Last Updated: 04/18/2025
Family Community Credit Union Share Savings Account
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APY (Annual Percentage Yield)
0.30%(Verified 06/21/2024)
Minimum Opening Deposit
$5
Minimum Balance to Earn APY
$50
Family Community Credit Union Share Savings Account Review
Family Community Credit Union Share Savings Account is offered by Family Community Credit Union, a credit union founded in 1960 and based in Charles City, IA. Family Community Credit Union Share Savings Account are available in 50 states and Washington, DC.
Key Takeaways
- Higher than average APY. Family Community Credit Union Share Savings Account has an annual percentage yield of up to 0.30%, which is higher than the average interest rate for savings accounts. Note that you must keep a minimum balance of $50.00 to earn that interest rate.
- No monthly maintenance fees. This account does not charge any monthly account fees.
- Small minimum initial deposit. You only need $5.00 to open an account.
Family Community Credit Union Share Savings Account Pros & Cons
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Family Community Credit Union Share Savings Account FAQ
Are savings accounts from Family Community Credit Union federally insured?
Yes, your savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.
Does Family Community Credit Union offer a signup bonus?
Family Community Credit Union Share Savings Account doesn't offer a signup bonus.
What is the minimum initial deposit for Family Community Credit Union Share Savings Account?
The minimum deposit to open a Family Community Credit Union Share Savings Account is $5.00.| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Average Balance to Avoid Monthly Service Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Balance to Earn APY | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What APY does Family Community Credit Union Share Savings Account offer?
Family Community Credit Union Share Savings Account offers an APY of 0.30% (APY stands for annual percentage yield, rates may change).
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually. What fees does Family Community Credit Union Share Savings Account charge?
Family Community Credit Union Share Savings Account does not charge a monthly service fee. See the fee breakdown section below to view all fees.
- Outgoing domestic bank transfers come with a $28.00 fee.
- Incoming domestic bank transfers come with a $8.00 fee.
- Family Community Credit Union Share Savings Account charges a $5.00 fee for an early account closure. Contact Family Community Credit Union Share Savings Account for more details on what is considered an early closure.
- Family Community Credit Union Share Savings Account charges $2.00 every time you request a paper statement.
What features and perks does Family Community Credit Union Share Savings Account offer?
This savings account includes the following features:
- Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - Family Community Credit Union Share Savings Account allows you to manage your money online or with a mobile app.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
Can you set up a direct deposit to Family Community Credit Union Share Savings Account?
Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.
What is the customer support email for Family Community Credit Union Share Savings Account?
The customer support email for Family Community Credit Union Share Savings Account is info@ccfccu.com.
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Hours of Operation
Sunday
Closed
Monday
7:00AM - 5:00PM
Tuesday
7:00AM - 5:00PM
Wednesday
7:00AM - 5:00PM
Thursday
7:00AM - 5:00PM
Friday
7:00AM - 5:00PM
Saturday
Closed