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Last Updated: 04/18/2025

Esurance Renters Insurance

from Esurance

Last Updated: 04/18/2025

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Highlights

Financial Strength Rating

A+(Verified 04/18/2025)

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Home and Renters Insurance Riders

Earthquake Coverage
Identity Theft Protection
Sewage and Drain Backup Coverage
Valuable Items

Home and Renters Insurance

Guest Medical Protection
Renters Liability Coverage
Personal Property Protection
Reimbursed Living Expenses

Esurance Renters Insurance Review

Esurance Renters Insurance is an insurance carrier based in San Francisco, CA. The company was founded in 1999 and offers renters insurance in 43 states in the USA.

Esurance Renters Insurance FAQ

What is the financial strength rating of Esurance Renters Insurance?

The financial strength rating of an insurance company scores its ability to pay contracts and policies. Each agency has its own standards and rating scale and a company's rating can change any day. It's a good idea to check the financial rating of an insurance company before you purchase a policy. There are five main rating agencies. SuperMoney's financial strength rating is based, among other factors, on the average score from available ratings.

Esurance Renters Insurance scores an A+ financial strength rating, SuperMoney's highest available rating.

What types of coverage does Esurance Renters Insurance offer?

Renters insurance includes a wide range of coverages. One of the best ways to save money on your policy is to only pay for the coverage you need. Esurance Renters Insurance offers the following types of renters insurance coverage:

Medical Payments to Others:

This helps cover the medical costs of visitors who are injured on your property. Medical expenses covered usually include costs like ambulance rides, X-rays, surgical procedures, and hospital stays. Note that guest medical coverage doesn't apply to anyone who lives in the home or is listed on your policy.

Personal Property Protection:

This coverage protects the items in your home, like your furniture. If they're damaged or stolen, personal property coverage could help you cover the cost of replacing them.

Loss of Use:

This coverage reimburses the insured for the cost of maintaining a comparable standard of living following a covered loss that exceeds the insured's normal expenses. For example, it could include an insured's motel bill while fire damage to the home is being repaired or replaced or until the insured moves to a permanent residence.

Renters Liability Coverage:

If a claim is made against you or you are sued as a result of a covered occurrence, your renters personal liability coverage can help to cover the associated legal costs and related damages. For example, if a visitor accidentally trips and falls in your apartment and breaks a leg, your renters insurance policy may be able to help protect you.

Esurance Renters Insurance customers can also add the following riders or endorsements to their renters insurance policies:

Earthquake Coverage (state-dependent):

This covers some of the losses and damage that earthquakes can cause to your home, belongings, and other buildings on your property.

Identity Theft Protection:

This rider protects homeowners in the event of identity fraud and pays for the cost of restoring their identity.

Sewage and Drain Backup Coverage:

This coverage helps you repair water damage from overflowing drains and sewers, broken sump pumps, and damage that results from water moving from the ground up.

Valuable Items:

Valuable personal property coverage protects items such as expensive collections, engagement rings, watches, and other jewelry from theft, loss, or damage.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

650 Davis Street

San Francisco, CA 94111

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Email Support

Hours of Operation

Sunday6:00AM - 12:00AMMonday6:00AM - 12:00AMTuesday6:00AM - 12:00AMWednesday6:00AM - 12:00AMThursday6:00AM - 12:00AMFriday6:00AM - 12:00AMSaturday6:00AM - 12:00AM

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Availability

Available in 43 states.

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Nebraska
Nevada
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Washington
West Virginia
Wisconsin

SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.