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Last Updated: 04/18/2025

Vibrant Credit Union Personal Loans

in Personal Loans from Vibrant Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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APR (Variable APR)

Starting at 14.750%(Verified 06/21/2024)

Amount Range

N/A

Loan Term (Months)

N/A

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Vibrant Credit Union Personal Loans Review

Vibrant Credit Union Personal Loans is offered by Vibrant Credit Union, a credit union founded in 1935 and based in Moline, IL. vibrant credit union are available in 50 states and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Vibrant Credit Union Personal Loans are on the higher end of the market.
  • No origination fee. Vibrant Credit Union Personal Loans does not charge a loan origination fee.

vibrant credit union Pros & Cons

vibrant credit union FAQ

What interest rates and personal loan terms does vibrant credit union offer?

vibrant credit union has higher than average interest rates for lenders reviewed on SuperMoney.

What interest rates does vibrant credit union offer?

vibrant credit union offers a variable APR personal loan product that starts at 14.750% APR.

What fees does vibrant credit union charge?

Does vibrant credit union charge an origination fee?

vibrant credit union does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.

Does vibrant credit union charge a late fee?

vibrant credit union does not disclose whether it charges late payment fees.

Does vibrant credit union charge prepayment fees?

No, vibrant credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Vibrant Credit Union Personal Loans?

Vibrant Credit Union Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Vibrant Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Vibrant Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Vibrant Credit Union perform a hard credit pull?

Yes, vibrant credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Vibrant Credit Union Personal Loans legit?

vibrant credit union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

6600 44th Ave
Moline, IL 61265
(800) 323-5109
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed

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