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CashNetUSA

in Personal Loans

Unaffiliated Visit Site Find My Best Rate

CashNetUSA

Unaffiliated

in Personal Loans

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Overview

Where does CashNetUSA do business?

CashNetUSA is a direct lender based in Chicago, IL. Founded in 2005, CashNetUSA offers access to personal loans in 8 states across the USA.

What personal loan APRs are offered via CashNetUSA?

CashNetUSA offers a fixed APR personal loan product that ranges from 89% up to 449% APR.

Does CashNetUSA charge an origination fee?

Yes, CashNetUSA charges a loan origination fee.

Does CashNetUSA charge a late fee?

Yes, CashNetUSA may charge borrowers a late payment fee of up to $18, which is triggered if you're 10 days late.

Does CashNetUSA charge prepayment fees?

No, CashNetUSA does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via CashNetUSA?

Loan amounts start at $300 and go up to $3,500.

What can a personal loan from CashNetUSA be used for?

Personal loans from CashNetUSA are typically used for special purchases, unexpected expenses or similar purposes.

What is the maximum loan term you can get with CashNetUSA?

CashNetUSA offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

What do you need to qualify for a loan with CashNetUSA?

Applicants with a credit score of at least 500 can apply for a loan via CashNetUSA . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

CashNetUSA will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.

Active duty servicemembers and their covered dependents cannot apply for a loan via CashNetUSA. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.Only U.S. citizens and permanent residents can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Proof of citizenship or residence permit
  • Recent pay stubs

What is the estimated funding time for a personal loan via CashNetUSA?

CashNetUSA will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

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Contact

  • Headquarters
  •   200 West Jackson Suite 2400
    Chicago, IL 60606 USA
  •   Visit Site

Message from CashNetUSA

We've been helping hardworking people get the funds they need for more than 10 years. We've given more than 3 million customers the chance to take control of their financial futures.

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 8 states
  • Delaware
  • Mississippi
  • Missouri
  • New Mexico
  • Ohio
  • Tennessee
  • Texas
  • Wisconsin

Feature Breakdown

No Prepayment Fee  
Late Fee After (number of days) 10
Late Fee Amount $18
Minimum Age 18
Credit Score Range 500 - 640
850 300 500 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required?  
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount $300 - $3.5K
Loan Term (Months) 6 - 24
APR (Fixed APR) 89% - 449%

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