KeyBank Key Active Saver Account

KeyBank Key Active Saver Account

in Savings Accounts from KeyBank National Association


KeyBank Key Active Saver Account


in Savings Accounts from KeyBank National Association

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend KeyBank Key Active Saver Account to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

APY 0.01% - 0.1%
APY Minimum Balance N/A
Monthly Fee $0 - $4

KeyBank Key Active Saver Account Review

KeyBank National Association is a national bank with headquarters in Cleveland, Ohio. The bank has $93.1 billion in assets and $73.8 billion in deposits. Customers can access their accounts online, at 1009 branches or at one of its 1,287 ATMs. KeyBank is the result of the merge between KeyCorp and Society Corporation 1994. KeyCorp can trace its origins back to 1825, when its founding bank, Commercial Bank of Albany, was founded in New York. KeyBank has a five-star rating with Bauer Financial and an A+ with BBB.

What Are KeyBank’s Checking and Savings Accounts Like?


KeyBank offers four checking accounts: KeyBank Hassle-Free, Key Express, Key Advantage, and Key Privilege.

KeyBank Hassle-Free has a $0 monthly maintenance charge, although customers can purchase a Relationship Rewards membership for $40 if they want. The Relationship Rewards program allows customers to earn points by using the account and purchasing others services from KeyBank. The account includes a free debit card and online bill payments, but it doesn’t bear interest and does not offer paper checks. T

Key Express has a $7 monthly fee, but customers can waive it by either making $500 in deposits or initiating a minimum of eight transactions per month. As well as a free debit card, access to the Relationship Rewards program ($40 annual fee), and online bill payments, it also includes unlimited check writing.

Key Advantage has an $18 monthly service charge but you can avoid it by maintaining a $10,000 combined balance or having a mortgage with KeyBank. The account includes free checks, up to $6 a month in reimbursements for non-Key ATM surcharges, discounts on loans and preferred pricing on CDs. It has a minimum opening deposit of $50 and a maximum APY of 0.02% for balances over $500,000. All other balances receive 0.01% APY.

Key Privilege has a $25 monthly fee, which you can avoid with a $25,000 combined balance, a mortgage with KeyBank. As well as the services and benefits offered by Key Advantage, Key Privilege pays a maximum APY of 0.03% for balances over $500,000. All other balances receive 0.02% APY.


KeyBank has three savings accounts: Key Saver Personal Savings, Key Silver Money Market Savings, and Key Gold Money Market Savings.

Key Saver Personal Savings has a $10 minimum opening deposit and a $4 monthly fee, which is waived if you maintain a daily balance of $300. It’s easy to set automatic transfers and the account can be used as overdraft protection for a KeyBank checking account.

Key Silver Money Market Savings has a $12 monthly service fee for savers who don’t maintain a $5,000 balance or who fail to make a monthly transfer of at least $25. Rates range from 0.04% to 0.1% APY (balances over $500,000). Opening an account generates 5,000 Relationship Reward points.

Key Gold Money Market Savings has an $18 monthly fee for customers who don’t maintain a daily balance of $30,000. The rates range from 0.05% to 0.12% APY. Only customers with a balance of $2 million qualify for the 0.12% APY.

What Are The Advantages And Disadvantages Of KeyBank’s Savings and Checking Accounts?

We love this about KeyBank:

  • Wide selection of accounts
  • Extensive ATM network
  • No monthly fee option
  • Relationship Rewards points just for using your accounts

We don’t like this about KeyBank:

  • Low interest rates
  • Only wealth customers qualify for the higher yield rates
  • Minimum deposits
  • Monthly fees
SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   127 Public Square
    Cleveland, OH 44114 USA
  •   Visit Site

Other Services by KeyBank National Association


Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 15 states
  • Alaska
  • Colorado
  • Florida
  • Idaho
  • Indiana
  • Maine
  • Massachusetts
  • Michigan
  • New York
  • Ohio
  • Oregon
  • Pennsylvania
  • Utah
  • Vermont
  • Washington

Feature Breakdown

Minimum Direct Deposit to Avoid Monthly Fee $5
Minimum Balance to Avoid Monthly Fee $10
Monthly Fee $0 - $4
Paper Statement Fee $3
Early Account Closure $25
Returned Deposit Fee (Domestic) $37
Wire Transfer Fee - Domestic (Outgoing) $30
Wire Transfer Fee - International (Outgoing) $45
Bank Account Features
  • Automatic Savings
  • Bauer Financial A+/A Rating
  • Branch Access
  • Fraud Monitoring
  • Free Bill Pay
  • Interest Bearing Account
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No ATM Fees
  • No Monthly Maintenance Fee
APY 0.01% - 0.1%

Be the first to rate


Would you recommend KeyBank Key Active Saver Account to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)