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Last Updated: 10/31/2025

InRoads CU High Yield Savings Account

in Savings Accounts from InRoads Credit Union

Last Updated: 10/31/2025

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Highlights

APY (Annual Percentage Yield)

3.3%(Verified 10/31/2025)

Minimum Opening Deposit

$10

Minimum Balance to Earn APY

$0.01

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InRoads CU High Yield Savings Account Review

InRoads CU High Yield Savings Account is offered by InRoads Credit Union, a credit union founded in 1938 and based in St. Helens, OR. InRoads CU High Yield Savings Account are available in 50 states,Puerto Rico, and Washington, DC.

Key Takeaways

  • High yield savings. This account offers an annual percentage yield of up to 3.3%, which is much higher than the average interest rate for a savings account.
  • Small minimum initial deposit. You only need $10 to open an account.

InRoads CU High Yield Savings Account Pros & Cons

InRoads CU High Yield Savings Account FAQ

Are savings accounts from InRoads Credit Union federally insured?

No, your InRoads Credit Union savings accounts are not insured by a federal insurance agency. This means that if InRoads Credit Union were to fall into financial difficulties, your deposits are not covered by a government-backed insurance fund like the FDIC or NCUSIF.

Does InRoads Credit Union offer a signup bonus?

InRoads CU High Yield Savings Account doesn't offer a signup bonus.

What is the minimum initial deposit for InRoads CU High Yield Savings Account?

The minimum deposit to open a InRoads CU High Yield Savings Account is $10.

What APY does InRoads CU High Yield Savings Account offer?

InRoads CU High Yield Savings Account offers an APY of 3.3% (APY stands for annual percentage yield, rates may change). This is much higher than the average savings account rate.
The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does InRoads CU High Yield Savings Account charge?

    What features and perks does InRoads CU High Yield Savings Account offer?

    This savings account includes the following features:
    • Fraud monitoring - InRoads CU High Yield Savings Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
    • Mobile Banking Services - InRoads CU High Yield Savings Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
    • Nationwide ATM network - Conveniently transact at a nearby ATM.

    Can you set up a direct deposit to InRoads CU High Yield Savings Account?

    Yes, you can typically set up a direct deposit to this account. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

    What is the customer support email for InRoads CU High Yield Savings Account?

    The customer support email for InRoads CU High Yield Savings Account is info@inroadscu.org.

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    Contact

    Headquarters

    425 Columbia River Hwy
    St. Helens, OR 97051
    Visit Site

    Hours of Operation

    Sunday
    Closed
    Monday
    10:00AM - 5:30PM
    Tuesday
    10:00AM - 5:30PM
    Wednesday
    10:00AM - 5:30PM
    Thursday
    10:00AM - 5:30PM
    Friday
    10:00AM - 5:30PM
    Saturday
    Closed

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