
Members First Community Credit Union Personal Loans
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APR (Fixed APR) | Starting at 7.99% |
Loan Amount | N/A |
Loan Term (Months) | Up to 60 months |
Members First Community Credit Union Personal Loans Review
Members First Community Credit Union Personal Loans is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members First Community Credit Union Personal Loans are available in 1 state across the USA.
Key Takeaways
- APRs starting at 7.99%. These are typical starting rates for personal loans.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Members First Community Credit Union Personal Loans early.
Members First Community Credit Union personal loans Pros & Cons
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Members First Community Credit Union personal loans FAQ
What interest rates and personal loan terms does Members First Community Credit Union personal loans offer?
Members First Community Credit Union personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Members First Community Credit Union personal loans offer?
Members First Community Credit Union personal loans offers a fixed APR personal loan product that starts at 7.99% APR.
What is the maximum loan term you can get with Members First Community Credit Union personal loans?
Members First Community Credit Union personal loans offers loans with terms of up to 60 months.
Personal Loan Amount | N/A |
Loan Term | up to 60 months |
APR | Starting at 7.99% |
What fees does Members First Community Credit Union personal loans charge?
Does Members First Community Credit Union personal loans charge an origination fee?
Members First Community Credit Union personal loans may charge a personal loan origination fee.
Does Members First Community Credit Union personal loans charge a late fee?
No, Members First Community Credit Union personal loans will not charge you a late fee if you miss one of the monthly payments.
Does Members First Community Credit Union personal loans charge prepayment fees?
No, Members First Community Credit Union personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | N/A |
Late Payment Fee | No |
What do you need to qualify for Members First Community Credit Union Personal Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Community Credit Union Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher.Members First Community Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Members First Community Credit Union Personal Loans only considers borrowers who are employed.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Members First Community Credit Union Personal Loans. Their rates fall within the limits of The Military Lending Act.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Community Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Recent bank statements
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 600 - 850 |
Does Members First Community Credit Union Personal Loans report your account activity to credit bureaus?
Yes, Members First Community Credit Union Personal Loans reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Are Members First Community Credit Union Personal Loans legit?
Members First Community Credit Union was founded in 1954, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
Contact
- Headquarters
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1201 N. 24th Street
Quincy, IL 62301 USA - Visit Site
- Email Support
Other Services by Members First Community Credit Union
Availability
Feature Breakdown
Employment Statuses Considered |
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Immigration Status Considered |
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Joint Loan Applications Accepted |
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Military Status |
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Minimum Age | 18 |
Supported Income Types |
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Verification Documents Required |
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Credit Score Range | 600 - 850 |
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