Last Updated: 04/18/2025
SUNY Fredonia FCU Overdraft Line of Credit
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Last Updated: 04/18/2025
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Highlights
Amount Range
$200 - $1,000
APR (Fixed APR)
15%(Verified 06/21/2024)
SUNY Fredonia FCU Overdraft Line of Credit Review
SUNY Fredonia FCU Overdraft Line of Credit is offered through SUNY Fredonia Federal Credit Union, a credit union founded in 1975 and based in Fredonia, NY. SUNY Fredonia FCU Overdraft Line of Credit are available in 50 states and Washington, DC.
SUNY Fredonia FCU Overdraft Line of Credit FAQ
What APRs does SUNY Fredonia FCU Overdraft Line of Credit offer?
SUNY Fredonia FCU Overdraft Line of Credit offers an APR of 15% APR.
Does the SUNY Fredonia FCU Overdraft Line of Credit charge an origination fee?
Yes, SUNY Fredonia FCU Overdraft Line of Credit charges a line of credit origination fee .Does the SUNY Fredonia FCU Overdraft Line of Credit charge a cash advance fee?
Yes, SUNY Fredonia FCU Overdraft Line of Credit may charge a fee .Does SUNY Fredonia FCU Overdraft Line of Credit charge a late fee?
Yes, SUNY Fredonia FCU Overdraft Line of Credit may charge borrowers a late payment fee of up to $10.00 .How much can you borrow via SUNY Fredonia FCU Overdraft Line of Credit?
Upon approval and based on your credit worthiness, your SUNY Fredonia FCU Overdraft Line of Credit personal line of credit will be assigned a credit limit of at least $200.00 and as much as $1,000.00. .
| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | No |
| Late Payment Fee | $10.00 |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for SUNY Fredonia FCU Overdraft Line of Credit?
SUNY Fredonia FCU Overdraft Line of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. SUNY Fredonia FCU Overdraft Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by SUNY Fredonia FCU Overdraft Line of Credit.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does SUNY Fredonia FCU Overdraft Line of Credit report your account activity to credit bureaus?
Yes, SUNY Fredonia FCU Overdraft Line of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does SUNY Fredonia Federal Credit Union perform a hard credit pull?
Yes, SUNY Fredonia FCU Overdraft Line of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for SUNY Fredonia FCU Overdraft Line of Credit
- Visit the SUNY Fredonia FCU Overdraft Line of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 2:00PM
Wednesday
9:00AM - 2:00PM
Thursday
8:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed