SuperMoney
  MEMBERS1st Community Credit Union Liquidity1st

MEMBERS1st Community Credit Union Liquidity1st

in Savings Accounts from MEMBERS1st Community Credit Union · ncua

Unaffiliated

MEMBERS1st Community Credit Union Liquidity1st

Unaffiliated

in Savings Accounts from MEMBERS1st Community Credit Union · Insured by NCUA

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend MEMBERS1st Community Credit Union Liquidity1st to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0.2% - 0.35%
APY Minimum Balance $1,000

MEMBERS1st Community Credit Union Liquidity1st Review

MEMBERS1st Community Credit Union Liquidity1st is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Liquidity1st is available in 1 state across the USA.

Key Takeaways
  • Higher than average APY. MEMBERS1st Community Credit Union Liquidity1st has an annual percentage yield of up to 0.35%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through MEMBERS1st Community Credit Union.
MEMBERS1st Community Credit Union Liquidity1st Pros & Cons
Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.
MEMBERS1st Community Credit Union Liquidity1st FAQ

Are savings accounts from MEMBERS1st Community Credit Union federally insured?

Yes, your MEMBERS1st Community Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does MEMBERS1st Community Credit Union offer a signup bonus?

MEMBERS1st Community Credit Union Liquidity1st doesn't offer a signup bonus.

What is the minimum initial deposit for MEMBERS1st Community Credit Union Liquidity1st?

There is no minimum deposit to open a MEMBERS1st Community Credit Union Liquidity1st.
MEMBERS1st Community Credit Union Liquidity1st Minimums
Description
APY Minimum Balance $1,000
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0

What APY does MEMBERS1st Community Credit Union offer?

MEMBERS1st Community Credit Union Liquidity1st offers an APY starting at 0.2% and ranging up to 0.35% (APY stands for annual percentage yield, rates may change).

What fees does MEMBERS1st Community Credit Union Liquidity1st charge?

MEMBERS1st Community Credit Union Liquidity1st does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • MEMBERS1st Community Credit Union Liquidity1st charges a $5 fee for an early account closure. Contact MEMBERS1st Community Credit Union Liquidity1st for more details on what is considered an early closure.
  • MEMBERS1st Community Credit Union Liquidity1st charges $2 every time you request a paper statement.

What features and perks does MEMBERS1st Community Credit Union Liquidity1st offer?

This savings account includes the following features:

  • Fraud monitoring - MEMBERS1st Community Credit Union Liquidity1st monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - MEMBERS1st Community Credit Union Liquidity1st allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to MEMBERS1st Community Credit Union Liquidity1st?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for MEMBERS1st Community Credit Union Liquidity1st?

The customer support email for MEMBERS1st Community Credit Union Liquidity1st is info@members1st.com.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:30am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by MEMBERS1st Community Credit Union

Icon for Savings Accounts
View all savings accounts offered by MEMBERS1st Community Credit Union

Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

APY Minimum Balance $1,000
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0
Monthly Fee $0
Early Account Closure $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Account Features
  • Branch Access
  • Insured by NCUA
  • Free Bill Pay
  • Fraud Protection
  • Fraud Monitoring
  • Mobile Banking
  • Interest Bearing Account
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.2% - 0.35%

Be the first to rate

 

Would you recommend MEMBERS1st Community Credit Union Liquidity1st to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Savings Accounts

MEMBERS1st Community Credit Union Savings Accounts

Loading...