| Community Rating | Mostly recommended |
| APR (Variable APR) | 12.5% |
| Loan Amount | Up to $25,000 |
US Bank Premier Line of Credit Review
Where is US Bank Premier Line of Credit available?
US Bank Premier Line of Credit is a personal line of credit offered by US Bank, a bank based in Cincinnati, OH that was founded in 1863. US Bank Premier Line of Credit is offered in 50 states (and Washington, DC).
What are the APRs offered via US Bank Premier Line of Credit?
US Bank Premier Line of Credit offers a variable APR personal line of credit product of 12.5%Does US Bank Premier Line of Credit charge an origination fee?
No, US Bank Premier Line of Credit does not charge an origination fee.
An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.
Does US Bank Premier Line of Credit charge a cash advance fee?
Yes, US Bank Premier Line of Credit charges a fee
Does US Bank Premier Line of Credit charge a late fee?
Yes, US Bank Premier Line of Credit may charge borrowers a late payment fee.
Does US Bank Premier Line of Credit charge prepayment fees?
Yes, US Bank Premier Line of Credit charges additional fees to borrowers who close their line of credit sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a line of credit.
What do you need to qualify for a line of credit with US Bank Premier Line of Credit?
Applicants with a credit score of at least 600 can apply for a line of credit via US Bank Premier Line of Credit.
US Bank Premier Line of Credit only considers borrowers who are employed, or have a regular source of income or benefits.
Active duty servicemembers and their covered dependents can apply for a line of credit via US Bank Premier Line of Credit. Their rates fall within the limits of The Military Lending Act.
Only U.S. citizens and permanent residents can apply for a line of credit.
Does US Bank Premier Line of Credit report loan payments to credit bureaus?
US Bank Premier Line of Credit may report credit data to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Annual Fee | $0 |
| No Origination Fee | |
| Cash Advance Fee (%) | 4% |
US Bank Premier Line of Credit Community Reviews
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