SuperMoney

Personify

in Personal Loans

Unaffiliated Visit Site

Personify

Unaffiliated

in Personal Loans

SuperMoney Net Recommendation Score -69% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

2 users recommend
1 users are unsure
13 users don't recommend
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Overview

Where does Personify do business?

Personify is based in San Diego, CA. It was founded in 2015 and offers access to personal loans in 26 states across the USA.

What are the APRs offered via Personify?

Personify offers personal loans with APRs starting at 35% and up to 199%.

Does Personify charge an origination fee?

Yes, Personify charges a loan origination fee of 0% to 5% of the loan amount. Personify deducts the fee directly from your loan amount before depositing your money, so make sure you take this fee into account when deciding how much you need to borrow. 

Does Personify charge a late fee?

Yes, Personify may charge borrowers a late payment fee

Does Personify charge prepayment fees?

No, Personify does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

How much can you borrow via Personify?

Loan amounts start at $1,000 and go up to $10,000.

What do you need to qualify for a loan with Personify?

Applicants with a credit score of at least 560 can apply for a loan via Personify. The minimum age to apply for a loan is 18 or the state minimum, whichever is higher.

Active duty servicemembers and their covered dependents cannot apply for a loan via Personify. The Military Lending Act prohibits lenders from charging servicemembers more than a 36% APR.

To qualify, applicants may need to provide the following documentation:

  • Applicants must have an active and valid checking account
  • Proof of citizenship or residence permit
  • Recent pay stubs
  • What is the estimated funding time for a personal loan via Personify?

    Personify will typically approve (or deny) a loan application within 24 hours and fund personal loans within 7 business days of approval.

    SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    Availability

    Available in 26 States
    • Alabama
    • Alaska
    • Arizona
    • California
    • Delaware
    • Florida
    • Georgia
    • Hawaii
    • Illinois
    • Indiana
    • Kansas
    • Kentucky
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Ohio
    • Oklahoma
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Washington

    Feature Breakdown

    No Prepayment Fee
    Origination Fee
    0% - 5%
    Minimum Age
    18
    Joint Loan Applications Accepted
    • Only Individual Applications
    Military Status
    • Non-Military
    • Veterans
    Credit Score Range
    560 - 750
    850 300 560 750
    Immigration Status Considered
    • U.S. Permanent Resident
    Bank Account Required?
    Verification Documents Required?
    • Recent Pay Stubs
    • Proof of citizenship/residence (Green Card)
    Funding Time Range (in days)
    1 - 7
    0 14
    Approval Speed (Hours)
    24
    Pre-Approved Soft Credit Inquiry
    Payment Options
    • Automatic Payments
    • Check by mail
    • Credit/Debit Card
    Loan Amount
    $1K - $10K
    $100 $100K+
    APR
    35% - 199%
    4% 100%+

    Reviews

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