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  Cross Keys Bank Savings Account

Cross Keys Bank Savings Account

in Savings Accounts from Cross Keys Bank · fdic

Unaffiliated

Cross Keys Bank Savings Account

Unaffiliated

in Savings Accounts from Cross Keys Bank · Member FDIC

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Highlights
Monthly Fee $0 - $3
APY (Annual Percentage Yield) N/A
APY Minimum Balance N/A

Cross Keys Bank Savings Account Review

Cross Keys Bank Savings Account is offered by Cross Keys Bank, a bank founded in 1902 and based in St. Joseph, LA. Cross Keys Bank Savings Account is available in 1 state across the USA.

Key Takeaways
  • $0 monthly Service Charge available. This account charges a monthly service fee of up to $3, but the fee is waived if you keep a minimum balance of $300.
  • Bill pay. Pay your bills to practically anyone in the United States through Cross Keys Bank.
Cross Keys Bank savings account Pros & Cons
Pros Cons
  • Access to physical branches.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Monthly service charge.
Cross Keys Bank savings account FAQ

Are savings accounts from Cross Keys Bank federally insured?

Yes, your Cross Keys Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does Cross Keys Bank offer a signup bonus?

Cross Keys Bank savings account doesn't offer a signup bonus.

What is the minimum initial deposit for Cross Keys Bank savings account?

The minimum deposit to open a Cross Keys Bank savings account is $50.
Cross Keys Bank Savings Account Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Opening Deposit Starting at $50

What APY does Cross Keys Bank offer?

Cross Keys Bank savings account is not an interest-bearing account.

What fees does Cross Keys Bank savings account charge?

Cross Keys Bank savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $300.

What features and perks does Cross Keys Bank savings account offer?

This savings account includes the following features:

  • Check images with monthly statement - Reconciling your accounts and complying with document retention standards is easier when you have access to a copy of your checks for each statement period.
  • Fraud monitoring - Cross Keys Bank savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Cross Keys Bank savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Cross Keys Bank savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Cross Keys Bank savings account?

The customer support email for Cross Keys Bank savings account is babs@ckbonline.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Other Services by Cross Keys Bank

Availability

  Available in 1 state
Louisiana
Availabile in all of Louisiana

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $300
Minimum Opening Deposit Starting at $50
Monthly Fee $0 - $3
Bauer Financial A+/A Rating
Account Features
  • Automatic Transfers
  • Bauer Financial A+/A Rating
  • Branch Access
  • Check Images with Statement
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • No Monthly Maintenance Fee

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