CashNetUSA is a direct lender based in Chicago, IL. It was founded in 2005 and offers access to personal loans in 11 states across the USA.
CashNetUSA offers personal loans with APRs starting at 89% and up to 449%.
Yes, CashNetUSA charges a loan origination fee.
Yes, CashNetUSA may charge borrowers a late payment fee of up to $18, which is triggered if you're 10 days late.
No, CashNetUSA does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
Loan amounts start at $300 and go up to $3,500.
CashNetUSA offers personal loans with terms ranging from 6 to 24 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
Applicants with a credit score of at least 500 can apply for a loan via CashNetUSA. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via CashNetUSA. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
CashNetUSA will typically approve (or deny) a loan application within 24 hours and fund personal loans as soon as 1 business day of approval.
We've been helping hardworking people get the funds they need for more than 10 years. We've given more than 3 million customers the chance to take control of their financial futures.