Great Plains LendingUnaffiliated
Strongly not recommended
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Where does Great Plains Lending do business?
Great Plains Lending is a direct lender based in Red Rock, OK. Founded in 2011, Great Plains Lending offers access to personal loans in 50 states (and Washington, DC).
What are the APRs offered via Great Plains Lending?
Great Plains Lending has a variable APR that ranges from 118.66% up to 448.76%.
Does Great Plains Lending charge an origination fee?
No, Great Plains Lending does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.
Does Great Plains Lending charge a late fee?
Yes, Great Plains Lending may charge borrowers a late payment fee
Does Great Plains Lending charge prepayment fees?
No, Great Plains Lending does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via Great Plains Lending?
Loan amounts start at $100 and go up to $3,000.
What do you need to qualify for a loan with Great Plains Lending?
Applicants with a credit score of at least 300 can apply for a loan via Great Plains Lending . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via Great Plains Lending. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
What is the estimated funding time for a personal loan via Great Plains Lending?
Great Plains Lending will typically approve (or deny) a loan application within 1 hour and fund personal loans within 3 business days of approval.
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
- Only Individual Applications
- Recent Pay Stubs
- Proof of citizenship/residence (Green Card)