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  Members 1st CU Florida Lifestyle Credit Line
Members 1st CU Florida Lifestyle Credit Line
in Personal Lines of Credit from Members First Credit Union of Florida
Unaffiliated

Members 1st CU Florida Lifestyle Credit Line

Unaffiliated
in Personal Lines of Credit from Members First Credit Union of Florida
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Highlights
Loan Amount N/A
APR  (Fixed APR) 9.95% - 18.00%

Members 1st CU Florida Lifestyle Credit Line Review

Members 1st CU Florida Lifestyle Credit Line is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members 1st CU Florida Lifestyle Credit Line is available in 1 state across the USA.

Members 1st CU Florida Lifestyle Credit Line FAQ

What APRs does Members 1st CU Florida Lifestyle Credit Line offer?

Members 1st CU Florida Lifestyle Credit Line offers a fixed APR product that ranges from 9.95% APR up to 18.00% APR.

Does Members 1st CU Florida Lifestyle Credit Line charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Members 1st CU Florida Lifestyle Credit Line charge a cash advance fee?

Yes, they may charge a fee.

Does the Members 1st CU Florida Lifestyle Credit Line charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Members 1st CU Florida Lifestyle Credit Line charge a late fee?

Yes, they may charge borrowers a late payment fee of up to $10 .

Members 1st CU Florida Lifestyle Credit Line Fees
Cash Advance Fee N/A
Origination Fee No
Prepayment Fee? Yes
Late Payment Fee Starting at $10
Statement Balance Fee No

What do you need to qualify for Members 1st CU Florida Lifestyle Credit Line?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members 1st CU Florida Lifestyle Credit Line. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members 1st CU Florida Lifestyle Credit Line does not have or does not disclose a minimum annual income eligibility requirement. Members 1st CU Florida Lifestyle Credit Line only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members 1st CU Florida Lifestyle Credit Line. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Members 1st CU Florida Lifestyle Credit Line. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Driver's license
  • Government issued photo ID
  • Proof of identity

Does Members 1st CU Florida Lifestyle Credit Line report your account activity to credit bureaus?

Yes, Members 1st CU Florida Lifestyle Credit Line reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Is Members First Credit Union of Florida a legit company?

Members First Credit Union of Florida was founded in 1954, it is a well-established company that has been in business for 68 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

How to apply for Members 1st CU Florida Lifestyle Credit Line

  • Visit the website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:30pm
  • Tuesday 9:00am - 4:30pm
  • Wednesday 9:00am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 9:00am - 4:30pm
  • Saturday 8:30am - 12:00pm

Other Services by Members First Credit Union of Florida

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

Late Fee Amount Starting at $10
Credit Score Range 600 - 850
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Verification Documents Required
  • Driver License (or other photo ID)
  • Recent Pay Stubs
  • Proof of Income
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Payment Options Automatic Payments
APR (Fixed APR) 9.95% - 18.00%

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