Lift Credit Personal Loans
in Personal Loans from Lift Credit, LLC
Would you recommend Lift Credit Personal Loans to your friends?
| Community Rating | Mostly recommended |
| Loan Amount | $100 - $2,500 |
| APR (Fixed APR) | 99% - 450% |
| Loan Term | 3 - 12 months |
| Number of Reviews | 22 |
Lift Credit Personal Loans Review
Lift Credit Personal Loans is a personal loan offering by Lift Credit, LLC, a direct lender based in Provo, UT. Founded in 2012, Lift Credit, LLC offers access to personal loans in 3 states across the USA.
What rates and terms does Lift Credit Personal Loans offer?
Lift Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.
What personal loan APRs does Lift Credit Personal Loans offer?
Lift Credit Personal Loans offers a fixed APR personal loan product that ranges from 99% APR up to 450% APR.
Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.
How much can you borrow via Lift Credit Personal Loans?
Loan amounts start at $100 and go up to $2,500.
What can a personal loan from Lift Credit Personal Loans be used for?
Personal loans from Lift Credit Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.
What is the maximum loan term you can get with Lift Credit Personal Loans?
Lift Credit Personal Loans offers personal loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.
| Loan Amount | $100 - $2500 |
| Loan Term | 3 - 12 months |
| APR | 99% - 450% |
What fees does Lift Credit Personal Loans charge?
Does Lift Credit Personal Loans charge an origination fee?
Lift Credit Personal Loans charges a loan origination fee.
Does Lift Credit Personal Loans charge a late fee?
Yes, Lift Credit Personal Loans may charge borrowers a late payment fee
Does Lift Credit Personal Loans charge prepayment fees?
No, Lift Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
| Origination Fee | N/A |
| Prepayment Fee? | No |
| Late Payment Fee | N/A |
What do you need to qualify for a loan with Lift Credit Personal Loans?
Applicants with a credit score of at least 300 can apply for a loan via Lift Credit Personal Loans. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
To qualify for a loan with Lift Credit Personal Loans, applicants need a minimum annual income of $15,600 or higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via Lift Credit Personal Loans. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
| Minimum Age | 18 |
| Bank Account Required? | No |
| Joint Applications Accepted? | Yes |
| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via Lift Credit Personal Loans?
Lift Credit Personal Loans will typically approve (or deny) a loan application within 2 hours and fund personal loans within 7 business days of approval.
Contact
- Headquarters
-
3585 N University Ave Ste 300
Provo, UT 84604 USA - Visit Site
About Lift Credit Personal Loans
Availability
- Idaho
- Utah
- Wisconsin
Lift Credit Personal Loans Community Reviews
Would you recommend Lift Credit Personal Loans to your friends?
