Arcstone Financial Reverse Mortgages
Arcstone Financial Reverse Mortgages
in Reverse Mortgages from Arcstone Financial Inc. · NMLS ID #344236

Arcstone Financial Reverse Mortgages

in Reverse Mortgages from Arcstone Financial Inc. · NMLS ID #344236
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Origination Fee ($) $1,740
Loan Amount $250,000 - $550,000
Margin Rate N/A

Arcstone Financial Reverse Mortgages Review

Arcstone Financial Reverse Mortgages is offered by Arcstone Financial (NMLS #344236), a direct lender founded in 2004 and based in Los Angeles, CA. Arcstone Financial Reverse Mortgages are available in 5 states across the USA.

Arcstone Financial Reverse Mortgages FAQ

What types of reverse mortgages does Arcstone Financial Reverse Mortgages offer?

Arcstone Financial Reverse Mortgages allows borrowers to apply for the following types of reverse mortgage.

Lump sum. The borrower can access the entire amount immediately. However, you will need to pay interest on the entire amount regardless of whether you spend it.

Monthly disbursement. With this option, you get a monthly allowance. This is a good option if you need an additional source of income to cover your living expenses. It can be used in combination with a line of credit for additional flexibility.

How much can you borrow with a reverse mortgage?

Reverse mortgages are a type of mortgage that makes it possible for older homeowners to borrow money by using the value of their home as security.

The maximum loan amount with this lender is $550,000. Note that the maximum loan amount you can borrow will vary depending on the value of the property, your age, how much you owe on it, and your creditworthiness.

What is the estimated funding time for a reverse mortgage via Arcstone Financial Reverse Mortgages?

Arcstone Financial Reverse Mortgages will typically approve (or deny) a mortgage application within 48 hours and fund mortgages within 15 and 25 days of approval.

What fees does Arcstone Financial Reverse Mortgages charge for a reverse mortgage?

Arcstone Financial Reverse Mortgages may charge a loan origination fee of $1740

What types of property can you use as security for a reverse mortgage with Arcstone Financial Reverse Mortgages?

Lenders often have restrictions on the type of properties they will accept as security for a reverse mortgage. Arcstone Financial Reverse Mortgages will consider lines of credit secured by the following property types:

  • Primary home
  • Secondary homes and vacation properties


Arcstone Financial Reverse Mortgages Disclosure: Equal Opportunity Housing. Arcstone Financial Inc. is a California Corporation licensed by the Department of Real Estate, License #01468445, NMLS# 344236. Information subject to change without notice. This is not an offer for extension of credit or a commitment to lend. All rates, fees, and programs are subject to change and/or withdrawal from the lending practices without notice. Eligibility can vary based on meeting minimum credit score/tradeline, documentation, Loan to Value, and occupancy. Ask to speak with a home loan consultant for a pre-qualification/pre-approval or an approval.
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Message From Arcstone Financial Reverse Mortgages

Arcstone Financial Inc., established in 2004, operates beyond the boundaries of Los Angeles, serving several states with our exemplary mortgage banking services. We're focused on enhancing financial growth and facilitating home ownership, especially for first-time buyers and in underserved markets. Our portfolio includes innovative and competitive products, defined by reasonable rates and fees, contributing to increased affordability. We stand out with our boutique-style services, marked by stellar communication, insightful education, and absolute transparency. Choose Arcstone for a superior, customer-centric mortgage experience.


Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Arcstone Financial Inc.


  Available in 5 states
  • California
  • Colorado
  • Florida
  • Georgia
  • Texas

Feature Breakdown

Late Fee Grace Period 15 days
Origination Fee ($) $1,740
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
  • Non-Resident
  • Non-Residents Through Entities Incorporated in the U.S.
  • U.S. Temporary Resident Visa Holders
Intended Use
  • Primary Home
  • Secondary Home
  • Investment
Joint Loan Applications Accepted
  • Co-borrower
  • Cosigner
  • Individual Applications
Minimum Age 18
Approval Speed 48 hours
Funding Time Range 15 - 25 days
Mortgage Features
  • Cash-Out Refinance
  • Flexible Payments
Reverse Mortgage Options
  • Private
  • Standard
  • Saver
  • HECM for Home Purchase
Reverse Mortgage Payment Options
  • Line Of Credit
  • Lump sum
  • Monthly disbursement
Loan Amount $250,000 - $550,000
Interest Rate Types Offered
  • Hybrid Mortgage
  • Fixed-Rate Mortgage
  • Adjustable-Rate Mortgage (ARM)
  • Option ARM

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