Last Updated: 04/18/2025
Community First Bank Personal Money Market
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCompare All Savings Accounts
Filter & compare all your options in one place.
Highlights
APY (Annual Percentage Yield)
0.05% - 0.25%(Verified 06/21/2024)
Disclaimer popup with additional information
Minimum Opening Deposit
Starting at $50
Minimum Balance to Earn APY
$2,499.99
Community First Bank Personal Money Market Review
Community First Bank Personal Money Market is offered by Community First Bank of South Carolina, a bank founded in 1990 and based in Walhalla, SC. Community First Bank Personal Money Market are available in 2 states.
Key Takeaways
- Higher than average APY. Community First Bank Personal Money Market has an annual percentage yield of up to 0.25%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $2499.99 to earn that interest rate.
- Charges a monthly fee. This account charges a monthly fee of $10, but the fee may be waived if you keep a minimum balance of$500.
- No ATM fees. Community First Bank Personal Money Market does not charge fees on ATM transactions .
Community First Bank Personal Money Market Pros & Cons
| Pros | Cons |
|
|
Community First Bank Personal Money Market FAQ
Are savings accounts from Community First Bank of South Carolina federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC #32838). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
Does Community First Bank of South Carolina offer a signup bonus?
Community First Bank Personal Money Market doesn't offer a signup bonus.
What is the minimum initial deposit for Community First Bank Personal Money Market?
The minimum deposit to open a Community First Bank Personal Money Market is $50.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | Starting at $500 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $2,499.99 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | Starting at $50 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Community First Bank Personal Money Market offer?
Community First Bank Personal Money Market offers a variable APY starting at 0.05% and ranging up to 0.25% (APY stands for annual percentage yield, rates may change).
What fees does Community First Bank Personal Money Market charge?
This account charges a monthly service fee of $10. However, you can waive the monthly fees if you have a minimum daily balance of $500.
- Outgoing domestic bank transfers come with a $20 fee.
- Incoming domestic bank transfers come with a $15 fee.
- Outgoing international bank transfers come with a $60 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
- Incoming international bank transfers come with a $60 fee.
- Community First Bank Personal Money Market charges a $20 fee for an early account closure. Contact Community First Bank Personal Money Market for more details on what is considered an early closure.
- Community First Bank Personal Money Market charges $5 every time you request a paper statement.
What features and perks does Community First Bank Personal Money Market offer?
This savings account includes the following features:
- Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
- Fraud monitoring - Community First Bank Personal Money Market monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Community First Bank Personal Money Market allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Community First Bank Personal Money Market?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Community First Bank Personal Money Market?
The customer support email for Community First Bank Personal Money Market is callcenter@c1stbank.com.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 6:00PMSaturdayClosed
Other Services by Community First Bank of South Carolina
Other Savings Accounts from Community First Bank of South Carolina
Rating not yet determined
APY (Annual Percentage Yield)
0.45% - 0.5%
Disclaimer popup with additional information
Minimum Opening Deposit
N/A
Minimum Balance to Earn APY
$19,999.99
Rating not yet determined
APY (Annual Percentage Yield)
N/A
Minimum Opening Deposit
N/A
Minimum Balance to Earn APY
N/A
Rating not yet determined
APY (Annual Percentage Yield)
N/A
Minimum Opening Deposit
Starting at $50
Minimum Balance to Earn APY
N/A
Rating not yet determined
APY (Annual Percentage Yield)
N/A
Minimum Opening Deposit
N/A
Minimum Balance to Earn APY
N/A
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Community First Bank Personal Money Market Community Reviews
Would you recommend Community First Bank Personal Money Market to your friends?
There are currently no reviews.
You might also like
Best Savings Accounts
SuperMoney
Checking and Savings Accounts: How To Make Them Work Together
Audrey Henderson
Savings vs. Money Market? Which Account Fits You Best?
Jessica Walrack
Opening a Joint Account: The Definitive Guide
Jessica Walrack
10 Things You Didn't Know About Using Debit Cards
Audrey Henderson