Last Updated: 04/18/2025
Members 1st CU Florida Lifestyle Credit Line
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
9.95% - 18.00%(Verified 06/21/2024)
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Members 1st CU Florida Lifestyle Credit Line Review
Members 1st CU Florida Lifestyle Credit Line is offered through Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members 1st CU Florida Lifestyle Credit Line are available in 1 state.
Members 1st CU Florida Lifestyle Credit Line FAQ
What APRs does Members 1st CU Florida Lifestyle Credit Line offer?
Members 1st CU Florida Lifestyle Credit Line offers an APR that ranges from 9.95% APR up to 18.00% APR.
Does the Members 1st CU Florida Lifestyle Credit Line charge an origination fee?
Yes, Members 1st CU Florida Lifestyle Credit Line charges a line of credit origination fee .Does the Members 1st CU Florida Lifestyle Credit Line charge a cash advance fee?
Yes, Members 1st CU Florida Lifestyle Credit Line may charge a fee .Does Members 1st CU Florida Lifestyle Credit Line charge a late fee?
Yes, Members 1st CU Florida Lifestyle Credit Line may charge borrowers a late payment fee of up to $10 .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | Starting at $10 |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Members 1st CU Florida Lifestyle Credit Line?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Members 1st CU Florida Lifestyle Credit Line. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Members 1st CU Florida Lifestyle Credit Line does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members 1st CU Florida Lifestyle Credit Line.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Members 1st CU Florida Lifestyle Credit Line report your account activity to credit bureaus?
Yes, Members 1st CU Florida Lifestyle Credit Line reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Members First Credit Union of Florida perform a hard credit pull?
Yes, Members 1st CU Florida Lifestyle Credit Line performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Members 1st CU Florida Lifestyle Credit Line
- Visit the Members 1st CU Florida Lifestyle Credit Line website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:30PM
Tuesday
9:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
9:00AM - 4:30PM
Friday
9:00AM - 4:30PM
Saturday
8:30AM - 12:00PM