Fortiva Personal Loans

Fortiva Personal Loans

in Personal Loans from Fortiva Financial


Fortiva Personal Loans


in Personal Loans from Fortiva Financial

SuperMoney Net Recommendation Score -86% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

2 users recommend
0 users are unsure
27 users don't recommend
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Community Rating Strongly not recommended
Loan Amount $100 - $5,000
APR 35% - 200%
Loan Term N/A
Number of Reviews 29

Fortiva Personal Loans Review

Fortiva Personal Loans is offered by Fortiva Financial, a direct lender founded in 2011 and based in Atlanta, GA. Fortiva Personal Loans is available in 50 states (and Washington, DC).

What rates and terms does Fortiva Personal Loans offer?

Fortiva Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Fortiva Personal Loans offer?

Fortiva Personal Loans offers a personal loan product that ranges from 35% APR up to 200% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Fortiva Personal Loans?

Loan amounts start at $100 and go up to $5,000.

Fortiva Personal Loans Rates & Terms
Loan Amount $100 - $5000
Loan Term N/A
APR 35% - 200%

What fees does Fortiva Personal Loans charge?

Does Fortiva Personal Loans charge an origination fee?

Fortiva Personal Loans charges a loan origination fee starting at 2% of the loan amount. Fortiva Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does Fortiva Personal Loans charge a late fee?

Yes, Fortiva Personal Loans may charge borrowers a late payment fee

Does Fortiva Personal Loans charge prepayment fees?

Yes, Fortiva Personal Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

Fortiva Personal Loans Fees
Origination Fee Starting at 2%
Prepayment Fee? Yes
Late Payment Fee N/A

What do you need to qualify for Fortiva Personal Loans?

Applicants with a credit score of at least 560 and up to 700 are eligible for Fortiva Personal Loans.

Fortiva Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Fortiva Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

Fortiva Personal Loans Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 560 - 700

    What is the estimated funding time for a personal loan via Fortiva Personal Loans?

    Fortiva Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

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    • Headquarters
    •   5 Concourse Pkwy STE 400
      Atlanta, GA 30328 USA
    •   Visit Site

    Other Services by Fortiva Financial


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      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    Origination Fee (%) Starting at 2%
    Immigration Status Considered U.S. Permanent Resident
    Joint Loan Applications Accepted Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Credit Score Range 560 - 700
    Loan Amount $100 - $5,000
    APR 35% - 200%

    Fortiva Personal Loans Community Reviews


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