Lift Credit Personal Loans

Lift Credit Personal Loans

in Personal Loans from Lift Credit, LLC


Lift Credit Personal Loans


in Personal Loans from Lift Credit, LLC

SuperMoney Net Recommendation Score +32% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

14 users recommend
1 user is unsure
7 users don't recommend
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Community Rating Mostly recommended
Loan Amount $100 - $2,500
APR  (Fixed APR) 99% - 450%
Loan Term 3 - 12 months
Number of Reviews 22

Lift Credit Personal Loans Review

Lift Credit Personal Loans is offered by Lift Credit, LLC, a direct lender founded in 2012 and based in Provo, UT. Lift Credit Personal Loans is available in 3 states across the USA.

What rates and terms does Lift Credit Personal Loans offer?

Lift Credit Personal Loans has higher interest rates than the average for lenders reviewed on SuperMoney.

What personal loan APRs does Lift Credit Personal Loans offer?

Lift Credit Personal Loans offers a fixed APR personal loan product that ranges from 99% APR up to 450% APR.

Your APR can vary depending on several factors, such as your credit score. Find out what your credit score is and whether there is any false or inaccurate information in your credit history with these credit monitoring tools.

How much can you borrow via Lift Credit Personal Loans?

Loan amounts start at $100 and go up to $2,500.

What can a personal loan from Lift Credit Personal Loans be used for?

Personal loans from Lift Credit Personal Loans are typically used for special purchases, debt consolidation, home improvement projects, weddings, unexpected expenses or similar purposes.

What is the maximum loan term you can get with Lift Credit Personal Loans?

Lift Credit Personal Loans offers personal loans with terms ranging from 3 to 12 months. Having the option of longer terms allows borrowers to take on larger loan amounts while keeping monthly payments more affordable. However, the longer the term of your loan, the more interest you will pay.

Lift Credit Personal Loans Rates & Terms
Loan Amount $100 - $2500
Loan Term 3 - 12 months
APR 99% - 450%

What fees does Lift Credit Personal Loans charge?

Does Lift Credit Personal Loans charge an origination fee?

Lift Credit Personal Loans charges a loan origination fee.

Does Lift Credit Personal Loans charge a late fee?

Yes, Lift Credit Personal Loans may charge borrowers a late payment fee

Does Lift Credit Personal Loans charge prepayment fees?

No, Lift Credit Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

Lift Credit Personal Loans Fees
Origination Fee N/A
Prepayment Fee? No
Late Payment Fee N/A

What do you need to qualify for Lift Credit Personal Loans?

The minimum age to be eligible is 18 or the state minimum, whichever is higher.

To qualify for personal loans with Lift Credit Personal Loans, applicants need a minimum annual income of $15,600 or higher.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. APRs for the Lift Credit Personal Loans product fall outside of the MLA limits and as a result the product cannot be issued to these applicants. Active duty service members and their covered dependents are considered “covered borrowers" under the Military Lending Act.

Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

  • Recent pay stubs
  • Driver's license
  • Proof of citizenship or residence permit
Lift Credit Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
  • Credit Score 300 - 640

    What is the estimated funding time for a personal loan via Lift Credit Personal Loans?

    Lift Credit Personal Loans will typically approve (or deny) a loan application within 2 hours and fund personal loans within 7 business days of approval.

    SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


    • Headquarters
    •   3585 N University Ave Ste 300
      Provo, UT 84604 USA
    •   Visit Site

    About Lift Credit Personal Loans


    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 3 states
    • Idaho
    • Utah
    • Wisconsin

    Feature Breakdown

    No Prepayment Fee  
    Immigration Status Considered U.S. Permanent Resident
    Joint Loan Applications Accepted Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Minimum Age 18
    Minimum Annual Income $15,600
    Verification Documents Required
    • Recent Pay Stubs
    • Driver License (or other photo ID)
    • Proof of citizenship/residence (Green Card)
    Credit Score Range 300 - 640
    Loan Amount $100 - $2,500
    APR (Fixed APR) 99% - 450%
    Loan Term 3 - 12 months

    Lift Credit Personal Loans Community Reviews


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