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  First Exchange Bank Christmas Club Account
First Exchange Bank Christmas Club Account
in Savings Accounts from First Exchange Bank · Member FDIC
Unaffiliated

First Exchange Bank Christmas Club Account

Unaffiliated
in Savings Accounts from First Exchange Bank · Member FDIC
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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY N/A

First Exchange Bank Christmas Club Account Review

First Exchange Bank Christmas Club Account is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank Christmas Club Account are available in 1 state across the USA.

Key Takeaways

  • Small minimum initial deposit. You only need $10 to open an account.

First Exchange Bank Christmas Club account Pros & Cons

Pros Cons
  • Access to physical branches.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.

First Exchange Bank Christmas Club account FAQ

Are savings accounts from First Exchange Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does First Exchange Bank offer a signup bonus?

First Exchange Bank Christmas Club account doesn't offer a signup bonus.

What is the minimum initial deposit for First Exchange Bank Christmas Club account?

The minimum deposit to open a First Exchange Bank Christmas Club account is $10.
First Exchange Bank Christmas Club Account Minimums
Description
Minimum Opening Deposit Starting at $10

What APY does First Exchange Bank Christmas Club Account offer?

First Exchange Bank Christmas Club account is not an interest-bearing account.

What fees does First Exchange Bank Christmas Club account charge?

First Exchange Bank Christmas Club account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • First Exchange Bank Christmas Club account charges a $10 fee for an early account closure. Contact First Exchange Bank Christmas Club account for more details on what is considered an early closure.

What features and perks does First Exchange Bank Christmas Club account offer?

This savings account includes the following features:

  • Fraud monitoring - First Exchange Bank Christmas Club account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - First Exchange Bank Christmas Club account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to First Exchange Bank Christmas Club account?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for First Exchange Bank Christmas Club account?

The customer support email for First Exchange Bank Christmas Club account is depositservices@firstexchangebank.com.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

Other Services by First Exchange Bank

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View all savings accounts offered by First Exchange Bank

Availability

  Available in 1 state
West Virginia
Availabile in all of West Virginia

Feature Breakdown

Minimum Opening Deposit Starting at $10
Early Account Closure $10
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Branch Access
  • Member FDIC

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