Lift Credit Personal Loans
in Personal Loans from Lift Credit, LLC
Would you recommend Lift Credit Personal Loans to your friends?
| Community Rating | Mostly recommended |
| Loan Amount | $100 - $2,500 |
| APR (Fixed APR) | 99% - 450% |
| Loan Term | 3 - 12 months |
| Number of Reviews | 22 |
Lift Credit Personal Loans Review
Lift Credit Personal Loans is offered by Lift Credit, LLC, a direct lender founded in 2012 and based in Provo, UT. Lift Credit Personal Loans is available in 3 states across the USA.
Key takeaways
- Fast access to cash. In some cases you can get your money within 1 business day.
- Poor credit accepted. Even if you have bad or poor credit, you can apply. Borrowers with a credit score as low as 300 are considered for Lift Credit Personal Loans.
- Small-dollar loans. Lift Credit Personal Loans has a maximum loan amount of just $2,500.
- Short loan terms. Lift Credit Personal Loans offers loan terms as short as 3 months. Most personal loans have a minimum term of 12 to 36 months.
- Minimum income of $15,600. You will need an annual income of at least $15,600 to apply for Lift Credit Personal Loans, which is below average for the lenders in our database
Lift Credit Personal Loans Pros and Cons:
| Pros | Cons |
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What rates and terms does Lift Credit Personal Loans offer?
Lift Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What APR rate does Lift Credit Personal Loans offer?
Lift Credit Personal Loans offers a fixed APR personal loan product that ranges from 99% APR up to 450% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Lift Credit Personal Loans?
Loan amounts start at $100 and go up to $2,500.
What can a personal loan from Lift Credit Personal Loans be used for?
Personal loans from Lift Credit Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Lift Credit Personal Loans?
Lift Credit Personal Loans offers personal loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $100 - $2500 |
| Loan Term | 3 - 12 months |
| APR | 99% - 450% |
What fees does Lift Credit Personal Loans charge?
Does Lift Credit Personal Loans charge an origination fee?
Lift Credit Personal Loans may charge a loan origination fee.
Does Lift Credit Personal Loans charge a late fee?
Yes, Lift Credit Personal Loans may charge borrowers a late payment fee.
Does Lift Credit Personal Loans charge prepayment fees?
No, Lift Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for Lift Credit Personal Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.To qualify for personal loans with Lift Credit Personal Loans, applicants need a minimum annual income of $15,600 or higher.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Lift Credit Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.
Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Driver's license
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via Lift Credit Personal Loans?
Lift Credit Personal Loans will typically approve (or deny) a loan application within 2 hours and fund personal loans within 7 business days of approval.
Contact
- Headquarters
-
3585 N University Ave Ste 300
Provo, UT 84604 USA - Visit Site
About Lift Credit Personal Loans
Availability
- Idaho
- Utah
- Wisconsin
Lift Credit Personal Loans Community Reviews
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