in Personal Loans from Barclays
Would you recommend Barclays to your friends?
Thanks for your vote!
You voted: May or may not recommend
|Community Rating||Mostly recommended|
|Loan Amount||$5,000 - $35,000|
|APR (Fixed APR)||5.74% - 18.99%|
|Loan Term (Months)||36 - 60|
Where does Barclays do business?
Barclays is a bank based in Wilmington, DE. Founded in 1896, Barclays offers access to personal loans in 50 states (and Washington, DC).
What rates and terms does Barclays offer?
What personal loan APRs does Barclays offer?Barclays offers a fixed APR personal loan product that ranges from 5.74% APR up to 18.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Barclays?
Loan amounts start at $5,000 and go up to $35,000.
What can a personal loan from Barclays be used for?
Personal loans from Barclays are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Barclays?
Barclays offers personal loans with terms ranging from 36 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Amount||$5000 - $35000|
|Loan Term||36 - 60 months|
|APR||5.74% - 18.99%|
What fees does Barclays charge?
Does Barclays charge an origination fee?
Barclays does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Barclays charge a late fee?
No, Barclays will not charge you a late fee.
Does Barclays charge prepayment fees?
No, Barclays does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for a loan with Barclays?
Applicants with a credit score of at least 700 can apply for a loan via Barclays . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Barclays only considers borrowers who are employed.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Barclays. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
|Bank Account Required?||No|
|Joint Applications Accepted?||Yes|
|Credit Score||700 - 850|
What is the estimated funding time for a personal loan via Barclays?
Barclays will typically provide a credit approval decision in less than an hour and fund the loan within 4 days.
Does Barclays report loan payments to credit bureaus?
Barclays may report credit data to the following credit reporting agencies:
125 South West Street
Wilmington, DE 19801 USA
- Visit Site
Message from Barclays
Other Services by Barclays
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia