Out of Business
Strongly not recommended
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Where does Pave do business?
Pave is based in New York, NY. It was founded in 2013 and offers access to personal loans in 36 states (and Washington, DC).
What are the APRs offered via Pave?
Pave offers personal loans with APRs starting at 7.18% and up to 31.16%.
Does Pave charge an origination fee?
Yes, Pave charges a loan origination fee of 1% to 6% of the loan amount. Pave deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow.
Does Pave charge a late fee?
Yes, Pave may charge borrowers a late payment fee of up to $15, which is triggered if you're 15 days late.
Does Pave charge prepayment fees?
No, Pave does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.
How much can you borrow via Pave?
Loan amounts start at $3,000 and go up to $25,000.
What do you need to qualify for a loan with Pave?
Applicants with a credit score of at least 660 can apply for a loan via Pave. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.
Active duty servicemembers and their covered dependents are eligible to apply for a loan via Pave. Their rates fall within the limits of The Military Lending Act.
Only U.S. citizens can apply for a loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license
- Proof of citizenship or residence permit
- Recent pay stubs
- Proof of income
What is the estimated funding time for a personal loan via Pave?
Pave will typically fund personal loans within 7 business days of approval.
200 Varick Street
New York, NY 10014 USA
- Visit Site
- Washington, DC
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- Rhode Island
- South Carolina
- South Dakota
- Active Duty Military
- Only Individual Applications
- U.S. Citizen
- Proof of Income
- Recent Pay Stubs
- Driver License (or other photo ID)
- Proof of citizenship/residence (Green Card)
- Automatic Payments
- Check by mail