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  World Finance Personal Loans
World Finance Personal Loans
in Personal Loans from World Finance
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World Finance Personal Loans

Unaffiliated
in Personal Loans from World Finance
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

2 users recommend
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  
APR N/A
Loan Amount $450 - $12,000
Loan Term (Months) 6 - 48 months

World Finance Personal Loans Review

World Finance Personal Loans is offered by World Finance, a nonbank financial services provider founded in 1962 and based in Greenville, SC. World Finance Personal Loans are available in 15 states across the USA.

Key Takeaways

    .
  • Fast access to funds. If approved, you can sometimes get your money within 1 business day*.
  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your World Finance Personal Loans early.
  • Origination fees of $25 to $100.
  • Short loan terms. World Finance Personal Loans have loan terms as short as 6 months.

World Finance Personal Loans Pros & Cons

Pros Cons
  • Considers applicants with fair credit.
  • Funding available within 1 business day.
  • Charges an origination fee.
  • Does not offer pre-approval with soft credit pull.
  • Charges prepayment fees.
  • Charges a late fee of up to $30

World Finance Personal Loans FAQ

What interest rates and personal loan terms does World Finance Personal Loans offer?

World Finance Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does World Finance Personal Loans offer?

World Finance Personal Loans offers a fixed APR personal loan product but they do not disclose their interest rates.

How much can you borrow via World Finance Personal Loans?

Personal loan amounts start at $450and go up to $12,000

What is the maximum loan term you can get with World Finance Personal Loans?

World Finance Personal Loans offers loans with terms of up to 48 months.

World Finance Personal Loans Interest Rates & Loan Terms
Personal Loan Amount $450 - $12000
Loan Term 6 - 48 months
APR N/A

What fees does World Finance Personal Loans charge?

Does World Finance Personal Loans charge an origination fee?

World Finance Personal Loans may charge a personal loan origination fee of $25 to $100

Does World Finance Personal Loans charge a late fee?

Yes, World Finance Personal Loans may charge borrowers a late payment fee if you miss one of the monthly payments of up to $30.

Does World Finance Personal Loans charge prepayment fees?

No, World Finance Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

World Finance Personal Loans Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee $5 - $30

What do you need to qualify for World Finance Personal Loans?

When it comes to credit scores, World Finance doesn't have a set minimum or maximum. People with all types of credit scores can apply. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

World Finance Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. World Finance Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via World Finance Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by World Finance Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Government issued photo ID
World Finance Personal Loans Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score 300 - 850 FICO

What is the estimated funding time for a personal loan via World Finance Personal Loans?

World Finance Personal Loans will typically approve (or deny) a loan application within 1 hour and fund loans within business day of approval.

Does World Finance Personal Loans report your account activity to credit bureaus?

Yes, World Finance Personal Loans reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Are World Finance Personal Loans legit?

World Finance was founded in 1962, it is a well-established company that has been in business for 61 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday 9:00am - 5:00pm

About World Finance Personal Loans

View World Finance Profile

Availability

  Available in 15 states
  • Alabama
  • Georgia
  • Idaho
  • Illinois
  • Kentucky
  • Louisiana
  • Mississippi
  • Missouri
  • New Mexico
  • Oklahoma
  • South Carolina
  • Tennessee
  • Texas
  • Utah
  • Wisconsin

Feature Breakdown

Late Fee Amount $5 - $30
Origination Fee ($) $25 - $100
Accepts Savings Accounts
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Other
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Income
  • Government Issued Photo ID
  • Social Security Number
  • Employer Identification Number
Credit Score Range 300 - 850
Approval Speed 1 hour
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Funding Time Range Starting at 1 day
Payment Options
  • Automatic Payments
  • Storefront
  • Credit/Debit Card
APR Type Fixed APR
Loan Amount $450 - $12,000
Loan Term 6 - 48 months

World Finance Personal Loans Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.