Last Updated: 04/18/2025
Lift Credit Personal Loans
Unaffiliated
in Personal Loans from Lift Credit, LLC
Last Updated: 04/18/2025
SuperMoney User Recommendation Score +32
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Highlights
Community Rating
APR (Fixed APR)
Amount Range
Loan Term (Months)
Number of Reviews
Lift Credit Personal Loans Review
Key Takeaways
- APRs starting at 99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Lift Credit Personal Loans are on the higher end of the spectrum.
- Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
- Small-dollar loans. Lift Credit Personal Loans has a maximum loan amount of just $2,500 .
- Prequalified rate. You can check your prequalified rate at Lift Credit, LLC with a soft pull that will not affect your FICO or VantageScore.
- Short loan terms. Lift Credit Personal Loans have loan terms as short as 3 months.
Lift Credit Pros & Cons
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Lift Credit FAQ
What interest rates and personal loan terms does Lift Credit offer?
What interest rates does Lift Credit offer?
How much can you borrow via Lift Credit?
What is the maximum loan term you can get with Lift Credit?
| Personal Loan Amount | $100 - $2500 |
| Loan Term | 3 - 12 months |
| APR | 99% - 450% |
What fees does Lift Credit charge?
Does Lift Credit charge an origination fee?
Does Lift Credit charge a late fee?
Does Lift Credit charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Lift Credit Personal Loans?
The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Recent pay stubs
- Driver's license or other government photo ID
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 300 - 640 |
What is the estimated funding time for a personal loan via Lift Credit?
Does Lift Credit, LLC perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.Are Lift Credit Personal Loans legit?
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