Mostly not recommended
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Where does LendingUSA do business?
LendingUSA is a lending platform based in Sherman Oaks, CA. Founded in 2007, LendingUSA offers access to personal loans in 46 states (and Washington, DC).
What are the APRs offered via LendingUSA?
LendingUSA offers a personal loan product that ranges from 16.39% up to 29.99% APR.
Does LendingUSA charge an origination fee?
Yes, LendingUSA charges a loan origination fee starting at 8% of the loan amount. LendingUSA deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does LendingUSA charge a late fee?
Yes, LendingUSA may charge borrowers a late payment fee
Does LendingUSA charge prepayment fees?
No, LendingUSA does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via LendingUSA?
Loan amounts start at $1,000 and go up to $35,000.
What do you need to qualify for a loan with LendingUSA?
Applicants with a credit score of at least 500 can apply for a loan via LendingUSA .
Active duty servicemembers and their covered dependents are eligible to apply for a loan via LendingUSA. Their rates fall within the limits of The Military Lending Act.
What is the estimated funding time for a personal loan via LendingUSA?
LendingUSA will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
15303 Ventura Blvd., Suite 850
Sherman Oaks, CA 91403 USA
- Visit Site
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- U.S. Permanent Resident
- Active Duty Military
- Military Dependent
- Individual Applications