Last Updated: 04/18/2025
West Virginia Central FCU Personal Lines of Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Fixed APR)
15.00%(Verified 06/21/2024)
West Virginia Central FCU Personal Lines of Credit Review
West Virginia Central FCU Personal Lines of Credit is offered through West Virginia Central Federal Credit Union, a credit union founded in 1969 and based in Parkersburg, WV. West Virginia Central FCU Personal Lines of Credit are available in 50 states and Washington, DC.
West Virginia Central FCU Personal Lines of Credit FAQ
What APRs does West Virginia Central FCU Personal Lines of Credit offer?
West Virginia Central FCU Personal Lines of Credit offers an APR of 15.00% APR.
Does the West Virginia Central FCU Personal Lines of Credit charge an origination fee?
Yes, West Virginia Central FCU Personal Lines of Credit charges a line of credit origination fee .Does the West Virginia Central FCU Personal Lines of Credit charge a cash advance fee?
Yes, West Virginia Central FCU Personal Lines of Credit may charge a fee .Does West Virginia Central FCU Personal Lines of Credit charge a late fee?
Yes, West Virginia Central FCU Personal Lines of Credit may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for West Virginia Central FCU Personal Lines of Credit?
West Virginia Central FCU Personal Lines of Credit does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. West Virginia Central FCU Personal Lines of Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by West Virginia Central FCU Personal Lines of Credit.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
Does West Virginia Central FCU Personal Lines of Credit report your account activity to credit bureaus?
Yes, West Virginia Central FCU Personal Lines of Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does West Virginia Central Federal Credit Union perform a hard credit pull?
Yes, West Virginia Central FCU Personal Lines of Credit performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for West Virginia Central FCU Personal Lines of Credit
- Visit the West Virginia Central FCU Personal Lines of Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 5:30PM
Saturday
8:00AM - 12:00PM