Strongly not recommended
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Where does LoanMe do business?
LoanMe is a direct lender based in Anaheim, CA. Founded in 2014, LoanMe offers access to personal loans in 10 states across the USA.
What are the APRs offered via LoanMe?
LoanMe offers a personal loan product that ranges from 12.22% up to 184.36%.
Does LoanMe charge an origination fee?
Yes, LoanMe charges a loan origination fee.
Does LoanMe charge a late fee?
Yes, LoanMe may charge borrowers a late payment fee
Does LoanMe charge prepayment fees?
Yes, LoanMe charges additional fees to borrowers who pay off their loans soon than anticipated. Take this into consideration when choosing a lender because prepayment penalties can reduce or even cancel the interest savings of repaying a loan early.
How much can you borrow via LoanMe?
Loan amounts start at $2,600 and go up to $100,000.
What do you need to qualify for a loan with LoanMe?
Applicants with a credit score of at least 300 can apply for a loan via LoanMe . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents cannot apply for a loan via LoanMe. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Applicants must have an active and valid checking account
- Recent pay stubs
- Proof of income
What is the estimated funding time for a personal loan via LoanMe?
LoanMe will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.
1900 S. State College Boulevard, Suite 300
Anaheim, CA 92806 USA
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Message from LoanMe
- New Mexico
- South Carolina
- South Dakota
- U.S. Permanent Resident
- Military Dependent
- Only Individual Applications
- Proof of Income
- Recent Pay Stubs
- Driver License (or other photo ID)