Features

Affirm provides buyers an easy way to finance their online purchases. The company is a credit card alternative that offers installment loans with terms ranging from three months to a year. There are over 100 online merchants. Rates range from 10% APR to 30% APR. The loan application only requires buyers to submit some basic information at any store that accepts Affirm. Borrowers receive an instant loan decision.

  • Max Loan Term (Months)
    12
  • Institution Type
    Direct Lender
  • Credit Score Range
    640 - 850
  • Immigration Status Considered
    U.S. Permanent Resident
  • Joint Loan Applications Accepted
    Only Individual Applications
  • Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
  • Minimum Age
    18
  • No Late Fees
  • No Prepayment Fee
  • Approval Speed (Hours)
    1
  • Funding Time Range (in days)
    1 - 7
  • Loan Term Range (Months)
    3 - 12
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • Pre-Approved Soft Credit Inquiry
  • APR
    10% - 30%
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