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in Personal Loans from BetterCash
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BetterCash is a personal loan offering by BetterCash, a direct lender based in Sandy, UT. Founded in 2013, BetterCash offers access to personal loans in 12 states across the USA.
What rates and terms does BetterCash offer?BetterCash has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does BetterCash offer?BetterCash offers a fixed APR personal loan product that ranges from 36% APR up to 99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via BetterCash?
Loan amounts start at $300 and go up to $10,000.
What can a personal loan from BetterCash be used for?
Personal loans from BetterCash are typically used for special purchases or similar purposes.
What is the maximum loan term you can get with BetterCash?
BetterCash offers personal loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
|Loan Amount||$300 - $10000|
|Loan Term||12 - 36 months|
|APR||36% - 99%|
What fees does BetterCash charge?
Does BetterCash charge an origination fee?
BetterCash charges a loan origination fee.
Does BetterCash charge a late fee?
Yes, BetterCash may charge borrowers a late payment fee
Does BetterCash charge prepayment fees?
No, BetterCash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
|Late Payment Fee||N/A|
What do you need to qualify for a loan with BetterCash?
Applicants with a credit score of at least 550 can apply for a loan via BetterCash . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via BetterCash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
|Bank Account Required?||Yes|
|Joint Applications Accepted?||No|
|Credit Score||550 - 720|
What is the estimated funding time for a personal loan via BetterCash?
BetterCash will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.
- New Mexico
- North Dakota
- South Carolina