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  Bank of Oklahoma Personal Savings Account

Bank of Oklahoma Personal Savings Account

in Savings Accounts from BOKF · fdic

Unaffiliated

Bank of Oklahoma Personal Savings Account

Unaffiliated

in Savings Accounts from BOKF · Member FDIC

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Highlights
Monthly Fee $0 - $5
APY (Annual Percentage Yield) 0.02%
APY Minimum Balance N/A

Bank of Oklahoma Personal Savings Account Review

Bank of Oklahoma Personal Savings Account is offered by BOKF, a bank founded in 1910 and based in Tulsa, OK. Bank of Oklahoma Personal Savings Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.02%.
  • $0 monthly Service Charge available. This account charges a monthly service fee of up to $5.
  • No ATM fees. Bank of Oklahoma Personal Savings Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States through BOKF.
Bank of Oklahoma savings account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • No signup bonus.
  • Does not come with a debit card
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
Bank of Oklahoma savings account FAQ

Are savings accounts from BOKF federally insured?

Yes, your BOKF savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does BOKF offer a signup bonus?

Bank of Oklahoma savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Bank of Oklahoma savings account?

The minimum deposit to open a Bank of Oklahoma savings account is $50.
Bank of Oklahoma Personal Savings Account Minimums
Description
Minimum Direct Deposit to Avoid Monthly Fee $10
Minimum Opening Deposit Starting at $50

What APY does BOKF offer?

Bank of Oklahoma savings account offers an APY of 0.02% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Bank of Oklahoma savings account charge?

Bank of Oklahoma savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Avoid the monthly fees by setting up a direct deposit of at least $10.

  • Outgoing domestic bank transfers come with a $25 fee.
  • Incoming domestic bank transfers come with a $12 fee.
  • Bank of Oklahoma savings account charges a $10 fee for an early account closure. Contact Bank of Oklahoma savings account for more details on what is considered an early closure.
  • Bank of Oklahoma savings account charges $1.50 every time you request a paper statement.

What features and perks does Bank of Oklahoma savings account offer?

This savings account includes the following features:

  • Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
  • Fraud monitoring - Bank of Oklahoma savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Bank of Oklahoma savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to Bank of Oklahoma savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Bank of Oklahoma savings account?

The customer support email for Bank of Oklahoma savings account is socialmedia@bokf.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Direct Deposit to Avoid Monthly Fee $10
Minimum Opening Deposit Starting at $50
Early Account Closure $10
International ATM Surcharge $2
Monthly Fee $0 - $5
Paper Statement Fee $1.50
Returned Deposit Fee (Domestic) $12
Wire Transfer Fee - Domestic (Incoming) $12
Wire Transfer Fee - Domestic (Outgoing) $25
Bauer Financial A+/A Rating
Account Features
  • No ATM Fees
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Nationwide ATM Network
  • Check Images with Statement
  • Mobile Banking
  • Fraud Monitoring
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
APY (Annual Percentage Yield) 0.02%

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