in Personal Loans

SuperMoney Net Recommendation Score -86% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

10 users recommend
4 users are unsure
154 users don't recommend
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Where does LoanMe do business?

LoanMe is a direct lender based in Anaheim, CA. Founded in 2014, LoanMe offers access to personal loans in 10 states across the USA.

What are the APRs offered via LoanMe?

LoanMe offers a personal loan product that ranges from 12.22% up to 184.36% APR.

Does LoanMe charge an origination fee?

Yes, LoanMe charges a loan origination fee.

Does LoanMe charge a late fee?

Yes, LoanMe may charge borrowers a late payment fee

Does LoanMe charge prepayment fees?

Yes, LoanMe charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.

How much can you borrow via LoanMe?

Loan amounts start at $2,600 and go up to $100,000.

What do you need to qualify for a loan with LoanMe?

Applicants with a credit score of at least 300 can apply for a loan via LoanMe . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via LoanMe. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Applicants must have an active and valid checking account
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for a personal loan via LoanMe?

LoanMe will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

LOANME Disclosure: Credit approval is subject to LoanMe's credit standards, and actual terms (including actual loan amount) may vary by applicant. LoanMe requires certain supporting documentation with each new application. If you have any questions regarding this, call us at 1-844-311–2274. California loans are made pursuant to LoanMe's California Department of Business Oversight Financing Law License #603K061. LoanMe also offers loans in certain other states which may have higher minimum loan amounts.
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   LoanMe, Inc.
    1900 S. State College Boulevard, Suite 300
    Anaheim, CA 92806 USA
  •   Visit Site

Message from LoanMe

LoanMe is a California based lender that offers unsecured installment loans to qualified borrowers. Our loans are typically used for one-time purchases or debt consolidation. The process is fast and easy and it’s even possible to have money deposited into your checking account in as fast as 3-4 hours!


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 10 states
  • Arizona
  • California
  • Delaware
  • Idaho
  • Missouri
  • New Mexico
  • South Carolina
  • South Dakota
  • Utah
  • Wisconsin

Feature Breakdown

Minimum Age 18
Credit Score Range 300 - 700
850 300 700
Immigration Status Considered
  • U.S. Permanent Resident
Bank Account Required?  
Military Status
  • Military Dependent
  • Non-Military
  • Veterans
Joint Loan Applications Accepted
  • Individual Applications
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
Loan Amount $2.6K - $100K
APR 12.22% - 184.36%



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