Last Updated: 04/18/2025
Members First Community Credit Union Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 7.99%(Verified 06/21/2024)
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Amount Range
N/A
Loan Term (Months)
Up to 60
Members First Community Credit Union Personal Loans Review
Members First Community Credit Union Personal Loans is offered by Members First Community Credit Union, a credit union founded in 1954 and based in Quincy, IL. Members First Community Credit Union personal loans are available in 1 state.
Key Takeaways
- APRs starting at 7.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Members First Community Credit Union Personal Loans are on the lower end of the spectrum.
Members First Community Credit Union personal loans Pros & Cons
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Members First Community Credit Union personal loans FAQ
What interest rates and personal loan terms does Members First Community Credit Union personal loans offer?
Members First Community Credit Union personal loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Members First Community Credit Union personal loans offer?
Members First Community Credit Union personal loans offers a fixed APR personal loan product that starts at 7.99% APR.
What is the maximum loan term you can get with Members First Community Credit Union personal loans?
Members First Community Credit Union personal loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 7.99% |
What fees does Members First Community Credit Union personal loans charge?
Does Members First Community Credit Union personal loans charge an origination fee?
Members First Community Credit Union personal loans may charge a personal loan origination fee .
Does Members First Community Credit Union personal loans charge a late fee?
Members First Community Credit Union personal loans does not disclose whether it charges late payment fees.
Does Members First Community Credit Union personal loans charge prepayment fees?
No, Members First Community Credit Union personal loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Members First Community Credit Union Personal Loans?
Applicants with a credit score of at least 600 and up to 850 may be eligible for Members First Community Credit Union Personal Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Members First Community Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Members First Community Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | 600 - 850 |
Does Members First Community Credit Union Personal Loans report your account activity to credit bureaus?
Yes, Members First Community Credit Union Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Members First Community Credit Union perform a hard credit pull?
Yes, Members First Community Credit Union personal loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Members First Community Credit Union Personal Loans legit?
Members First Community Credit Union was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
8:30AM - 12:00PM