First Technology Federal Credit Union Instant Access Savings Account Review

First Technology Federal Credit Union Instant Access Savings Account is offered by First Technology Federal Credit Union, a credit union founded in 2012 and based in Cupertino, CA. First Technology Federal Credit Union Instant Access Savings Account is available in 50 states (and Washington, DC).

Are savings accounts from First Technology Federal Credit Union federally insured?

Yes, your First Technology Federal Credit Union savings accounts are insured up to $250,000 per person by the National Credit Union Share Insurance Fund (NCUSIF). Individual Retirement Accounts (IRA) are insured separately up to $250,000. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does First Technology Federal Credit Union offer a signup bonus?

First Technology Federal Credit Union Instant Access Savings Account doesn't offer a signup bonus.

What is the minimum balance for First Technology Federal Credit Union Instant Access Savings Account?

What APY does First Technology Federal Credit Union offer?

First Technology Federal Credit Union Instant Access Savings Account offers an APY starting at 0.05% and ranging up to 0.35% (APY stands for annual percentage yield, rates may change).

What features and perks does First Technology Federal Credit Union Instant Access Savings Account offer?

This account includes the following features:

• Automatic savings - Set up an automatic transfer from your checking account to a savings account and you'll never have to second-guess your saving decisions again.
• Fraud monitoring - First Technology Federal Credit Union Instant Access Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
• Nationwide ATM network - Withdraw money and check your balance from wherever you are.

First Technology Federal Credit Union Instant Access Savings Account Features

Description
Bank Account Features	No ATM Fees Branch Access NCUA Member Bauer Financial A+/A Rating Automatic Savings Free Bill Pay Fraud Monitoring Mobile Banking Nationwide ATM Network Interest Bearing Account No Monthly Maintenance Fee Mobile Check Deposit

What fees does First Technology Federal Credit Union Instant Access Savings Account charge?

First Technology Federal Credit Union Instant Access Savings Account does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $15 fee.
• Outoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.