Members First Community Credit Union Financial Footprint Review

Members First Community Credit Union Financial Footprint is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members First Community Credit Union Financial Footprint is available in 1 state across the USA.

• Hard credit pull required. You can't check your rates or see if you prequalify for Members First Community Credit Union Financial Footprint without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Members First Community Credit Union Financial Footprint early.

Pros	Cons
	Charges an origination fee. Do not offer pre-approval with soft credit pull. Charges prepayment fees. Charges a late fee.

What rates and terms does Members First Community Credit Union Financial Footprint offer?

Members First Community Credit Union Financial Footprint has lower interest rates than the average for lenders reviewed on SuperMoney.

What fees does Members First Community Credit Union Financial Footprint charge?

What do you need to qualify for Members First Community Credit Union Financial Footprint?

Members First Community Credit Union Financial Footprint does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Members First Community Credit Union Financial Footprint does not have or does not disclose a minimum annual income eligibility requirement. Members First Community Credit Union Financial Footprint only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Community Credit Union Financial Footprint. Their rates fall within the limits of The Military Lending Act.

U.S. citizens are, of course, eligible for the services offered by Members First Community Credit Union Financial Footprint. Permanent resident / green card holders are also eligible to apply.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Driver's license
• Government issued photo ID
• Proof of identity

Members First Community Credit Union Financial Footprint Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Application Types Accepted	Individual Applications
Credit Score	N/A

Does Members First Community Credit Union Financial Footprint report your account activity to credit bureaus?

Yes, Members First Community Credit Union Financial Footprint reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.