SuperMoney 
  First Premier Bank Personal Line of Credit

First Premier Bank Personal Line of Credit

in Personal Lines of Credit from First Premier Bank

Unaffiliated

First Premier Bank Personal Line of Credit

Unaffiliated

in Personal Lines of Credit from First Premier Bank

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend First Premier Bank Personal Line of Credit to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
APR  (Variable APR) N/A
Loan Amount $300 - $100,000

First Premier Bank Personal Line of Credit Review

First Premier Bank Personal Line of Credit is offered by First Premier Bank, a bank founded in 1999 and based in Sioux Falls, SD. First Premier Bank Personal Line of Credit is offered in 1 state across the USA.

What APRs does First Premier Bank Personal Line of Credit offer?

First Premier Bank Personal Line of Credit offers a variable APR product but they do not disclose their rates.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

Does First Premier Bank Personal Line of Credit charge an origination fee?

Yes, First Premier Bank Personal Line of Credit charges a line of credit origination fee.

Does First Premier Bank Personal Line of Credit charge a cash advance fee?

Yes, First Premier Bank Personal Line of Credit may charge a fee.

Does First Premier Bank Personal Line of Credit charge a late fee?

Yes, First Premier Bank Personal Line of Credit may charge borrowers a late payment fee.

How much can you borrow via First Premier Bank Personal Line of Credit?

Upon approval and based on your credit worthiness, your First Premier Bank Personal Line of Credit personal line of credit will be assigned a credit line of at least $300 and as much as $100,000. .

First Premier Bank Personal Line of Credit Fees
Cash Advance Fee N/A
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for First Premier Bank Personal Line of Credit?

Applicants with a credit score of at least 680 and up to 850 are eligible for First Premier Bank Personal Line of Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Premier Bank Personal Line of Credit does not have or does not disclose a minimum annual income eligibility requirement. First Premier Bank Personal Line of Credit only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Premier Bank Personal Line of Credit. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by First Premier Bank Personal Line of Credit. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does First Premier Bank Personal Line of Credit report your account activity to credit bureaus?

First Premier Bank Personal Line of Credit reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for First Premier Bank Personal Line of Credit

  • Visit the First Premier Bank website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 1 state
South Dakota
Availabile in all of South Dakota

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Minimum Age 18
Verification Documents Required
  • Government Issued Photo ID
  • Proof of Identity
  • Proof of Income
  • Social Security Number
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Loan Amount $300 - $100K

Be the first to rate

 

Would you recommend First Premier Bank Personal Line of Credit to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Lines of Credit

MoneyKey Line of Credit
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

SunTrust Select Credit Line
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews