Fortiva Personal Loans

in Personal Loans

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Fortiva Personal Loans


in Personal Loans

SuperMoney Net Recommendation Score -83% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

2 users recommend
0 users are unsure
22 users don't recommend
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Where does Fortiva Personal Loans do business?

Fortiva Personal Loans is a direct lender based in Atlanta, GA. Founded in 2011, Fortiva Personal Loans offers access to personal loans in 50 states (and Washington, DC).

What are the APRs offered via Fortiva Personal Loans?

Fortiva Personal Loans has a variable APR that ranges from 35% up to 200%.

Does Fortiva Personal Loans charge an origination fee?

Yes, Fortiva Personal Loans charges a loan origination fee starting at 2% of the loan amount. Fortiva Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow. 

Does Fortiva Personal Loans charge a late fee?

Yes, Fortiva Personal Loans may charge borrowers a late payment fee

Does Fortiva Personal Loans charge prepayment fees?

Yes, Fortiva Personal Loans charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow via Fortiva Personal Loans?

Loan amounts start at $100 and go up to $5,000.

What do you need to qualify for a loan with Fortiva Personal Loans?

Applicants with a credit score of at least 560 can apply for a loan via Fortiva Personal Loans .

Active duty servicemembers and their covered dependents cannot apply for a loan via Fortiva Personal Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

What is the estimated funding time for a personal loan via Fortiva Personal Loans?

Fortiva Personal Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

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  • Headquarters
  • 5 Concourse Pkwy STE 400
    Atlanta, GA 30328 USA
  • Visit Site


Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Origination Fee
Starting at 2%
Credit Score Range
560 - 700
850 300 560 700
Immigration Status Considered
  • U.S. Permanent Resident
Military Status
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Only Individual Applications
Loan Amount
$100 - $5K
$100 $100K+
35% - 200%
4% 100%+


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