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Last Updated: 04/18/2025

US Bank Premier Line of Credit

from U.S. Bank

Last Updated: 04/18/2025

U.S. Bank logo
Rating not yet determined2 total votes
1 users are unsure
1 users don't recommend

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Amount Range

Up to $25,000

APR (Variable APR)

12.5%(Verified 06/21/2024)
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US Bank Premier Line of Credit Review

US Bank Premier Line of Credit is offered through U.S. Bank, a bank founded in 1863 and based in Minneapolis, MN. US Bank line of credit are available in 50 states and Washington, DC.

US Bank Premier Line of Credit FAQ

What APRs does US Bank Premier Line of Credit offer?

US Bank Premier Line of Credit offers a variable APR of 12.5% APR.

Does the US Bank Premier Line of Credit charge an origination fee?

No, US Bank Premier Line of Credit does not charge an origination fee.
An origination fee is what some lenders charge for processing, underwriting, and funding a line of credit. These fees can range from 0.5% to 5% of the line of credit amount. Whenever possible, go with lenders that don’t charge origination fees.

Does the US Bank Premier Line of Credit charge a cash advance fee?

Yes, US Bank Premier Line of Credit may charge a fee of 4% of the amount of each cash advance.

Does US Bank Premier Line of Credit charge a late fee?

Yes, US Bank Premier Line of Credit may charge borrowers a late payment fee .

What do you need to qualify for US Bank Premier Line of Credit?

Applicants with a credit score of at least 600 and up to 850 may be eligible for US Bank Premier Line of Credit.
US Bank Premier Line of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by US Bank Premier Line of Credit.

Does US Bank Premier Line of Credit report your account activity to credit bureaus?

Yes, US Bank Premier Line of Credit reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does U.S. Bank perform a hard credit pull?

Yes, US Bank line of credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for US Bank Premier Line of Credit

  • Visit the US Bank Premier Line of Credit website.
  • Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

800 Nicollet Mall
Minneapolis, MN 55402
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:30PM
Tuesday
8:30AM - 5:30PM
Wednesday
8:30AM - 5:30PM
Thursday
8:30AM - 5:30PM
Friday
8:30AM - 5:30PM
Saturday
Closed

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-50

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

US Bank Premier Line of Credit Community Reviews

Would you recommend US Bank Premier Line of Credit to your friends?

Huh A. avatar image

Huh A.

Sep 26, 2019

May or may not recommend

Been banking with them for over 4yrs weekly deposits of 2k a CC with them with 0 balance. Two other CC with my other bank with 0 balances both accounts are over 2yrs old. Turned down for 5k credit line. Ready to close account. Spoke with Bank Manager to reverse the decision but was no help didnt even bother to look at my weekly deposits or current credit card with ...Show More
U

Anonymous

Jun 12, 2019

May or may not recommend

Rate is decent but not much better than a credit card. US Bank market the product as a home improvement or debt consolidation financing solution, but you may be better off with a personal loan for those use cases as they will likely be at a lower interest rate if you have good credit, and they have a structured repayment plan.

Showing 2 of 2 reviews

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