First Exchange Bank Personal Savings Review

First Exchange Bank Personal Savings is offered by First Exchange Bank, a bank founded in 1895 and based in White Hall, WV. First Exchange Bank Personal Savings is available in 1 state across the USA.

Are savings accounts from First Exchange Bank federally insured?

Yes, your First Exchange Bank savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC #13020). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does First Exchange Bank offer a signup bonus?

First Exchange Bank Personal savings doesn't offer a signup bonus.

What is the minimum initial deposit for First Exchange Bank Personal savings?

What APY does First Exchange Bank offer?

First Exchange Bank Personal savings is not an interest-bearing account.

What fees does First Exchange Bank Personal savings charge?

First Exchange Bank Personal savings does not charge a monthly service fee. See the fee breakdown section below to view all fees.

However, you can waive the monthly fees if you have a minimum daily balance of $100.

• First Exchange Bank Personal savings charges a $5 fee for an early account closure. Contact First Exchange Bank Personal savings for more details on what is considered an early closure.

What features and perks does First Exchange Bank Personal savings offer?

This savings account includes the following features:

• Fraud monitoring - First Exchange Bank Personal savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Mobile Banking Services - First Exchange Bank Personal savings allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to First Exchange Bank Personal savings?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for First Exchange Bank Personal savings?

The customer support email for First Exchange Bank Personal savings is depositservices@firstexchangebank.com.