Great Plains Lending is an online lender that offers installment loans to borrowers with poor credit. The rates are high: similar to the rates charged by payday lenders. The difference with Great Plains Lending is that borrowers can choose longer repayment terms than those provided by payday lenders, which makes their monthly or bi-monthly payments more affordable.

Great Plains Lending is a privately held lending company that is wholly owned by the Otoe-Missouria Tribe. It has its headquarters in Red Rock, Oklahoma, and also does business as American Web Loan and Clear Creek Lending.

How Does Great Plains Lending Work?

Great Plains has an easy to complete online application form that only takes a few minutes to complete. Borrowers receive a loan decision within seconds, and cash can be deposited within 24 hours.

What Are Great Plains Lending Rates and Terms?

Rates are fixed for the duration of the loan and vary depending on the size of the loan and whether you pay monthly or Bi-weekly. They range from 448.76% APR for a $100 loan to 118.66% APR for a $3,000 loan. All borrowers receive the same rates regardless of their credit profile.

There are no penalty fees for borrowers who pay their loan early. You only pay interest for the time you have the loan, so paying early can save you money.

How Much Money Can I Borrow From Great Plains Lending?

Great Plains Lending provides first-time borrowers loans ranging from $100 to $1,000. Returning customers can apply for loans of up to $3,000.

To illustrate the cost of Great Plains Lending, consider this example. A $1,000 loan with a six-month term and bi-weekly payments will have 30 payments of $139.91, a total payback amount of $4,107.17.

What Is Great Plains Lending's Application Process Like?

The application form only requires a minute to complete. Funds can be deposited within 24 hours. Loans that are approved on Friday will be deposited in the borrowers’ account by Monday and loans approved on Saturday or Sunday will be available on Tuesday.

How Is Great Plains Lending Better Than Other Lenders?

  • Great Plains Lending provides larger loan amounts and allows borrowers to take longer to repay their loan than regular payday lenders.
  • Its rates are similar to payday lenders, but borrowers can repay their loan early with no penalty.
  • The applications process is fast and easy to complete. It takes seconds to know whether you are approved and funds can be deposited within 24 hours.
  • Loan Amount
    $100 - $3000
  • Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
  • APR
    118.66% - 448.76%
  • Max Loan Term (Months)
  • Checking Account Required?
  • Credit Score Range
    300 - 700
  • Immigration Status Considered
  • Military Status
    • Non-Military
    • Veterans
  • Minimum Age
  • Supported Income Types
  • Verification Documents Required?
    • Recent pay stubs
    • Proof of citizenship/residence
  • No Origination Fee
  • No Prepayment Fee
  • Institution Type
    Direct Lender
  • Approval Speed (Hours)
  • Funding Time
    Next business day
  • Credit Bureau Reporting
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0 votes

They are the absolute worst company I've ever had a loan from in my entire life. Have paid $2,800 on a $1,400 loan and I still owe 1480 it is impossible to pay off the loan if you only make the minimum payments because the minimum payments only cover the interest they don't cover not one cent of the principle that you originally took out. Since I've paid Faithfully for over a year never being late I asked if I could settle for $1,000 and they refused even though they've ... gotten close to 3000 from me. I will have to say this is one of the worst mistakes I've ever made in my life and the man on the phone was super incredibly rude. More Less

0 votes

DO NOT UNDER ANY CIRCUMSTANCES LOAN WITH THESE PEOPLE. Yes, they will give you a loan with mediocre credit, but what happens after is a full year of interest fees. I took my loan of $1,000 in August 2016. I've been paying $140.54 every 2 weeks since, without fail and now in February of 2017, if I want to pay my loan off I still owe $1,030.00. Not one cent has gone towards my balance. Every dime has been principal and finance charges. Be wary, don't give them ... your hard earned money. They should be ashamed that they would rip people in need like this. Shame, shame. Well the good news is I only have 8 months of $300. payments left until it's payed off..... More Less

0 votes

Great plains doesn't check the clients info. I live in Puerto Rico before today I never heard of Great Plains Lending. Until this morning that I had a collection agency calling about a debt that I apparently had for the amount of $1,297.53. I never asked for a loan and never will. I just want Great Plains have that account fixed and removed. I currently notifying Puerto Rico Police Department Identity theft division

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