Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
N/A
Amount Range
$450 - $12,000
Loan Term (Months)
6 - 48
World Finance Personal Loans Review
World Finance Personal Loans is offered by World Finance, a nonbank financial services provider founded in 1962 and based in Greenville, SC. World Finance Personal Loans are available in 15 states.
Key Takeaways
- .
- Fast access to funds. If approved, World Finance will send the money in as little as 24 hours.
- Origination fees of $25 to $100.
- Short loan terms. World Finance Personal Loans have loan terms as short as 6 months.
World Finance Personal Loans Pros & Cons
| Pros | Cons |
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World Finance Personal Loans FAQ
What interest rates and personal loan terms does World Finance Personal Loans offer?
World Finance Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does World Finance Personal Loans offer?
World Finance Personal Loans offers a fixed APR personal loan product but they do not disclose their interest rates.
How much can you borrow via World Finance Personal Loans?
Personal loan amounts start at $450 and go up to $12,000
What is the maximum loan term you can get with World Finance Personal Loans?
World Finance Personal Loans offers loans with terms of up to 48 months.
| Personal Loan Amount | $450 - $12000 |
| Loan Term | 6 - 48 months |
| APR | N/A |
What fees does World Finance Personal Loans charge?
Does World Finance Personal Loans charge an origination fee?
World Finance Personal Loans may charge a personal loan origination fee of $25 to $100
Does World Finance Personal Loans charge a late fee?
Yes, World Finance Personal Loans may charge a late payment fee if you miss one of the regularly scheduled payments of up to $30.
Does World Finance Personal Loans charge prepayment fees?
No, World Finance Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | $5 - $30 |
What do you need to qualify for World Finance Personal Loans?
When it comes to credit scores, World Finance Personal Loans doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
World Finance Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by World Finance Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Government issued photo ID
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | 300 - 850 VantageScore |
What is the estimated funding time for a personal loan via World Finance Personal Loans?
World Finance Personal Loans will typically fund loans starting at 1 business day of approval and clearing necessary verifications.
Does World Finance Personal Loans report your account activity to credit bureaus?
Yes, World Finance Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does World Finance perform a hard credit pull?
Yes, World Finance Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are World Finance Personal Loans legit?
World Finance was founded in 1962, it is a well-established company that has been in business for 64 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 5:00PM
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
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World Finance Personal Loans Community Reviews
Would you recommend World Finance Personal Loans to your friends?
MN
M N.
Nov 11, 2023
May or may not recommend
Nastashia Johnson,is the branch manager at the location, off of Countyline Road. Mrs Johnson and the other employees are super-awesome! I felt welcomed and their customer service skills are on point. The head supervisor, Mrs. Amber, is also awesome. I would recommend anyone that wants to be treated as a valued customer to give them a try. This is the first time I have received hassle free service, which ...Show More
MP
Maria P.
Jun 7, 2023
May or may not recommend
Tony is the best he helped me and I absolutely don’t have the best of credit but I’m working on it. Their company gives you a lot of great perks. If you’re in the market for some help GO SEE TONY
CH
Crystal H.
Jul 21, 2022
May or may not recommend
I have been a customer of World Finance at Branch #746 for a while and they are best. They will work with to get the best interest rates and loan possible to met your financial needs. I would highly recommend them to anyone needing help financially at this time. I also love there online payment.
Showing 3 of 3 reviews
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