Members First Credit Union of Florida Lifestyle Credit Line Review

Members First Credit Union of Florida Lifestyle Credit Line is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members First Credit Union of Florida Lifestyle Credit Line is available in 1 state across the USA.

What APRs does Members First Credit Union of Florida Lifestyle Credit Line offer?

Members First Credit Union of Florida Lifestyle Credit Line offers a fixed APR product that ranges from 9.95% APR up to 18.00% APR.

Does Members First Credit Union of Florida Lifestyle Credit Line charge an origination fee?

Yes, they charge a line of credit origination fee.

Does the Members First Credit Union of Florida Lifestyle Credit Line charge a cash advance fee?

Yes, they may charge a fee.

Does the Members First Credit Union of Florida Lifestyle Credit Line charge a statement balance fee?

No, this lender does not charge a statement balance fee.

Does Members First Credit Union of Florida Lifestyle Credit Line charge a late fee?

Yes, they may charge borrowers a late payment fee of up to $10 .

Members First Credit Union of Florida Lifestyle Credit Line Fees

Cash Advance Fee	N/A
Origination Fee	No
Prepayment Fee?	Yes
Late Payment Fee	Starting at $10
Statement Balance Fee	No

What do you need to qualify for Members First Credit Union of Florida Lifestyle Credit Line?

Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Credit Union of Florida Lifestyle Credit Line. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members First Credit Union of Florida Lifestyle Credit Line does not have or does not disclose a minimum annual income eligibility requirement. Members First Credit Union of Florida Lifestyle Credit Line only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Credit Union of Florida Lifestyle Credit Line. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Members First Credit Union of Florida Lifestyle Credit Line. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity

Does Members First Credit Union of Florida Lifestyle Credit Line report your account activity to credit bureaus?

Yes, Members First Credit Union of Florida Lifestyle Credit Line reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Members First Credit Union of Florida Lifestyle Credit Line

• Visit the website.
• Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
• Check the information is accurate and submit your application.