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  Members First Credit Union of Florida Christmas Club Accounts

Members First Credit Union of Florida Christmas Club Accounts

in Savings Accounts from Members First Credit Union of Florida · ncua

Unaffiliated

Members First Credit Union of Florida Christmas Club Accounts

Unaffiliated

in Savings Accounts from Members First Credit Union of Florida · Insured by NCUA

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Highlights
Monthly Fee N/A
APY (Annual Percentage Yield) 0.15%
APY Minimum Balance $100

Members First Credit Union of Florida Christmas Club Accounts Review

Members First Credit Union of Florida Christmas Club Accounts is offered by Members First Credit Union of Florida, a credit union founded in 1954 and based in Pensacola, FL. Members First Credit Union of Florida Christmas Club Accounts is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. Members First Credit Union of Florida Christmas Club Accounts has an annual percentage yield of up to 0.15%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $100.
  • Bill pay. Pay your bills to practically anyone in the United States through Members First Credit Union of Florida.
Members First Credit Union of Florida Christmas Club Accounts Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.
Members First Credit Union of Florida Christmas Club Accounts FAQ

Are savings accounts from Members First Credit Union of Florida federally insured?

Yes, your Members First Credit Union of Florida savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does Members First Credit Union of Florida offer a signup bonus?

Members First Credit Union of Florida Christmas Club Accounts doesn't offer a signup bonus.

What is the minimum initial deposit for Members First Credit Union of Florida Christmas Club Accounts?

Members First Credit Union of Florida Christmas Club Accounts Minimums
Description
APY Minimum Balance $100
Minimum Required Balance $100

What APY does Members First Credit Union of Florida offer?

Members First Credit Union of Florida Christmas Club Accounts offers an APY of 0.15% (APY stands for annual percentage yield, rates may change).

The interest rate on a savings account or checking account can change based, in part, on what the Federal Reserve does. Note that the APY of a savings account is the amount of interest you will earn if you keep your money in the account for a full year expressed as a percentage. The difference between an APY and an interest rate is that the APY takes into account how often your money earns interest (or compounds). The more often your money compounds, the more it will earn. Savings accounts with an interest rate that compounds daily, for example, will earn a higher return (and therefore a higher APY) than savings accounts that compound annually.

What fees does Members First Credit Union of Florida Christmas Club Accounts charge?

Members First Credit Union of Florida Christmas Club Accounts does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $15 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outgoing international bank transfers come with a $57.50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • Members First Credit Union of Florida Christmas Club Accounts charges a $25 fee for an early account closure. Contact Members First Credit Union of Florida Christmas Club Accounts for more details on what is considered an early closure.
  • Members First Credit Union of Florida Christmas Club Accounts charges $3 every time you request a paper statement.

What features and perks does Members First Credit Union of Florida Christmas Club Accounts offer?

This savings account includes the following features:

  • Fraud monitoring - Members First Credit Union of Florida Christmas Club Accounts monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Members First Credit Union of Florida Christmas Club Accounts allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to Members First Credit Union of Florida Christmas Club Accounts?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for Members First Credit Union of Florida Christmas Club Accounts?

The customer support email for Members First Credit Union of Florida Christmas Club Accounts is mfcufl@mfcufl.org.

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:30pm
  • Tuesday 9:00am - 4:30pm
  • Wednesday 9:00am - 4:30pm
  • Thursday 9:00am - 4:30pm
  • Friday 9:00am - 4:30pm
  • Saturday 8:30am - 12:00pm

Other Services by Members First Credit Union of Florida

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View all savings accounts offered by Members First Credit Union of Florida

Availability

  Available in 1 state
Florida
Availabile in all of Florida

Feature Breakdown

APY Minimum Balance $100
Minimum Required Balance $100
Early Account Closure $25
Paper Statement Fee $3
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $15
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $57.50
Account Features
  • Branch Access
  • Insured by NCUA
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.15%

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