SuperMoney
  FNBO Direct Savings

FNBO Direct Savings

in Savings Accounts from First National Bank of Omaha

Unaffiliated

FNBO Direct Savings

Unaffiliated

in Savings Accounts from First National Bank of Omaha

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend FNBO Direct Savings to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
APY (Annual Percentage Yield) 1.8%
APY Minimum Balance $0
Monthly Fee $0

FNBO Direct Savings Review

FNBO Direct Savings is offered by First National Bank of Omaha, a bank founded in 1857 and based in Omaha, NE. FNBO Direct Savings is available in 50 states (and Washington, DC).

Are savings accounts from First National Bank of Omaha federally insured?

Yes, your First National Bank of Omaha savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

Does First National Bank of Omaha offer a signup bonus?

FNBO Direct Savings has a signup bonus of $0.

What is the minimum balance for FNBO Direct Savings?

The minimum balance to open a FNBO Direct Savings is $1.
FNBO Direct Savings Account Minimums
Description
APY Minimum Balance $0
Minimum Initial Deposit $1
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Required Balance N/A
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Balance to Avoid Monthly Fee $0

What APY does First National Bank of Omaha offer?

FNBO Direct Savings offers an APY of 1.8% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What features and perks does FNBO Direct Savings offer?

This account includes the following features:

  • Fraud monitoring - FNBO Direct Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
  • Nationwide ATM network - Withdraw money and check your balance from wherever you are.
  • FNBO Direct Savings Features
    Description
    Bank Account Features
    • Bauer Financial A+/A Rating
    • Fraud Monitoring
    • Free Bill Pay
    • Interest Bearing Account
    • Mobile Banking
    • Nationwide ATM Network
    • No ATM Fees
    • No Monthly Maintenance Fee

What fees does FNBO Direct Savings charge?

FNBO Direct Savings does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $15 fee.
SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

APY Minimum Balance $0
Minimum Balance to Avoid Monthly Fee $0
Minimum Combined Balance to Avoid Monthly Fee $0
Minimum Direct Deposit to Avoid Monthly Fee $0
Minimum Initial Deposit $1
Early Account Closure $0
International ATM Surcharge $0
Monthly Fee $0
Paper Statement Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $0
Returned Deposit Fee (Domestic) $33
Wire Transfer Fee - Domestic (Outgoing) $15
Bauer Financial A+/A Rating  
Bank Account Features
  • Bauer Financial A+/A Rating
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 1.8%

Be the first to rate

 

Would you recommend FNBO Direct Savings to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Savings Accounts

Chime Bank Savings Account
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

3 Reviews

BBVA Online Checking
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

1 Reviews

First National Bank of Omaha Savings Accounts

Product

Reviews

APY (Annual Percentage Yield)

APY Minimum Balance

Monthly Fee

First National Bank of Omaha Savings Account
APY (Annual Percentage Yield) 0.1% - 0.25%     0% 6%
APY Minimum Balance N/A APY Minimum Balance
Monthly Fee N/A Monthly Fee