Cash Store Installment Loans
Not enough votes for recommendation
| APR (Fixed APR) | 390% - 780% |
| Loan Amount | $100 - $5,000 |
| Loan Term (Months) | 1 - 30 months |
Cash Store Installment Loans Review
Cash Store Installment Loans is offered by Cottonwood Financial, a direct lender founded in 1996 and based in Irving, TX. Cash Store Installment Loans is available in 6 states across the USA.
Key Takeaways
- APRs starting at 390%. Interest rates vary by state. Personal loan interest rates typically range between 5% and 36%. The starting rates for Cash Store Installment Loans are on the higher end of the spectrum.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Cash Store Installment Loans early.
- Short loan terms. Cash Store Installment Loans have loan terms as short as 1 month.
Cash Store installment loans Pros & Cons
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Cash Store installment loans FAQ
What interest rates and personal loan terms does Cash Store installment loans offer?
Cash Store installment loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Cash Store installment loans offer?
Cash Store installment loans offers a fixed APR personal loan product that ranges from 390% APR up to 780% APR. Interest rates vary by state.
How much can you borrow via Cash Store installment loans?
Business loan amounts start at $100 and go up to $5,000.
What is the maximum loan term you can get with Cash Store installment loans?
Cash Store installment loans offers loans with terms of up to 30 months.
| Personal Loan Amount | $100 - $5000 |
| Loan Term | 1 - 30 months |
| APR | 390% - 780% |
What fees does Cash Store installment loans charge?
Does Cash Store installment loans charge an origination fee?
Cash Store installment loans may charge a personal loan origination fee (origination fees and requirements vary by state).
Does Cash Store installment loans charge a late fee?
No, Cash Store installment loans will not charge you a late fee if you miss one of the monthly payments.
Does Cash Store installment loans charge prepayment fees?
No, Cash Store installment loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Cash Store Installment Loans?
Cash Store Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. Cash Store Installment Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Cash Store Installment Loans product fall outside of the MLA limits, and as a result, the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by Cash Store Installment Loans. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Blank personal check and/or debit card
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | 300 - 650 |
Is Cottonwood Financial a legit company?
Cottonwood Financial was founded in 1996, it is a well-established company that has been in business for 26 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Message From Cash Store installment loans
Contact
- Headquarters
-
1901 Gateway Drive, Suite 200
Irving, TX 75038 USA - Visit Site
- Email Support
Other Services by Cottonwood Financial
Availability
- Idaho
- Illinois
- New Mexico
- Texas
- Utah
- Wisconsin
Feature Breakdown
| Employment Statuses Considered |
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| Immigration Status Considered |
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| Military Status |
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| Supported Income Types |
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| Verification Documents Required |
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| Credit Score Range | 300 - 650 |
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