SuperMoney

Out of Business

Basix

in Personal Loans

Visit Site Find My Best Rate

Out of Business

Basix

in Personal Loans

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

3 users recommend
0 users are unsure
6 users don't recommend
Cast your vote
Cast your vote

Would you recommend Basix to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Where does Basix do business?

Basix is a direct lender based in Los Angeles, CA. Founded in 2014, Basix offers access to personal loans in 15 states across the USA.

What are the APRs offered via Basix?

Basix offers a personal loan product that ranges from 25.99% up to 35.99%.

Does Basix charge an origination fee?

Yes, Basix charges a loan origination fee.

Does Basix charge a late fee?

Yes, Basix may charge borrowers a late payment fee of up to $5, which is triggered if you're 15 days late.

Does Basix charge prepayment fees?

No, Basix does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Basix?

Loan amounts start at $3,000 and go up to $5,000.

What is the maximum loan term you can get with Basix?

Basix offers personal loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with Basix?

Applicants with a credit score of at least 560 can apply for a loan via Basix . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Basix. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

  • Proof of citizenship or residence permit
  • What is the estimated funding time for a personal loan via Basix?

    Basix will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    Availability

    Available in 15 states
    • Alabama
    • California
    • Delaware
    • Georgia
    • Idaho
    • Illinois
    • Missouri
    • Nevada
    • New Hampshire
    • New Mexico
    • Oregon
    • South Carolina
    • South Dakota
    • Utah
    • Virginia

    Feature Breakdown

    No Prepayment Fee
    Late Fee After (number of days)
    15
    Late Fee Amount
    $5
    Minimum Age
    18
    Credit Score Range
    560 - 700
    850 300 560 700
    Immigration Status Considered
    • U.S. Permanent Resident
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Joint Loan Applications Accepted
    • Only Individual Applications
    Verification Documents Required
    • Proof of citizenship/residence (Green Card)
    Loan Amount
    $3 - $5
    $100 $100+
    Loan Term (Months)
    12 - 36
    1 180
    APR
    25.99% - 35.99%
    4% 100%+

    Reviews

    Would you recommend Basix to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Loans