Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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