Cash Store Installment Loans
in Personal Loans from Cottonwood Financial
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| Loan Amount | $100 - $5,000 |
| APR (Fixed APR) | 390% - 780% |
| Loan Term | 1 - 30 months |
Cash Store Installment Loans Review
Cash Store Installment Loans is offered by Cottonwood Financial, a direct lender founded in 1996 and based in Irving, TX. Cash Store Installment Loans is offered in 6 states across the USA.
What rates and terms does Cash Store Installment Loans offer?
Cash Store Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does Cash Store Installment Loans offer?
Cash Store Installment Loans offers a fixed APR personal loan product that ranges from 390% APR up to 780% APR. Interest rates vary by state.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Cash Store Installment Loans?
Loan amounts start at $100 and go up to $5,000.
What can a personal loan from Cash Store Installment Loans be used for?
Personal loans from Cash Store Installment Loans are typically used for special purchases, medical expenses & procedures or similar purposes.
What is the maximum loan term you can get with Cash Store Installment Loans?
Cash Store Installment Loans offers personal loans with terms ranging from 1 to 30 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $100 - $5000 |
| Loan Term | 1 - 30 months |
| APR | 390% - 780% |
What fees does Cash Store Installment Loans charge?
Does Cash Store Installment Loans charge an origination fee?
Cash Store Installment Loans charges a loan origination fee (origination fees and requirements vary by state).
Does Cash Store Installment Loans charge a late fee?
Yes, Cash Store Installment Loans may charge borrowers a late payment fee
Does Cash Store Installment Loans charge prepayment fees?
Yes, Cash Store Installment Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
| Origination Fee | N/A |
| Prepayment Fee? | Yes |
| Late Payment Fee | N/A |
What do you need to qualify for Cash Store Installment Loans?
Applicants with a credit score of at least 300 and up to 650 are eligible for Cash Store Installment Loans.
Cash Store Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. Cash Store Installment Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Cash Store Installment Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Blank personal check and/or debit card
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | 300 - 650 |
Contact
- Headquarters
-
1901 Gateway Drive, Suite 200
Irving, TX 75038 USA
Message from Cottonwood Financial
Other Services by Cottonwood Financial
Availability
- Idaho
- Illinois
- New Mexico
- Texas
- Utah
- Wisconsin
Feature Breakdown
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Military Status |
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| Supported Income Types |
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| Verification Documents Required |
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| Credit Score Range | 300 - 650 |
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