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  US Bank Premier Line of Credit

US Bank Premier Line of Credit

in Personal Lines of Credit from US Bank

Unaffiliated

US Bank Premier Line of Credit

Unaffiliated

in Personal Lines of Credit from US Bank

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Highlights
Highlights
Community Rating Mostly recommended
APR  (Variable APR) 12.5%
Loan Amount Up to $25,000

US Bank Premier Line of Credit Review

Where is US Bank Premier Line of Credit available?

US Bank Premier Line of Credit is a personal line of credit offered by US Bank, a bank based in Cincinnati, OH that was founded in 1863. US Bank Premier Line of Credit is offered in 50 states (and Washington, DC).

What are the APRs offered via US Bank Premier Line of Credit?

US Bank Premier Line of Credit offers a variable APR personal line of credit product of 12.5%

Does US Bank Premier Line of Credit charge an origination fee?

No, US Bank Premier Line of Credit does not charge an origination fee.

An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees. 

Does US Bank Premier Line of Credit charge a cash advance fee?

Yes, US Bank Premier Line of Credit charges a fee

Does US Bank Premier Line of Credit charge a late fee?

Yes, US Bank Premier Line of Credit may charge borrowers a late payment fee.

Does US Bank Premier Line of Credit charge prepayment fees?

Yes, US Bank Premier Line of Credit charges additional fees to borrowers who close their line of credit sooner than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a line of credit.

What do you need to qualify for a line of credit with US Bank Premier Line of Credit?

Applicants with a credit score of at least 600 can apply for a line of credit via US Bank Premier Line of Credit.

US Bank Premier Line of Credit only considers borrowers who are employed, or have a regular source of income or benefits.

Active duty servicemembers and their covered dependents can apply for a line of credit via US Bank Premier Line of Credit. Their rates fall within the limits of The Military Lending Act.

Only U.S. citizens and permanent residents can apply for a line of credit.

Does US Bank Premier Line of Credit report loan payments to credit bureaus?

US Bank Premier Line of Credit may report credit data to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion
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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
No Origination Fee  
Cash Advance Fee (%) 4%
Credit Score Range 600 - 850
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Loan Amount Up to $25K
APR (Variable APR) 12.5%

US Bank Premier Line of Credit Community Reviews

 
 

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