FreedomPlus Personal Loans
in Personal Loans from Freedom Financial Network
Would you recommend FreedomPlus Personal Loans to your friends?
| Community Rating | Strongly not recommended |
| Loan Amount | $10,000 - $40,000 |
| APR (Fixed APR) | 5.99% - 29.99% |
| Loan Term | 6 - 60 months |
| Number of Reviews | 11 |
FreedomPlus Personal Loans Review
FreedomPlus Personal Loans is a personal loan offering by Freedom Financial Network, a lending platform based in San Mateo, CA. Founded in 2002, Freedom Financial Network offers access to personal loans in 36 states (and Washington, DC).
What rates and terms does FreedomPlus Personal Loans offer?
What personal loan APRs does FreedomPlus Personal Loans offer?
FreedomPlus Personal Loans offers a fixed APR personal loan product that ranges from 5.99% APR up to 29.99% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via FreedomPlus Personal Loans?
Loan amounts start at $10,000 and go up to $40,000.
What can a personal loan from FreedomPlus Personal Loans be used for?
Personal loans from FreedomPlus Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, medical expenses & procedures, unexpected expenses or similar purposes.
What is the maximum loan term you can get with FreedomPlus Personal Loans?
FreedomPlus Personal Loans offers personal loans with terms ranging from 6 to 60 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $10000 - $40000 |
| Loan Term | 6 - 60 months |
| APR | 5.99% - 29.99% |
What fees does FreedomPlus Personal Loans charge?
Does FreedomPlus Personal Loans charge an origination fee?
FreedomPlus Personal Loans charges a loan origination fee of 0% to 5% of the loan amount. FreedomPlus Personal Loans deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does FreedomPlus Personal Loans charge a late fee?
Yes, FreedomPlus Personal Loans may charge borrowers a late payment fee
Does FreedomPlus Personal Loans charge prepayment fees?
No, FreedomPlus Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | 0% - 5% |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for a loan with FreedomPlus Personal Loans?
Applicants with a credit score of at least 670 can apply for a loan via FreedomPlus Personal Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
FreedomPlus Personal Loans will consider borrowers regardless of their employment status if they can prove their ability to repay the loan requested.
Note that borrowers can add a cosigner to the loan to either meet eligibility requirements or qualify for lower interest rates.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via FreedomPlus Personal Loans. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens and permanent residents can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
| Minimum Age | 18 |
| Bank Account Required? | No |
| Joint Applications Accepted? | Yes |
| Credit Score | 670 - 840 |
What is the estimated funding time for a personal loan via FreedomPlus Personal Loans?
FreedomPlus Personal Loans will typically approve (or deny) a loan application within 48 hours and fund personal loans within 7 business days of approval.
Does FreedomPlus Personal Loans report loan payments to credit bureaus?
FreedomPlus Personal Loans may report credit data to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Contact
- Headquarters
-
1875 S Grant St #400
San Mateo, CA 94402
Message from Freedom Financial Network
About FreedomPlus Personal Loans
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Delaware
- Washington, DC
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kentucky
- Louisiana
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Jersey
- New Mexico
- North Carolina
- Ohio
- Oklahoma
- Pennsylvania
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
FreedomPlus Personal Loans Community Reviews
Would you recommend FreedomPlus Personal Loans to your friends?
