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  First Exchange Bank Personal Savings
First Exchange Bank Personal Savings Unaffiliated

First Exchange Bank Personal Savings

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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY $50

First Exchange Bank Personal Savings Review

First Exchange Bank Personal Savings is offered by First Exchange Bank, founded in 1895 and based in White Hall, WV. First Exchange Bank Personal Savings is available in 1 state across the USA.

Key Takeaways
First Exchange Bank Personal savings Pros & Cons
Pros Cons
  • No signup bonus.
  • Does not earn interest.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Not FDIC-insured.
  • Only available in one state.
First Exchange Bank Personal savings FAQ

Are savings accounts from First Exchange Bank federally insured?

No, your First Exchange Bank savings accounts are not insured by a federal insurance agency. This means that if First Exchange Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

Does First Exchange Bank offer a signup bonus?

First Exchange Bank Personal savings doesn't offer a signup bonus.

What is the minimum initial deposit for First Exchange Bank Personal savings?

The minimum deposit to open a First Exchange Bank Personal savings is $50.
First Exchange Bank Personal Savings Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $100
Minimum Balance to Earn APY $50
Minimum Opening Deposit Starting at $50

What APY does First Exchange Bank offer?

First Exchange Bank Personal savings is not an interest-bearing account.

What fees does First Exchange Bank Personal savings charge?

First Exchange Bank Personal savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $100.

  • First Exchange Bank Personal savings charges a $5 fee for an early account closure. Contact First Exchange Bank Personal savings for more details on what is considered an early closure.

What features and perks does First Exchange Bank Personal savings offer?

This savings account includes the following features:

Can you set up a direct deposit to First Exchange Bank Personal savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for First Exchange Bank Personal savings?

The customer support email for First Exchange Bank Personal savings is depositservices@firstexchangebank.com.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

Other Services by First Exchange Bank

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View all savings accounts offered by First Exchange Bank

Availability

  Available in 1 state
West Virginia
Availabile in all of West Virginia

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $100
Minimum Balance to Earn APY $50
Minimum Opening Deposit Starting at $50
Early Account Closure $5
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Branch Access
  • Member FDIC

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