Who is the Kaiku Visa Prepaid Debit Card Designed For?
The Kaiku Visa Prepaid Card is a smart alternative to traditional bank accounts and credit cards that is making prepaid cards look cool. This card is designed for people who want the convenience of online banking and credit cards without the high rates and fees.

What Features Does Kaiku Visa Prepaid Debit Card Offer?
Kaiku provides cardholders with an extensive list of features that make it a force to be reckoned with in the usually underwhelming market of prepaid cards. Such as: 

  • Mobile deposit of checks
  • Transfers from Amazon and PayPal
  • Online Bill Pay
  • $0 Fee on Allpoint ATMs. There are over 55,000 surcharge-free ATMs
  • Cardholders can transfer up to $10,000 and spend up to $3,000 a day. There is a $1,500 per transaction limit and a maximum ATM withdrawal limit of $500
  • Direct deposit of paychecks (also a way to waive the monthly fee)

What Are Kaiku Visa Prepaid Debit Card’s Fees?
The Kaiku Visa Prepaid Card charges two fees: a $3 monthly maintenance fee and a $1.45 out-of-network fee. That is it. There is no charge for card activation, card purchase, card replacement, card inactivity, or even for foreign transactions.

Cardholders who load cash using a third party merchant may have to pay a fee ranging from $2.95 to $4.95, but this is out of Kaiku’s control. Check with the merchant before purchasing.

Does Kaiku Visa Prepaid Debit Card Have Any Other Benefits?
Kaiku Visa Prepaid Card allows you to deposit your paycheck directly and load checks from your iPhone or Android. Cardholders can also load cash at Visa ReadyLink or withdraw cash for free at any of Allpoints surcharge-free ATMs.

How Is Kaiku Visa Prepaid Debit Card’s Better Than Other Credit Cards?
Kaiku makes online banking easy. Kaiku Visa Prepaid cardholders can send money to friends for free, pay bills online, and even deposit cash, without paying a dime. The monthly fee is easy to avoid, just load $750 a month and you’re good to go. The card is loaded with free prime features that other prepaid cards either don’t offer or only provide in exchange for hefty fees.

Having said that, Kaiku Visa Prepaid is still a prepaid card. It will not help you build your credit, and it doesn’t offer reward points or cash back.

  • Card Network
  • Daily ATM Withdrawal Limit
  • Free Customer Service
  • Free In-network ATM Withdrawal
  • Max Monthly Service Fee
  • No PIN Purchase Transaction Fee
  • No Signature Purchase Transaction Fee
  • Out-of-Network ATM Withdrawal Fee
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0 votes

I opened an account with kaiku to receive my income tax return. my money was deposited I activated it and used my card and when attempting to take all my money off kaiku locked my card. When I called them they told me they needed me to verify my identity and they asked me to send them my ID, social, 1099 and a bill. I sent them all the required information over 30 times via fax and email kaiku claimed that my ID wasn't clear They claimed that they ... didn't get the last bill.. I asked them what other information would they be willing to take to verify me or can I answer some credit security questions and kaiku told me there is no other way they could release it it's been weeks and they will not release my money. I asked them to return it to the IRS or send me my money in a check then a week later after contacting better business bureau they unlocked my account now they said wait for a new card it has been two weeks still no card I called and asked where the card is and now the account is locked again and now they are claiming that they will mail a check. And claimed the request to mail a check was two days ago. But my money still shows it's in a closed account and has yet to be sent ....I warn everyone do not I say do not make any attempts to do business with kaiku card they are a scaming people and defrauding everyone. There risk services department isn't even in the building it's in another state from the actual bank there customer service is in a third stage different from the other two each department is in a different place. The supervisor can't even reach any department in there business through phone everything is done through an email which takes 2-5 days for a reply if any reply at all. You will get the run around. This place is just as bad as the achieve card More Less

0 votes

I would give this card ZERO stars if I had the option. This card does not work with PAYPAL. I repeat, this card does not work with PAYPAL. It is a lie. I purposely picked this card so that I could load money on it from the states with Paypal for my son to use it while he was in Germany. Total BS. Paypal has never heard of this pre-paid debit card and after I jumped through all of PayPlas hoops to verify the account and waiting over a week ... for confirmations...paypal says "nope sorry" we can't load money onto this card!!!! NEVER GET THE KAIKU CARD IF YOU EXPECT TO LOAD IT FROM PAYPAL! More Less

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