Avant

Changed terms after origination of loan. Over 1 yr into the payback of the loan I requested payment assistance. They agreed and said the only change would be in the time line for payback- it would be extended. That was the only change I was made aware of. Later I had cause to question this loan. Over the next 9 mns I made multiple call asking for loan terms and information. They refused. The agents had no information to give. When I asked for the current ... balance- I was always told it was " around" a certain amount. I could call several times in the same day and the balance amount would be different by many thousands of dollars. There was nothing in writing. There were no firm figures. By chance I discovered they had tacked on a fee- $15,327,34 to the new payment plan. I had not been told this. Of course I would not have accepted such a ridiculous fee. The original loan was $18,500. I also discovered that Avant uses the term- interest rate- but it is applied as a fee. An amount is determined by Avant when you make the loan and this amount is added to your loan. Not interest, a fee. The numbers to not add up, nothing matches. Numbers seem to be randomly pulled out of the air. They would not give the correct balance that reflects this added fee. Only by hammering them with multiple call and multiple lines of questions was I able to discover this scam. Do not, do not, do not fall into their trap. I have now hired an attorney to fight to get this mess cleared off my credit files. It is a Big mess and my credit score has taken a very large fall. More Less

After getting a pre - approved offer, and I have an excellent credit rating, the loan they offered me was a joke, with a 21% interest rate. What kind of offer is that? With an excellent credit rating I cannot believe they wanted to charge me 21% interest rate. This place is ridiculous and a farce. Don't waste your time. It is not worth your time.

I acquired a 3 yr loan with Avant in 2016, the amount was for $4250 or so, and I pay $191.91/monthly yet after 5 or more payments my balance is over $4500. I don't understand, my bill is deducted from my checking acct each month on the 9th, I would think that the loan would have reduced more at this point or is there more interest on it? I had no trouble getting the loan but find I am not getting farther ahead paying it off. Please would ... you review and get back to me. Or call me. More Less

Poor customer service, loan offer expired before I was able to complete it, even though my credit score had been run..

DO NOT USE Avant or Web Bank. Deceptive and ask you to upload documents before they run a credit check. I won't go into details, but DO NOT USE them.

Received a $6,900.00 loan from them and took it out for 24 months, I have about 7 payments left and I like the app on your phone were you can schedule extra payments and I never had a problem with the company so I would highly recommend them.

This is robery!!!! Do not under any circumstances go with this fraudulent company you will never pay them off!!!!!!!!

Very promising from the advert,but costumer service staff very arrogant .Wish they will be more sensitive to staff.

Sucks lies bs they lie u can't refinance stay away Thiefs freedom of SPEACH INT rate 36 percent .They bs u stay away u do not need them go to a cc they are easier and better 2 loans never again .They must gave out a lot crappy loans because now they raised it harder to qualify they must got a lot deadbeat loans seep what u sow u ripped a lot of people off use cc get out with them it's a lie smoke n mirrors fees change u ... have been warned do not use them not one good thing to say try others not them ! The truth ...wish I could give zero !! More Less

The interest rate was high, but I needed the loan and got it. The application process was quick and easy. The decision was fast and I got funds the day after approval. This has been the easiest experience I have had with obtaining a loan.

This company does not respond to any written communications. I like to keep all communications in writing so it's not a "he said, she said" type of thing but, instead, it's right there in black and white.

I was told upon signing up for this loan that so long as my payments were current, I could refinance at any time. I tried three times, but was denied, and this was before I became delinquent.

I became delinquent because I was unable to reach a person to take a payment ... over the phone, as they close early, and as I discussed with the last person I actually spoke with - I needed to make payments online. I was told that I would be able to make payments online, but their website would not allow me to do so, or I would not be in this position today.

I begged and pleaded with the CEO of the company. He did not respond, but merely passed my correspondence to the credit department. The credit department did not respond, they merely gave me an accounting of all of my payments.

I filed a formal complaint with the Better Business Buearu and all the company did was fight with me and tell me that I did not qualify for the refinance and they weren't willing to do anything at all to assist me.

They now are ruining my credit. After 18 months of non-payment, they refuse to close the account, but continue to report "x" number of 120 days late. I got this loan to improve my credit. More Less

Don't waste your time if a real person won't show there name in a review you know it's junk

Canceled payment modification agreement and then reported me as not having made payments for 120+ days even though I had made the payments. Spoke today to Daniel Chung who is their director of compliance. He is super rude, disrespectful, and condescending. With leadership like him no wonder Avant's customer service team sucks.

Will be pursuing legal action against Avant.

Received preapproval and promo code in mail. Very next day I apply and get rejected. Thanks avant!

Avant sucks!!! I am looking into getting a lawyer. I paid my loan off in full and they never informed me of a fee for pushing one payment back.

Quick to respond but fail to respect individual state interest laws. They charge 36% interest which our state caps loan interest at prime plus 10%

I got to say how grateful I am I was not "qualified" accoding by avant for a 7,000 personal loan. If I would got it i would have to pay over $3,700 just on interest. so I went to my bank (Bank of america) and spoke with the specialist and they called for me the credit card company. My credit card (Bank of america cash rewards) that was a credit line of $3,000 with an APR of 17% was increased to $7,600 and they offer me 0.0%APR RATE till ... Dec 2016 and they tranfered for me my debts to this card and only charged me $188.00 transaction fee total!!!! so THANK YOU Avant for declining my application YOU save me OVER 3,500 in interest rate. :) More Less

Was denied and they still send me letters of pre approval! If denied they should just not send anything.

This loan allows you to pick the terms that meet your needs. I recommend this company to responsible people who are just having a hard time. Paying my credit cards off with one monthly note is great.

