Where does BetterCash do business?
BetterCash is a direct lender based in Sandy, UT. Founded in 2013, BetterCash offers access to personal loans in 12 states across the USA.
What personal loan APRs are offered via BetterCash?
BetterCash offers a fixed APR personal loan product that ranges from 36% up to 99% APR.
Does BetterCash charge an origination fee?
Yes, BetterCash charges a loan origination fee.
Does BetterCash charge a late fee?
Yes, BetterCash may charge borrowers a late payment fee
Does BetterCash charge prepayment fees?
No, BetterCash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via BetterCash?
Loan amounts start at $300 and go up to $10,000.
What can a personal loan from BetterCash be used for?
Personal loans from BetterCash are typically used for special purchases or similar purposes.
What is the maximum loan term you can get with BetterCash?
BetterCash offers personal loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
What do you need to qualify for a loan with BetterCash?
Applicants with a credit score of at least 550 can apply for a loan via BetterCash . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via BetterCash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
What is the estimated funding time for a personal loan via BetterCash?
BetterCash will typically provide a credit approval decision in less than an hour and fund the loan within 3 days.
- Sandy, UT 84091 USA
- New Mexico
- North Dakota
- South Carolina