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Pave

in Personal Loans

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Out of Business

Pave

in Personal Loans

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Overview

Where does Pave do business?

Pave is a marketplace lender based in New York, NY. Founded in 2013, Pave offers access to personal loans in 36 states (and Washington, DC).

What are the APRs offered via Pave?

Pave offers a personal loan product that ranges from 7.18% up to 31.16%.

Does Pave charge an origination fee?

Yes, Pave charges a loan origination fee of 1% to 6% of the loan amount. Pave deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.

Does Pave charge a late fee?

Yes, Pave may charge borrowers a late payment fee of up to $15, which is triggered if you're 15 days late.

Does Pave charge prepayment fees?

No, Pave does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Pave?

Loan amounts start at $3,000 and go up to $25,000.

What do you need to qualify for a loan with Pave?

Applicants with a credit score of at least 660 can apply for a loan via Pave . The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents are eligible to apply for a loan via Pave. Their rates fall within the limits of The Military Lending Act.Only U.S. citizens can apply for a loan.

To qualify, applicants may need to provide the following documentation:

  • Driver's license
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • Proof of income

What is the estimated funding time for a personal loan via Pave?

Pave will typically provide a credit approval decision in less than an hour and fund the loan within 7 days.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 200 Varick Street
    New York, NY 10014 USA
  • Visit Site

Availability

Available in 36 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arkansas
  • California
  • Colorado
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maryland
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • Ohio
  • Oklahoma
  • Rhode Island
  • South Carolina
  • South Dakota
  • Texas
  • Utah
  • Virginia
  • Washington

Feature Breakdown

No Prepayment Fee
Late Fee After (number of days)
15
Late Fee Amount
$15
Origination Fee
1% - 6%
Minimum Age
18
Credit Score Range
660 - 850
850 300 660
Immigration Status Considered
  • U.S. Citizen
Military Status
  • Active Duty Military
  • Non-Military
Joint Loan Applications Accepted
  • Only Individual Applications
Verification Documents Required
  • Proof of Income
  • Recent Pay Stubs
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
Loan Amount
$3K - $25K
$100 $100K+
APR
7.18% - 31.16%
4% 100%+

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