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Barclays

in Personal Loans from Barclays

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Barclays

Unaffiliated

in Personal Loans from Barclays

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Highlights
Highlights
Community Rating Mostly recommended
Loan Amount $5,000 - $35,000
APR (Fixed APR) 5.74% - 18.99%
Loan Term (Months) 36 - 60

Overview

Where does Barclays do business?

Barclays is a bank based in Wilmington, DE. Founded in 1896, Barclays offers access to personal loans in 50 states (and Washington, DC).

What rates and terms does Barclays offer?

What personal loan APRs does Barclays offer?

Barclays offers a fixed APR personal loan product that ranges from 5.74% APR up to 18.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Barclays?

Loan amounts start at $5,000 and go up to $35,000.

What can a personal loan from Barclays be used for?

Personal loans from Barclays are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Barclays?

Barclays offers personal loans with terms ranging from 36 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Barclays Rates & Terms
Loan Amount $5000 - $35000
Loan Term 36 - 60 months
APR 5.74% - 18.99%

What fees does Barclays charge?

Does Barclays charge an origination fee?

Barclays does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does Barclays charge a late fee?

No, Barclays will not charge you a late fee.

Does Barclays charge prepayment fees?

No, Barclays does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Barclays Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for a loan with Barclays?

Applicants with a credit score of at least 700 can apply for a loan via Barclays . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Barclays only considers borrowers who are employed.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Barclays. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Proof of residence
  • Proof of identity
  • Proof of citizenship or residence permit
  • Proof of income
  • Barclays Eligibility Criteria
    Minimum Age 18
    Bank Account Required? No
    Joint Applications Accepted? Yes
    Credit Score 700 - 850

    What is the estimated funding time for a personal loan via Barclays?

    Barclays will typically provide a credit approval decision in less than an hour and fund the loan within 4 days.

    Does Barclays report loan payments to credit bureaus?

    Barclays may report credit data to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion
    BARCLAYS Disclosure: Annual Percentage Rates (APR) range from 5.74% to 18.99% and will be determined based on your creditworthiness and loan term. Loan amounts range from $5,000 to $35,000. Loan terms are 36, 48 or 60 months.
    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   125 South West Street
      Wilmington, DE 19801 USA
    •   Visit Site

    Message from Barclays

    You know how to handle your credit. That's why we're inviting you to apply for a Barclaycard Personal Loan. It could help you reduce your monthly payments, trim your debt and save you money. Best of all, there are no fees!

    Other Services by Barclays

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

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