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Personal Lines of Credit
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Last Updated: 04/18/2025

US Bank Premier Line of Credit

in Personal Lines of Credit from U.S. Bank

Last Updated: 04/18/2025

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Amount Range

Up to $25,000

APR (Variable APR)

12.5%(Verified 06/21/2024)
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US Bank Premier Line of Credit Review

US Bank Premier Line of Credit is offered through U.S. Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank line of credit are available in 50 states and Washington, DC.

US Bank Premier Line of Credit FAQ

What APRs does US Bank Premier Line of Credit offer?

US Bank Premier Line of Credit offers a variable APR of 12.5% APR.

Does the US Bank Premier Line of Credit charge an origination fee?

No, US Bank Premier Line of Credit does not charge an origination fee.
An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does the US Bank Premier Line of Credit charge a cash advance fee?

Yes, US Bank Premier Line of Credit may charge a fee of 4% of the amount of each cash advance.

Does US Bank Premier Line of Credit charge a late fee?

Yes, US Bank Premier Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for US Bank Premier Line of Credit?

Applicants with a credit score of at least 600 and up to 850 may be eligible for US Bank Premier Line of Credit.
US Bank Premier Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by US Bank Premier Line of Credit.

Does US Bank Premier Line of Credit report your account activity to credit bureaus?

Yes, US Bank Premier Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does U.S. Bank perform a hard credit pull?

Yes, US Bank line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for US Bank Premier Line of Credit

  • Visit the US Bank Premier Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

800 Nicollet Mall
Minneapolis, MN 55402
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Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed

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