First Technology Federal Credit Union Instant Access Savings Account Review

Where does First Technology Federal Credit Union Instant Access Savings Account do business?

First Technology Federal Credit Union is a credit union based in Cupertino, CA. It was founded in 2012 and offers savings accounts in 50 states (and Washington, DC).

First Technology Federal Credit Union Instant Access Savings Account is not a member of the Federal Deposit Insurance Corporation (FDIC). This means your deposits are not covered by the FDIC if First Technology Federal Credit Union Instant Access Savings Account were to fall into financial difficulties.

What APY does First Technology Federal Credit Union offer?

First Technology Federal Credit Union Instant Access Savings Account offers an APY starting at .05% and ranging up to .70% (APY stands for annual percentage yield, rates may change).

What features and perks does First Technology Federal Credit Union Instant Access Savings Account offer?

This account includes the following features:

• Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
• Fraud monitoring - First Technology Federal Credit Union Instant Access Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
• Nationwide ATM network - Withdraw money and check your balance from wherever you are.

What fees does First Technology Federal Credit Union Instant Access Savings Account charge?

First Technology Federal Credit Union Instant Access Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $15 fee.
• Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.