First Premier Bank Personal Line of Credit Review

First Premier Bank Personal Line of Credit is offered by First Premier Bank, a bank founded in 1999 and based in Sioux Falls, SD. First Premier Bank Personal Line of Credit is available in 1 state across the USA.

What APRs does First Premier Bank Personal Line of Credit offer?

First Premier Bank Personal Line of Credit offers a variable APR product but they do not disclose their rates.

Does First Premier Bank Personal Line of Credit charge an origination fee?

Yes, First Premier Bank Personal Line of Credit charges a line of credit origination fee.

Does First Premier Bank Personal Line of Credit charge a cash advance fee?

Yes, First Premier Bank Personal Line of Credit may charge a fee.

Does First Premier Bank Personal Line of Credit charge a late fee?

Yes, First Premier Bank Personal Line of Credit may charge borrowers a late payment fee.

How much can you borrow via First Premier Bank Personal Line of Credit?

Upon approval and based on your credit worthiness, your First Premier Bank Personal Line of Credit personal line of credit will be assigned a credit line of at least $300 and as much as $100,000. .

First Premier Bank Personal Line of Credit Fees

Cash Advance Fee	N/A
Origination Fee	N/A
Prepayment Fee?	Yes
Late Payment Fee	N/A

What do you need to qualify for First Premier Bank Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 are eligible for First Premier Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Premier Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. First Premier Bank Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Premier Bank Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by First Premier Bank Personal Line of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity
• Proof of citizenship or residence permit

Does First Premier Bank Personal Line of Credit report your account activity to credit bureaus?

First Premier Bank Personal Line of Credit reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for First Premier Bank Personal Line of Credit

• Visit the First Premier Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.