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Point Digital Finance, Inc. (Company)

Mostly recommended96 total votes across 4 products

62 users recommend

6 users are unsure

28 users don't recommend

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Mortgage

Mortgage

Point's Home Equity Investment (HEI)
Mostly recommended
94 Reviews
61
27
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Point Digital Finance, Inc. Review

Point Digital Finance, Inc. was founded in 2015 and is based in Palo Alto, CA.

Learn more about Point Digital Finance, Inc. and its products by browsing the services it offers. You can also read our community reviews and hear what others have to say about their experience with Point Digital Finance, Inc..

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Message from Point

Point was founded because of our own frustrations with homeownership in Silicon Valley and beyond. From failed efforts to refinance our homes to being “beaten” out from buying a home repeatedly in the San Francisco Bay Area, we have experienced first hand the failings of a system skewed by debt financing. You can use your unlocked equity for whatever you need, such as paying down debt, an unexpected expense, fixing up your home, or an investment opportunity.

Contact

Email Support

Hours of Operation

Sunday9:00AM - 5:00PMMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturday9:00AM - 5:00PM

SuperMoney Net Recommendation Score

SuperMoney users mostly recommend this product, giving it a user recommendation score of +35, or 3.7 on a 5-point rating scale.

+35

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Point Digital Finance, Inc. Community Reviews

Would you recommend Point Digital Finance, Inc. to your friends?

Ron M.

Aug 19, 2026

Would not Recommend

Review for Point's Home Equity Investment (HEI)

These guys are shysters. They appraised my house for $750K while a realtor did a CMA and appraised it at $1.35M. I asked for a copy of the appraisal and they canceled my loan, LOL. Looks like they really want to make a killing on this deal. They need to have their mortgage license pulled. Total Crooks.

Amanda D.

Aug 16, 2026

Would Recommend

Review for Point's Home Equity Investment (HEI)

Thank you to Point for offering an HEI. Through my research, Point was rated the best over the others, so I went with them. I was not disappointed. It was an incredibly efficient, smooth, and fast process from start to finish. It took about 3 1/2 weeks, and it can be shorter based on your reply time/document submission. An HEI won't be for everyone, but it is a good option ...Show More

Winston G.

Aug 5, 2026

Would not Recommend

Review for Point's Home Equity Investment (HEI)

I went through with the application, they stated my credit was ok, and then out of nowhere they said it was denied claiming there are delinquent accounts in my credit, however they marketed this that as long as your credit was over 500, we were much over 500, we had the value in the house, so I feel it’s blatant discrimination, maybe race, age, but we were not dealt with ...Show More

Aug 1, 2026

Would Recommend

Review for Point's Home Equity Investment (HEI)

Points HES system is quite convienent, easy and we believe the offer was fair. There are no payments for 30 years and no accruing interest AND you still own the home and your share of the built up equity. Beats a conventional second mortgage. I would do it again.

Sharon G.

Jul 23, 2026

Would Recommend

Review for Point's Home Equity Investment (HEI)

Met my needs to keep living in my home. The process was quick and easy to understand. I know what is expected from me and exactly what the cost will be.

Showing 5 of 96 reviews