First Technology Federal Credit Union Instant Access Savings Account Review

First Technology Federal Credit Union Instant Access Savings Account is offered by First Technology Federal Credit Union, a credit union founded in 2012 and based in Cupertino, CA. First Technology Federal Credit Union Instant Access Savings Account is available in 50 states (and Washington, DC).

• Higher than average APY. First Technology Federal Credit Union Instant Access Savings Account has an annual percentage yield of up to 0.35%, which is higher than the national average interest rate on savings accounts.
• $0 monthly fee. This account does not charge a monthly Service Charge.
• Large minimum initial deposit. You need a minimum deposit of $5,000 to open an account. This is a relatively large minimum initial deposit when compared to the other accounts that we track.
• No ATM fees. First Technology Federal Credit Union Instant Access Savings Account does not charge fees on ATM transactions.
• Bill pay. Pay your bills to practically anyone in the United States through First Technology Federal Credit Union.

Are savings accounts from First Technology Federal Credit Union federally insured?

Yes, your First Technology Federal Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does First Technology Federal Credit Union offer a signup bonus?

First Tech savings account doesn't offer a signup bonus.

What is the minimum initial deposit for First Tech savings account?

What APY does First Technology Federal Credit Union offer?

First Tech savings account offers an APY starting at 0.05% and ranging up to 0.35% (APY stands for annual percentage yield, rates may change).

What fees does First Tech savings account charge?

First Tech savings account does not charge a monthly service fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $15 fee.
• Outgoing international bank transfers come with a $40 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.

What features and perks does First Tech savings account offer?

This savings account includes the following features:

• Fraud monitoring - First Tech savings account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
• Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - First Tech savings account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.

Can you set up a direct deposit to First Tech savings account?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for First Tech savings account?

The customer support email for First Tech savings account is memberservice@firsttechfed.com.