OppLoans

Total crap. I got a mailer saying I was pre approved then got denied. Thanks a lot for getting my hopes up that I might be able to get some much needed car work that I can't afford otherwise..

If you get a mailer saying you are pre approved, might as well toss it straight into the garbage because they won't give you one damn dime.

Alex Williams was very helpful thru out our loan process. He made us feel like family. He was a pleasure to work with. Thank you.

Mr. and Mrs. Brooks

Haven't finished the application yet. Am in desperate need of fast cash to fix car and get caught up on rent and utilities, BUT, when I got to the part of the application where you have to give up all your banking info FIRST? Before you even KNOW if youre approved?? That seemed sketchy to me. Why not just tell me if I am eligible BEFORE you jack my bank info. I changed my mind immediately. I have had my bank account hacked recently by an "ACH" company which stands ... for "All Clearing House" so another words, you really have NO IDEA who has access to your account, if they sell your private info, or if they even apply the money they take to go towards your loan. ACH took $300 out of my bank account 2 months ago, I totally lost my mind. it's all I had, another words, they emptied my account. What a detailed mess to fix. Fraud Recovery from my bank finally did put the money back in my account. some investigation was done to determine who took it, and they came up with a brief description of "Navient" which dogs people for student loans. student loans?? I;m 57 and never went to college! so with ANY company that uses "ACH" as their payment center, BEWARE,you will never really know or be sure who is in your bank account. You may think you are paying the loan off, but in alot of cases the money goes to someone else in the "ACH" and its a cra[-shoot to ever find ot where your money went. so for those reasons, I'm not giving my bank info to someone I don't know who might sell it to someone oversea? no way man. I'm broke and need cash but at this point I'd probably be safer being a hooker. (JOKE!) More Less

Thank you Bob for calling me. I was dissapointed because i could'nt make my daughter birthday special. I am so happy you going to make her birthday so special. Thank you

I'm currently in the process of applying for a loan with OPP, and I called in and spoke to Tara, all I can say is I wish she worked for me or she answered every call for every company out there! She is so kind and courteous and definitely knew what she was talking about. She walked me thru every question I had. If you apply with OPP please ask for Tara you will just enjoy talking to her!

i want to send a special shout out to Kevin. I applied for a loan on line and within minutes I rec'd phone call to provide additional information. Initially, there where problems with my pay stubs (retired military and Civilian), that the underwriter couldn't understand. After several phones between Kevin and I, the underwriter finally understood and approved my loan request. Awesome job and very professional. So to you Kevin, just wanted to thank you for making this loan process quick and ... easy. Again, thanks to you and your team for such prompt service. More Less

I admit I was nervous when I applied. When I was approved I was excited. I like that my payments can come directly out of my bank account, which is no hassle for me. Thank you Opposed. Thumbs up!!!

It took me a while to get in to my account to get the documents i needed to get my loan process and i did not how to send it in pdf form so BRITTANY from OppLoans went in and did the work for me thanks for being patient with me and having great customer skills i will recommend opploans to my friends

This company sends you a flyer in the mail stating "You're Pre-Approved for up to:" This is a Total LIE! These are random mailers you have NOT been PRE-SCREENED! Do NOT get your hopes up, chances are you will not be approved. The requirements states minimal, however, it goes much in depth than the minimal requirements. There IS A CREDIT CHECK RAN, and poor credit customers do not have a chance. Do NOT be FOOLED by this company. When i called to inquire ... on their statement of PRE-APPROVED, the only response i could get was "Our Legal Department, has advised we can say this, it is legal" WTH?? Dont get sucked into their LIES...avoid them!! If they cant make true statements, how can anything they offer be beneficial to the consumer? More Less

Char was very helpful & fast with processing my loan

These ppl are full of shit! After wasting my time constantly uploading documents to only have them say they haven't received them. The whole process took 3 damn days. To only have them deny you. And I only found out about the denial by logging in to their site. Never received an email which they say you will be notified by once a decision is made. Stay away from this company!!! Credit Karma needs to start looking more closely at these businesses they're suggesting to their customers.

I haven't applied yet, but looking at the reviews I am having second thoughts. If there is a way to get approved before I give my banking information then maybe I will consider. If I received a pre-approved letter in the mail, which I did; what qualified me then? So I will give my work information but I refuse to give my banking information without knowing I am approved first.

Terrible,, first they tell you are pre approved.. Then you give all your info .Then turn you down.. Hope this is not a con to get your info.. I'm going to notify the F.B.I. I think the positive reviews are B.S.!!!

I jut have very bad experience with this company i always apply but i neve get approved Its like the third tome that im apply and always say the something

Thank you Bob for reaching out to me today and looking into my concerns. Your company has definitely earned 5 stars and in the future I look forward to doing business with you again.

They were very nice and the process was pretty quick thank you

Tiffany R was excellent in helping me get a loan I was so happy that she answer my call. Thanks again Tiffany R you are awesome

I needed a loan so I can take care of my new born and They help right away. thank you Victor for your help.

