First Tech FCU Instant Access Savings Account

First Tech FCU Instant Access Savings Account Review

First Tech FCU Instant Access Savings Account is offered by First Technology Federal Credit Union, founded in 2012 and based in Cupertino, CA. First Tech FCU Instant Access Savings Account is available in 51 states across the USA.

• Higher than average APY. First Tech FCU Instant Access Savings Account has an annual percentage yield of up to 0.35%, which is higher than the national average interest rate on savings accounts.
• Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.

Are savings accounts from First Technology Federal Credit Union federally insured?

No, your First Technology Federal Credit Union savings accounts are not insured by a federal insurance agency. This means that if First Technology Federal Credit Union were to fall into financial difficulties, your deposits are not covered by a government backed insurance fund like the FDIC or NCUSIF.

Does First Technology Federal Credit Union offer a signup bonus?

First Tech savings account doesn't offer a signup bonus.

What is the minimum initial deposit for First Tech savings account?

What APY does First Technology Federal Credit Union offer?

First Tech savings account offers an APY starting at 0.05% and ranging up to 0.35% (APY stands for annual percentage yield, rates may change).

What fees does First Tech savings account charge?

First Tech savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $15 fee.
• Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.

What features and perks does First Tech savings account offer?

This savings account includes the following features:

Can you set up a direct deposit to First Tech savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for First Tech savings account?

The customer support email for First Tech savings account is memberservice@firsttechfed.com.