I recently got a loan from this company and they had no problem putting the money in the bank account that I gave them but when it can't to taking the payment out they said that my bank info was bad so it was reported late to my credit!!!!! My info was never changed and the lady would NOT go over my info with me to verify!! Said that there is nothing that she could do! I'm very upset and do NOT suggest getting a loan from this company!!

It was very easy to apply through Avant online. I contacted Customer Service with a question and they were extremely helpful in the process. I received my funds within 3 days to help consolidate debt and to me that was extremely quick. I would recommend Avant to anyone who needs a little help up. Thank you Avant.

I needed funds fast and applied online. They offered lower interest rates than my bank of 15 years could give me. I was approved the next day and the money was in my account the next business day.

When I first apply I throught that I would not get this loan.But avant gave it to me and I thing them.I would use them again my be for Christmas this years.

I just learned that when making extra payments, they take part of the extra payment and apply it to interest! So on top of not being able to clearly see when your loan will be paid off, the very high interest rates (double that of Lending Club), 1/3(ish) of your extra payment isn't being applied to the principal balance. Made an extra payment of $300 - $232.16 was applied to principal - $67.84 was applied to principal. I feel taken advantage of and preyed up.

I applied for consolidation of current debt. I applied for a $9,000 loan and was approved and the money cleared over night it was extreamly fast. I battled itentity fraud for years and still ended up in debt due to court and lawyer fees this is a great option for anyone in need of smaller monthly payments on current debt. The interest is high so only do this if it saves you money in the long run. Other than that Im completely satisfied!!

Definitely satisfied with the promptness of the application process and the loan itself. Basic information given and basic verification, quick response and funding the next day.

The interest rate sucks. But that's not why I got it. It was an easy application and I was approved immediately. I received the funds the next day. It's really good if you are in a pinch, and need quite a bit of money. Also, I like that the automatic payment PULLs the money from your bank account that day.most auto payments credit the payment to your account that day but don't actually take the funds from your bank account for 2-3 bd. This makes it easier to keep track ... of funds. the iOS app is good, too. It makes it easy to change payment dates/increase the amount. You can also see your loan contract and get a payoff quote from it. It's no frills but gives you all the information you could need. More Less

I applied to this company plenty of times I don't get it. my credit score is not to bad it's in the 600's. I have a paying job. and doing my best to pay my expenses. I need just a little extra to finance my expenses. I haven't gotten approved once not even for a substanial small amount. I'm trying to make ends meet, but Im constantly struggling. I though I could get a little burden lifted off of me. This is not the case. I don't know how ... I am gonna survive becuase I haven't gotten any chances More Less

Their rates are decent and they can help you when you need a little help - even if your credit isn't 800. Plus they didn't penalize me when I paid my loan off early like some places do

Life has a funny way of sneaking up on you sometimes. My father passed away the day after my first grandchild was born and I needed to be in two places at once. I didn't have the money I needed for the airfare or to miss that much work, but Avant helped me avoid even more problems.

As far as installment loans go, you wont find a better one than this. These people are truly helpful and are there for you in your time of need. I honestly dont know what I would have done without them.

These guys are really easy to work with, and you can make extra payments to pay your loan off sooner. My credit isn't perfect but they approved me any ways. All I had to do to get the loan was send them proof of my income.

I have nothing but good things to say about this company. I had to use them for two different loans in the past, and both times were hassle free. Their customer service team is awesome.

Unfortunately I have had to take out several personal loans in the past. Of all the companies and I have ever dealt with, Avant is by far the best. Their customer service is awesome.

After being irritated by Lending club, I am so nervous to apply for another loan online. I found Avant Credit and I was hesitant at first because I didnt want to have to submit tons of documents. I needed the money NOW and thats what happened with Avant. They were fast and easy...needed the money they approved a little less than I wanted but gave me that option! Applied at night and was approved by morning. There are so many lenders but if you want ... money fast without being hassled def use Avant Credit. Their website is very easy to navigate too. More Less

it is a rip off. there is no option to pay extra toward principle, they don't provide you with disclosure, violating Truth in lending law. it is a fraud!

Applied for a loan and was denied solely because apparently my roommate has a loan through Avant Credit--they have a one loan household rule. I can understand if this was a spouse or family member but to be penalized for this reason is beyond me. They have lost any future business from myself and my roommate.

My experience with this company can only be described as so-so. Id hoped and thought that I would qualify for one of the loans with a max interest rate of 36%, but I didnt. My resulting interest rate, which was higher than 36%, didnt make me too happy. I needed the money, so I had to go through with it. Fortunately, I didnt take out too big of a loan, so I think I can pay it off pretty quick, so I can get rid of this interest rate.

I can't believe it's true but I am finally getting ahead on my finances thanks to Avant. Changed my life.

Avant Credit is a Chicago finance company. Its primary business is to provide loans to its customers. Avant offers loans to customers in all states and the District of Columbia except Maine, Vermont, Pennsylvania, Iowa, Kansas and North Dakota. Customers in Virginia, Maryland, Louisiana and Kansas may obtain lines of credit. Interest rates vary according to location, amount borrowed and credit rating. Avant Credit advertises that its loans can be disbursed as quickly as the next business day. But its interest rates and APR are lower than ... those of payday lenders. Nonetheless, Avant Credit has only a so-so B- rating from the Better Business Bureau, with 19 complaints filed within the past three years and 15 of those complaints filed within the past 12 months. The BBB report stated that the company had made a good faith effort to address the complaints, nonetheless, such a high number of complaints within such a short time frame is unsettling. More Less