ALERT: I give this company 0 stars. If there is a way to get a loan from anyone else I highly advise that you do. I sent a payment in the mail towards the end of April and this company did not process it until I called and made a big fuzz about it. Apparently someone was sitting on processing my check all the while the stupid loan kept accumulating extremely high interest. They returned 20.00 dollars of interest which I seriously doubt was the correct amount. ... But they are online so there really is no way to check on them. I logged on to my account with them so that I could see the transactions for myself and it is not listed so who knows what they are doing. Thank goodness that they will process the excess funds I overpaid within 3-5 business day. I surely hope they will come through on their promise. It already took them over two weeks to process my overpayment of 607 dollars at the time I mailed it but know I am only receiving about 550 of it and that includes the 20 dollars they agreed to return in fees. I can’t believe they took over two weeks with the process, if I hadn't called they probably would have charged more than a month's worth of horrific interest rates. I felt robbed throughout the entire process. And I promise that I will NEVER again do business with OppLoans. They make you feel like it’s a great opportunity for a loan but no; it’s a perfect opportunity to getting robbed by OppLoans. More Less

I received an approval letter in mail. Only to be denied once I applied. I hate the fact that my account information was given prior to knowing I was not going to be approved. It seems like a scam to get personal information.

Chuck was awesome helping me out with getting a loan and making my day go great!!

My car transmission broke and I had to get money from anywhere possible, these guys were very helpful and I was able to get over $1500, I have them take the payment out of my checking account automatically so that way I ensure I don't miss a payment. Very very reliable.

Thanks you so much for helping us with this loan

OppLoans Suck..they told me I was approved had me sign paper work an hour later called an said I was not approve..but they approved my daughter whom never applied for loan..Lol there full of CRAP!!! STAY AWAY FROM THIS COMPANY!!! VERY UNPROFESSIONAL! !

I went through the process and was told I was pre-approved. then in an hour I get denied. Complete liars. They should NOT be able to mislead.

I was having an okay experience until they lied to me. I made the mistake of forgetting to change my payment date. The payment date is 1/15, and NOTHING showed until 1/17. I called to explain and I was told that the payment POSTED and could not be refunded to help get my banking fees off. They said I could go a head and refinance because the payment posted. So, I went through the process of that and now 3 days later they are saying the payment was returned, they ... will not supply any financial assistance on the fees I have in my bank and they refuse to refinance my loan even though now I cannot pay my rent because of this payment. I understand it my fault over the payment but you all lied, and on top of that I was told 3 times on 1/18, I would get a call back, but I never did. I will pay this loan off and never revisit again. More Less

Always a great experience with opploans! Peter helped me a lot and I am glad I chose them for my loan.

Opp loans representative "Shelly" was very helpful and courteous when I called to refinance my loan. OppLoans is the best source to seek when your in a financial crisis!

i called for info and received awesome customer service victor i do consider Opploans!!!

Very patient and polite easy to talk to and professional.

I WORKED WITH THE LOAN OFFICER AND SHE WAS A GREAT HELP TO ME AND ASSISTED ME THROUGH THE REPAYMENT OF MY LOAN AS I WAS GOING THROUGH A VERY DIFFICULT PERIOD AND HAVING SOME TROUBLE WITH MAKING MY SCHEDULED PAYMENTS BUT BECAUSE HER HELP I WAS ABLE TO PUSH THROUGH AND COMPLETE. THIS IS A DIRECT SHOUT OUT AND THANKS TO DIONNE VEGA WHO IS MY SUPERSTAR OVER AT OPP LOANS!!!!!!!

These people act like they wanted to give me a loan asked me to submit the same info over and over again I gave them everrthing they asked for kept sending same email verify your bank acct....then tells me my application had expired..what a joke this was day 9.I verified bank info 3x. Dont waste your time.They also lied about their maximum interest rate...phony positive reviews

I think they are scam artists. First of all, why advertise that people with bad credit can apply only to be denied? Second, Their automated phone number claims that it takes up to 24 hours to get a decision for an application, but yet, when I applied, I get denied right after submitting the form. And third, I believe these positive reviews are phony and the company are paying people to post phony reviews.

Applied and approved in minutes. Kinda sucks I can only get approved for these types of loans but these guys are cheaper than the others.

This site doesn't tell you all you need to know to get funds. It can be a waste of your time.

Had a previous loan out and changed jobs. I set up a payment plan with the collections manager for the balance of $145.27. I have emails saying it was paid off and I could reapply for a loan. I reapplied a year later and got no response. I contacted them and was connected to Stanley who informed me that I could apply I would just be denied. Nice place to do business with.

Yes, they gave me the money quickly and it was fairly easy, but they didn't tell me how much I was going to have to pay on it when the due date came. I emailed and emailed over and over and never got a response. I couldn't get an answer om the phone. Just bad customer service. I was worried. Then it started coming out, 97 a month. Not so bad. Then suddenly the week after next I got charged again and totally was not expecting it because again THEY ... WOULDNT REPLY TO MY EMAILS. It's been a couple months and I can't get caught back up. So I look on the website to see how much I have left to pay them and it's still about 900 out of 1000? Wth, I'm thinking as I look into it for an explanation. And then there it is. Over half of what I'm paying is interest! So I got 1000 and will end up paying over 2000 for it. Another question I sent them in a few of the emails that were never replied to. Dont trust it please. I was led to believe the interest rate would be left, I assumed the payments would be monthly, and they just did not bother to care. More Less

Hope this is not a scam. I got a pre approved up to 4000 I applied. I got denied. I don't mind getting denied but how you going to deny me right after I submit application??? After I put my information out there hope this isn't fake.

The process is high and fast and also have excellent customer service. But my only problem will have to be with the interest rate. Way to high to be paying back a loan. I feel with this amount being the charge I will never pay this loan off. I have to pay this loan and close it out. I am grateful that they approved me and was able to help me. But to charge me so much interest and the amount to pay back the loan is the way to ... high. I would never recommend this please of high fees. Trust me it is a great step to help you out but be careful with the amount you have to pay back. More Less

I received a pre-approval letter for up to $4000 and put all my info in, yet still got a denial with no explanation.