Overview

Where does Just Military Loans do business?

Just Military Loans is a direct lender based in Wilmington, DE. Founded in 2008, Just Military Loans offers access to personal loans in 50 states (and Washington, DC).

What are the APRs offered via Just Military Loans?

Just Military Loans has a variable APR that ranges from 14.99% up to 35.99%.

Does Just Military Loans charge an origination fee?

Yes, Just Military Loans charges a loan origination fee. 

Does Just Military Loans charge a late fee?

Yes, Just Military Loans may charge borrowers a late payment fee

Does Just Military Loans charge prepayment fees?

No, Just Military Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Just Military Loans?

Loan amounts start at $2,000 and go up to $15,000.

What do you need to qualify for a loan with Just Military Loans?

Applicants with a credit score of at least 300 can apply for a loan via Just Military Loans . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Just Military Loans. Their rates fall within the limits of The Military Lending Act.

To qualify, applicants may need to provide the following documentation:

What is the estimated funding time for a personal loan via Just Military Loans?

Just Military Loans will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

Does Just Military Loans report loan payments to credit bureaus?

Just Military Loans may report credit data to the following credit reporting agencies:

• Equifax