in Personal Loans from BetterCash




in Personal Loans from BetterCash

SuperMoney Net Recommendation Score -29% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

5 users recommend
2 users are unsure
10 users don't recommend
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Community Rating Mostly not recommended
Loan Amount $300 - $10,000
APR (Fixed APR) 36% - 99%
Loan Term (Months) 12 - 36
Number of Reviews 17

BetterCash Review

BetterCash is a personal loan offering by BetterCash, a direct lender based in Sandy, UT. Founded in 2013, BetterCash offers access to personal loans in 12 states across the USA.

What rates and terms does BetterCash offer?

BetterCash has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does BetterCash offer?

BetterCash offers a fixed APR personal loan product that ranges from 36% APR up to 99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via BetterCash?

Loan amounts start at $300 and go up to $10,000.

What can a personal loan from BetterCash be used for?

Personal loans from BetterCash are typically used for special purchases or similar purposes.

What is the maximum loan term you can get with BetterCash?

BetterCash offers personal loans with terms ranging from 12 to 36 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

BetterCash Rates & Terms
Loan Amount $300 - $10000
Loan Term 12 - 36 months
APR 36% - 99%

What fees does BetterCash charge?

Does BetterCash charge an origination fee?

BetterCash charges a loan origination fee.

Does BetterCash charge a late fee?

Yes, BetterCash may charge borrowers a late payment fee

Does BetterCash charge prepayment fees?

No, BetterCash does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

BetterCash Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for a loan with BetterCash?

Applicants with a credit score of at least 550 can apply for a loan via BetterCash . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via BetterCash. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

  • Applicants must have an active and valid checking account
  • BetterCash Eligibility Criteria
    Minimum Age 18
    Bank Account Required? Yes
    Joint Applications Accepted? No
    Credit Score 550 - 720

    What is the estimated funding time for a personal loan via BetterCash?

    BetterCash will typically provide a credit approval decision in less than an hour and fund the loan within 3 business days.

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    About BetterCash


    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 12 states
    • Alabama
    • California
    • Delaware
    • Georgia
    • Idaho
    • Illinois
    • Missouri
    • New Mexico
    • North Dakota
    • South Carolina
    • Utah
    • Wisconsin

    Feature Breakdown

    No Prepayment Fee  
    Minimum Age 18
    Credit Score Range 550 - 720
    Bank Account Required  
    Loan Amount $300 - $10K
    Loan Term (Months) 12 - 36
    APR (Fixed APR) 36% - 99%

    BetterCash Community Reviews


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