FNBO Direct Savings Review

FNBO Direct Savings is offered by First National Bank of Omaha, a bank founded in 1857 and based in Omaha, NE. FNBO Direct Savings is available in 50 states (and Washington, DC).

Are savings accounts from First National Bank of Omaha federally insured?

Yes, your First National Bank of Omaha savings accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does First National Bank of Omaha offer?

FNBO Direct Savings offers an APY of 1.9% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What features and perks does FNBO Direct Savings offer?

This account includes the following features:

• Fraud monitoring - FNBO Direct Savings monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to receive ebills directly to your account and pay them easily from your account.
• Nationwide ATM network - Withdraw money and check your balance from wherever you are.

What fees does FNBO Direct Savings charge?

FNBO Direct Savings does not charge a monthly maintenance fee. See the fee breakdown section below to view all fees.

• Outgoing domestic bank transfers come with a $15 fee.