Fortiva Personal Loans
in Personal Loans from Fortiva FinancialUnaffiliated
Fortiva Personal LoansUnaffiliated
in Personal Loans from Fortiva Financial
Strongly not recommended
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Fortiva Personal Loans Review
Fortiva Personal Loans is a personal loan offering by Fortiva Financial, a direct lender based in Atlanta, GA. Founded in 2011, Fortiva Financial offers access to personal loans in 50 states (and Washington, DC).
What rates and terms does Fortiva Personal Loans offer?
Fortiva Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does Fortiva Personal Loans offer?
Fortiva Personal Loans offers a personal loan product that ranges from 35% APR up to 200% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Fortiva Personal Loans?
Loan amounts start at $100 and go up to $5,000.
|Loan Amount||$100 - $5000|
|APR||35% - 200%|
What fees does Fortiva Personal Loans charge?
Does Fortiva Personal Loans charge an origination fee?
Fortiva Personal Loans charges a loan origination fee starting at 2% of the loan amount. Fortiva Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does Fortiva Personal Loans charge a late fee?
Yes, Fortiva Personal Loans may charge borrowers a late payment fee
Does Fortiva Personal Loans charge prepayment fees?
Yes, Fortiva Personal Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
|Origination Fee||Starting at 2%|
|Late Payment Fee||N/A|
What do you need to qualify for a loan with Fortiva Personal Loans?
Applicants with a credit score of at least 560 can apply for a loan via Fortiva Personal Loans.
Active duty servicemembers and their covered dependents cannot apply for a loan via Fortiva Personal Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
|Bank Account Required?||No|
|Joint Applications Accepted?||Yes|
|Credit Score||560 - 700|
What is the estimated funding time for a personal loan via Fortiva Personal Loans?
Fortiva Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia