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Barclays

in Personal Loans

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Barclays

Unaffiliated

in Personal Loans

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Overview

Where does Barclays do business?

Barclays is a bank based in New York, NY. Founded in 1896, Barclays offers access to personal loans in 50 states (and Washington, DC).

What are the APRs offered via Barclays?

Barclays offers a fixed APR personal loan product that ranges from 6.99% up to 24.99% APR.

Does Barclays charge an origination fee?

No, Barclays does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Barclays charge a late fee?

No, Barclays will not charge you a late fee.

Does Barclays charge prepayment fees?

No, Barclays does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Barclays?

Loan amounts start at $3,500 and go up to $40,000.

What can a personal loan from Barclays be used for?

Personal loans from Barclays are typically used for special purchases or similar purposes.

What is the maximum loan term you can get with Barclays?

Barclays offers personal loans with terms ranging from 36 to 72 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Barclays?

Applicants with a credit score of at least 660 can apply for a loan via Barclays . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Barclays only considers borrowers who are employed.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Barclays. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Proof of residence
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of income
  • What is the estimated funding time for a personal loan via Barclays?

    Barclays will typically provide a credit approval decision in less than an hour and fund the loan within 4 days.

    Does Barclays report loan payments to credit bureaus?

    Barclays may report credit data to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion
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    Contact

    • Headquarters
    •   745 7th Avenue
      New York, NY 10019 USA
    •   Visit Site

    Message from Barclays

    You know how to handle your credit. That's why we're inviting you to apply for a Barclaycard Personal Loan. It could help you reduce your monthly payments, trim your debt and save you money. Best of all, there are no fees!

    Other Services by Barclays

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Origination Fee  
    No Prepayment Fee  
    No Late Fees  
    Minimum Age 18
    Credit Score Range 660 - 850
    850 300 660
    Employment Statuses Considered
    • Employed Full-Time
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Verification Documents Required
    • Proof of Identity
    • Proof of Income
    • Proof of Residence
    • Proof of citizenship/residence (Green Card)
    Loan Amount $3.5K - $40K
    Loan Term (Months) 36 - 72
    APR (Fixed APR) 6.99% - 24.99%

    Reviews

     
     

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