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  MEMBERS1st Community Credit Union Liquidity1st
MEMBERS1st Community Credit Union Liquidity1st Unaffiliated

MEMBERS1st Community Credit Union Liquidity1st

Unaffiliated
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Highlights
Monthly Fee $0
APY (Annual Percentage Yield) 0.2% - 0.35%
Minimum Balance to Earn APY $1,000

MEMBERS1st Community Credit Union Liquidity1st Review

MEMBERS1st Community Credit Union Liquidity1st is offered by MEMBERS1st Community Credit Union, a credit union founded in 1964 and based in Marshalltown, IA. MEMBERS1st Community Credit Union Liquidity1st is available in 1 state across the USA.

Key Takeaways

  • Higher than average APY. MEMBERS1st Community Credit Union Liquidity1st has an annual percentage yield of up to 0.35%, which is higher than the national average interest rate on savings accounts. Note that you must keep a minimum balance of $1000.
  • $0 monthly fee. This account does not charge a monthly Service Charge.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through MEMBERS1st Community Credit Union.

MEMBERS1st Community Credit Union Liquidity1st Pros & Cons

Pros Cons
  • Dividend-yielding account
  • Insured by NCUA.
  • Access to physical branches.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Does not come with a debit card
  • Only available in one state.
  • Higher than average wire transfer fees.

MEMBERS1st Community Credit Union Liquidity1st FAQ

Are savings accounts from MEMBERS1st Community Credit Union federally insured?

Yes, your MEMBERS1st Community Credit Union savings accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

Does MEMBERS1st Community Credit Union offer a signup bonus?

MEMBERS1st Community Credit Union Liquidity1st doesn't offer a signup bonus.

What is the minimum initial deposit for MEMBERS1st Community Credit Union Liquidity1st?

There is no minimum deposit to open a MEMBERS1st Community Credit Union Liquidity1st.
MEMBERS1st Community Credit Union Liquidity1st Minimums
Description
Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $1,000
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0

What APY does MEMBERS1st Community Credit Union offer?

MEMBERS1st Community Credit Union Liquidity1st offers an APY starting at 0.2% and ranging up to 0.35% (APY stands for annual percentage yield, rates may change).

What fees does MEMBERS1st Community Credit Union Liquidity1st charge?

MEMBERS1st Community Credit Union Liquidity1st does not charge a monthly service fee. See the fee breakdown section below to view all fees.

  • Outgoing domestic bank transfers come with a $20 fee.
  • Incoming domestic bank transfers come with a $10 fee.
  • Outgoing international bank transfers come with a $50 fee. You can save a ton of money in fees if you use use a nonbank money transfer service.
  • Incoming international bank transfers come with a $10 fee.
  • MEMBERS1st Community Credit Union Liquidity1st charges a $5 fee for an early account closure. Contact MEMBERS1st Community Credit Union Liquidity1st for more details on what is considered an early closure.
  • MEMBERS1st Community Credit Union Liquidity1st charges $2 every time you request a paper statement.

What features and perks does MEMBERS1st Community Credit Union Liquidity1st offer?

This savings account includes the following features:

  • Fraud monitoring - MEMBERS1st Community Credit Union Liquidity1st monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location, or you make a sudden string of costly purchases.
  • Free Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - MEMBERS1st Community Credit Union Liquidity1st allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

Can you set up a direct deposit to MEMBERS1st Community Credit Union Liquidity1st?

In most cases, the answer is yes. However, it depends on the direct deposit program your employer uses. Most direct deposit programs allow you to send your paycheck to a savings or checking account. In some cases, you can even split your paycheck between the two.

What is the customer support email for MEMBERS1st Community Credit Union Liquidity1st?

The customer support email for MEMBERS1st Community Credit Union Liquidity1st is info@members1st.com.

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Availability

  Available in 1 state
Iowa
Availabile in all of Iowa

Feature Breakdown

Minimum Balance to Avoid Monthly Fee Starting at $0
Minimum Balance to Earn APY $1,000
Minimum Opening Deposit Starting at $0
Minimum Required Balance $0
Monthly Fee $0
Early Account Closure $5
Paper Statement Fee $2
Returned Deposit Fee (Domestic) $5
Wire Transfer Fee - Domestic (Incoming) $10
Wire Transfer Fee - Domestic (Outgoing) $20
Wire Transfer Fee - International (Incoming) $10
Wire Transfer Fee - International (Outgoing) $50
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Fraud Protection
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 0.2% - 0.35%

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