First Niagara Bank Savings Account Review

First Niagara Bank Savings Account is offered by First Niagara Bank, a bank founded in 1870 and based in Buffalo, NY. First Niagara Bank Savings Account is available in state across the USA.

Are savings accounts from First Niagara Bank federally insured?

No, your First Niagara Bank savings accounts are not insured by a federal insurance agency. This means that if First Niagara Bank were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

Does First Niagara Bank offer a signup bonus?

First Niagara Bank savings account doesn't offer a signup bonus.

What is the minimum initial deposit for First Niagara Bank savings account?

What APY does First Niagara Bank offer?

First Niagara Bank savings account is not an interest-bearing account.

What fees does First Niagara Bank savings account charge?

First Niagara Bank savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

Can you set up a direct deposit to First Niagara Bank savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.