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Last Updated: 06/27/2025

Arcstone Financial Reverse Mortgages

from Arcstone Financial Inc.

NMLS ID #344236

Last Updated: 06/27/2025

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Highlights

Amount Range

$250,000 - $550,000

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Margin Rate

N/A

Origination Fee ($)

$1,740

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Arcstone Financial Reverse Mortgages Review

Arcstone Financial Reverse Mortgages is offered by Arcstone Financial Inc. (NMLS #344236), a direct lender founded in 2004 and based in Los Angeles, CA. Arcstone Financial Reverse Mortgages are available in 5 states.

Key Takeaways

Eligibility: Only require that you have enough funds to pay for property tax and property insurance.
Loan amount range: Borrowers can receive between $250,000 and $550,000 depending on their age, home value, and equity.
Origination fees starting at $1,740.Origination fees are deducted from the loan amount, so take it into account when deciding how much you need to borrow.
Non-standard interest rates available. Arcstone Financial Reverse Mortgages offers option ARM mortgages, adjustable-rate mortgages, hybrid mortgages, and fixed-rate mortgages.
Broad property eligibility. Arcstone Financial Reverse Mortgages offers reverse mortgages for primary residences, secondary homes (e.g., vacation properties), and even investment properties like rentals.
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Arcstone Financial Reverse Mortgages.

Arcstone Financial Reverse Mortgages Pros & Cons

Pros

Cons

Charges an origination fee.
Charges prepayment fees.
Only available in 5 states

Arcstone Financial Reverse Mortgages FAQ

How much can you borrow with a reverse mortgage?

Reverse mortgages let older homeowners borrow using their home’s equity as security. Arcstone Financial Reverse Mortgages allows a maximum loan amount of $550,000.

What is the estimated funding time for a reverse mortgage via Arcstone Financial Reverse Mortgages?

Arcstone Financial Reverse Mortgages typically approves applications in hour and funds loans within 15 to 25 days.

What fees does Arcstone Financial Reverse Mortgages charge for a reverse mortgage?

Origination fee: Arcstone Financial Reverse Mortgages may charge a fee or $1740 .

What property types are eligible?

Arcstone Financial Reverse Mortgages offers reverse mortgages on the following types of properties:

Primary residence
Secondary home or vacation property

Is Arcstone Financial a legit company?

Arcstone Financial was founded in 2004, it is a well-established company that has been in business for 22 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

Provider Disclosure: Equal Opportunity Housing. Arcstone Financial Inc. is a California Corporation licensed by the Department of Real Estate, License #01468445, NMLS# 344236. Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend. All rates, fees, and programs are subject to change and/or withdrawal from the lending practices without notice. Eligibility can vary based on meeting minimum credit score/tradeline, documentation, Loan to Value, and occupancy. Ask to speak with a home loan consultant for a pre-qualification/pre-approval or an approval.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Arcstone Financial Reverse Mortgages

Arcstone Financial Inc., established in 2004, operates beyond the boundaries of Los Angeles, serving several states with our exemplary mortgage banking services. We're focused on enhancing financial growth and facilitating home ownership, especially for first-time buyers and in underserved markets. Our portfolio includes innovative and competitive products, defined by reasonable rates and fees, contributing to increased affordability. We stand out with our boutique-style services, marked by stellar communication, insightful education, and absolute transparency. Choose Arcstone for a superior, customer-centric mortgage experience.

Contact

Headquarters

1917 Hillhurst Ave

Los Angeles, CA 90027

(323) 665-5000

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Hours of Operation

SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed

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Availability

Available in 5 states.

California
Colorado
Florida
Georgia
Texas

SuperMoney Net Recommendation Score

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-1000+100

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