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  Cash Store Installment Loans

Cash Store Installment Loans

in Personal Loans from Cottonwood Financial

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Cash Store Installment Loans

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in Personal Loans from Cottonwood Financial

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Highlights
Highlights
Loan Amount $100 - $5,000
APR  (Fixed APR) 390% - 780%
Loan Term 1 - 30 months

Cash Store Installment Loans Review

Cash Store Installment Loans is offered by Cottonwood Financial, a direct lender founded in 1996 and based in Irving, TX. Cash Store Installment Loans is offered in 6 states across the USA.

What rates and terms does Cash Store Installment Loans offer?

Cash Store Installment Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Cash Store Installment Loans offer?

Cash Store Installment Loans offers a fixed APR personal loan product that ranges from 390% APR up to 780% APR. Interest rates vary by state.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Cash Store Installment Loans?

Loan amounts start at $100 and go up to $5,000.

What can a personal loan from Cash Store Installment Loans be used for?

Personal loans from Cash Store Installment Loans are typically used for special purchases, medical expenses & procedures or similar purposes.

What is the maximum loan term you can get with Cash Store Installment Loans?

Cash Store Installment Loans offers personal loans with terms ranging from 1 to 30 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Cash Store Installment Loans Rates & Terms
Loan Amount $100 - $5000
Loan Term 1 - 30 months
APR 390% - 780%

What fees does Cash Store Installment Loans charge?

Does Cash Store Installment Loans charge an origination fee?

Cash Store Installment Loans charges a loan origination fee (origination fees and requirements vary by state).

Does Cash Store Installment Loans charge a late fee?

Yes, Cash Store Installment Loans may charge borrowers a late payment fee

Does Cash Store Installment Loans charge prepayment fees?

Yes, Cash Store Installment Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Cash Store Installment Loans Fees
Origination Fee N/A
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Cash Store Installment Loans?

Applicants with a credit score of at least 300 and up to 650 are eligible for Cash Store Installment Loans.

Cash Store Installment Loans does not have or does not disclose a minimum annual income eligibility requirement. Cash Store Installment Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Cash Store Installment Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Proof of income
  • Blank personal check and/or debit card
  • Proof of identity
Cash Store Installment Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Credit Score 300 - 650
CASH STORE INSTALLMENT LOANS Disclosure: *Subject to loan approval. Loan terms and availability may vary by location. Approval rate based on completed applications received across all Cash Store locations. Individual store approval rates may be lower. Customers can typically expect to receive loan proceeds in less than 20 minutes; however, processing times vary by customer and transaction and are not guaranteed. In Texas, the Cash Store is a Credit Services Organization and all loans are provided by a non-affiliated third-party lender.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   1901 Gateway Drive, Suite 200
    Irving, TX 75038 USA

Message from Cottonwood Financial

Who is on support duty? We have a small issue with the brokerage features tab (edited) https://www.supermoney.com/reviews/brokerages/interactive-brokers

Other Services by Cottonwood Financial

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 6 states
  • Idaho
  • Illinois
  • New Mexico
  • Texas
  • Utah
  • Wisconsin

Feature Breakdown

Credit Score Range 300 - 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Retired
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Verification Documents Required
  • Blank Personal Check and/or Debit Card
  • Proof of Identity
  • Proof of Income
  • Recent Pay Stubs
  • Social Security Number
Loan Amount $100 - $5K
Loan Term 1 - 30 months
APR (Fixed APR) 390% - 780%

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