SuperMoney
  First Exchange Bank Personal Savings
First Exchange Bank Personal Savings
in Savings Accounts from First Exchange Bank · Member FDIC
Unaffiliated

First Exchange Bank Personal Savings

Unaffiliated
in Savings Accounts from First Exchange Bank · Member FDIC
Not enough votes for recommendation

Not enough votes for recommendation

Explore a similar product
Try this top product in Savings Accounts.
PNC Bank High Yield Savings Account
PNC Bank High Yield Savings Account

Rating not yet determined  

4 reviews
Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) N/A
Minimum Balance to Earn APY $50

First Exchange Bank Personal Savings Review

First Exchange Bank Personal Savings is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank Personal Savings are available in 1 state across the USA.

Key Takeaways

First Exchange Bank Personal savings Pros & Cons

Pros Cons
  • Access to physical branches.
  • No signup bonus.
  • Does not earn interest.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.

First Exchange Bank Personal savings FAQ

Are savings accounts from First Exchange Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does First Exchange Bank offer a signup bonus?

First Exchange Bank Personal savings doesn't offer a signup bonus.

What is the minimum initial deposit for First Exchange Bank Personal savings?

The minimum deposit to open a First Exchange Bank Personal savings is $50.
First Exchange Bank Personal Savings Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $100
Minimum Balance to Earn APY $50
Minimum Opening Deposit Starting at $50

What APY does First Exchange Bank Personal Savings offer?

First Exchange Bank Personal savings is not an interest-bearing account.

What fees does First Exchange Bank Personal savings charge?

First Exchange Bank Personal savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $100.

  • First Exchange Bank Personal savings charges a $5 fee for an early account closure. Contact First Exchange Bank Personal savings for more details on what is considered an early closure.

What features and perks does First Exchange Bank Personal savings offer?

This savings account includes the following features:

  • Fraud monitoring - First Exchange Bank Personal savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Mobile Banking Services - First Exchange Bank Personal savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to First Exchange Bank Personal savings?

Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for First Exchange Bank Personal savings?

The customer support email for First Exchange Bank Personal savings is depositservices@firstexchangebank.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

Other Services by First Exchange Bank

Icon for Savings Accounts
View all savings accounts offered by First Exchange Bank

Availability

  Available in 1 state
West Virginia
Availabile in all of West Virginia

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $100
Minimum Balance to Earn APY $50
Minimum Opening Deposit Starting at $50
Early Account Closure $5
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Mobile Check Deposit
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Branch Access
  • Member FDIC

Be the first to rate

 

Would you recommend First Exchange Bank Personal Savings to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Savings Accounts

First Exchange Bank Savings Accounts

Loading...