in Personal Loans from LendingUSA

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in Personal Loans from LendingUSA

SuperMoney Net Recommendation Score -33% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

3 users recommend
0 users are unsure
6 users don't recommend
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Community Rating Mostly not recommended
Loan Amount $1,000 - $35,000
APR 16.39% - 29.99%
Loan Term (Months) N/A
Number of Reviews 9


Where does LendingUSA do business?

LendingUSA is a lending platform based in Sherman Oaks, CA. Founded in 2007, LendingUSA offers access to personal loans in 46 states (and Washington, DC).

What rates and terms does LendingUSA offer?

LendingUSA has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does LendingUSA offer?

LendingUSA offers a personal loan product that ranges from 16.39% APR up to 29.99% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via LendingUSA?

Loan amounts start at $1,000 and go up to $35,000.

LendingUSA Rates & Terms
Loan Amount $1000 - $35000
Loan Term N/A
APR 16.39% - 29.99%

What fees does LendingUSA charge?

Does LendingUSA charge an origination fee?

LendingUSA charges a loan origination fee starting at 8% of the loan amount. LendingUSA deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does LendingUSA charge a late fee?

Yes, LendingUSA may charge borrowers a late payment fee

Does LendingUSA charge prepayment fees?

No, LendingUSA does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

LendingUSA Fees
Origination Fee Starting at 8%
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for a loan with LendingUSA?

Applicants with a credit score of at least 500 can apply for a loan via LendingUSA .

Active duty servicemembers and their covered dependents are eligible to apply for a loan via LendingUSA. Their rates fall within the limits of The Military Lending Act.

LendingUSA Eligibility Criteria
Minimum Age N/A
Bank Account Required? No
Joint Applications Accepted? Yes
Credit Score 500 - 850

What is the estimated funding time for a personal loan via LendingUSA?

LendingUSA will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

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  • Headquarters
  •   15303 Ventura Blvd., Suite 850
    Sherman Oaks, CA 91403 USA
  •   Visit Site

Other Services by LendingUSA


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 46 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

Feature Breakdown

No Prepayment Fee  
Origination Fee Starting at 8%
Credit Score Range 500 - 850
Immigration Status Considered
  • U.S. Permanent Resident
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Loan Amount $1K - $35K
APR 16.39% - 29.99%



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